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Originally Posted by hl176
(Post 29356155)
... did not hear back from my banker. They also gave me a healthy credit limit of 11k as a college student. Also I should note that after the rejection, funds were transferred to my account for tuition....
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Originally Posted by hl176
(Post 29356155)
Do any of you know of what caused the sudden approval and what may have happened?
The way I see it - it is a simply a formality. If you qualify HSBC Premier without paying a monthly fee (this includes international linkage as well), you will get the card. |
Originally Posted by mia
(Post 29359390)
Did you expect to be contacted by your Relationship Manager because you submitted the application through her or contacted her when the application was rejected? Do you (or your family) also have a relationship with HSBC in another country?
I have HSBC in Canada which is actually where the main account is; the US account is just a linked account. Edit: I just remembered that she sent me an email to send her more information; however, I'm not sure if it was after or before they rejected me. I was out of town during that time
Originally Posted by garykung
(Post 29359948)
This is solely my speculation.
The way I see it - it is a simply a formality. If you qualify HSBC Premier without paying a monthly fee (this includes international linkage as well), you will get the card. What would lead to bank's credit department to rescind their rejection and suddenly approve without any intervention on my end? I should note that around the time of the rejection (before or after a few days), tuition funds were transferred to the account so maybe that had something to do with it? I'm not sure I did miss a call from their toll free number so I'm assuming maybe they were going to discuss something with regards about that matter |
Originally Posted by hl176
(Post 29362875)
What would lead to bank's credit department to rescind their rejection and suddenly approve without any intervention on my end?
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HSBC (USA) has added two transfer partners. Jet Airways and AeroMexico, but Asia Miles has been removed.
Now there are four (1:1):
HSBC (UK) still offers these four (2:1):
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Just received an email from HSBC -- apparently I now have both a "Premier Relationship Advisor" (for investment and insurance advice) and a "Premier Relationship Manager" (for banking services). Before, I only had a "Premier Relationship Advisor" for everything. Wonder why the change. Edit: This is HSBC USA.
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Originally Posted by ExpatExp
(Post 29473355)
Just received an email from HSBC ...
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Originally Posted by mia
(Post 29473790)
In which country?
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Originally Posted by mia
(Post 29411264)
HSBC (USA) has added two transfer partners. Jet Airways and AeroMexico, but Asia Miles has been removed.
Now there are four (1:1):
HSBC (UK) still offers these four (2:1):
Did anyone notice for the USA market, the points to cash conversion has gone back to a 1:1 ? i'm wondering if i should just cash out... decision is mine, but I don't udnerstand if converting my points to BA or Sinagpore would be worth it. I would like to fly to Europe and Canada in the near future. I also have 6K asiamiles sitting in my asiamiles account which now I cannot augment from my HSBC points as they dropped asiamiles. If my memory serves me, there was a time a couple years earlier where the redemption was less than that. I could be wrong. They are also devaluing the points come april. devaluation ? Seat 31B "Currently, for HSBC Premier members, the rate is 62 points per $1. However, as of April 2, 2018, the rate will increase to 80 points per $1. This is a significant devaluation, from about 1.6 cents per point in value down to 1.25 cents per point in value. I think this is most significant because it is the first major bank program ..." |
Originally Posted by stanj
(Post 28848420)
Just got a mailer announcing enhancements to the US card:
2x rewards on travel purchases (airlines, hotels and cruises) TSA Pre application fee reimbursement (no mention of Global Entry) $50 annual credit for Uber or Lyft rides ($10/ride) Free Boingo wi-fi access Free 2-day shipping via shoprunner.com 10% discount on hotel stays through Expedia, Agoda, or onefinestay Continuing benefits include no FTF and contactless. Not sure I can get excited about any of the new benefits. 2x travel rewards and free boingo might come in handy every blue moon. |
although asiamiles is gone as a transfer partner, British Air, Avios is still there. Avios points are usable on Cathay flights. So I went on the BA site and ran a query for a common Cathay fligh NYCt to Vancouver... this flight is really to Hong Kong, with that stop over in Vanoucver. Never really liked the flight as you get to Vancouver in the middle of the night, you lose the day (but this is another discussion)
But anyway, looking at the flight award breakdown, 25,000 avios and $77.34USD, not bad. I consider the 25,000 avios as $250USD. so would one be able to find a flight from NY to Vancouver for under $325. Personally I would rather pay upwards of $425USD and get better flight times on the return leg, on another airline, aircanada or westjet if possible. The flight times though Cathay on this flight are acceptable if you stay with a friend or family. if you are doing hotel or airbnb... if you pay for your stay.. you arrive at weird check in time, and leave every early... you blow a day of lodging having to leave at 10:55 PM, or check out in the afternoon and wonder what to do for half a day befoer the airport. https://cimg6.ibsrv.net/gimg/www.fly...ba6f7733f4.jpg |
Originally Posted by abc5
(Post 29508696)
although asiamiles is gone as a transfer partner, British Air, Avios is still there. Avios points are usable on Cathay flights. So I went on the BA site and ran a query for a common Cathay fligh NYCt to Vancouver... this flight is really to Hong Kong, with that stop over in Vanoucver. Never really liked the flight as you get to Vancouver in the middle of the night, you lose the day (but this is another discussion)
But anyway, looking at the flight award breakdown, 25,000 avios and $77.34USD, not bad. I consider the 25,000 avios as $250USD. so would one be able to find a flight from NY to Vancouver for under $325. Personally I would rather pay upwards of $425USD and get better flight times on the return leg, on another airline, aircanada or westjet if possible. The flight times though Cathay on this flight are acceptable if you stay with a friend or family. if you are doing hotel or airbnb... if you pay for your stay.. you arrive at weird check in time, and leave every early... you blow a day of lodging having to leave at 10:55 PM, or check out in the afternoon and wonder what to do for half a day befoer the airport. https://cimg6.ibsrv.net/gimg/www.fly...ba6f7733f4.jpg |
Originally Posted by Clipper801
(Post 29521662)
For those contemplating to fly CX from YVR to JFK, there is no US CBP pre-clearance at YVR. One has to clear all US entry formalities at JFK which is a pain.
So was your point that doing CBP at JFK in particular, is a pain? and not about a personal preference for doing CBP pre flight than post flight? I know that for flights from Montreal canada to NY -LGA, since LGA isn't a 'international' flights airport for NYC, that belongs to JFK, it doesn't have CBP, therefore that aspect it taken care of in Canada, montreal that is, YUL. The downside is you must arrive at YUL earlier but once you land you're on your way quicker. |
Originally Posted by Clipper801
(Post 29521662)
For those contemplating to fly CX from YVR to JFK, there is no US CBP pre-clearance at YVR. One has to clear all US entry formalities at JFK which is a pain.
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Originally Posted by EmailKid
(Post 29615927)
Just to be clear, no pre-clearance at YVR for THIS flight, as CX is in the non US side of Int'l terminal. Pretty much all other US bound flights go through CBP at YVR.
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