Chairman gets 3 pts per dollar spent on everyday spending such as the gas stations, drugstores and so forth....

Then there is also TY merchants who give you bonus pts...I bought a $800 LCD TV for my bedroom thru Crutchfield online and I earned 7 pt per dollar spent...

Then last Christmas I did my entire shopping online with TY merchants and earned a ton of points that way...approx 3000 extra per month till Feb/Mar after all the Xmas purchases came thru...


Will do same thing this yr...you can also get TY pts for shopping at Drugstore.com and so forth...

It really maximizes your points...

If you travel frequently on plane tickets purchased with your Chairman Card, each purchase point that you earn will be matched by a flight point. Therefore,

For Drugstore, Grocery, and Gas spending you earn...1 purchase point + 2 select purchase points + 3 matching flight points = 6 points per $

For Other spending you earn...1 purchase point + 1 matching flight point = 2 points per $.

For Thankyou Merchant spending you earn...what ever is listed on the ThankYou Merchant website as high as 10+ points per $. Unfortunately, my Chairman Card cannot be enrolled in TY Merchants due to a technical issue. Citibank did give me 10,000 points to compensate me for this issue (which were matched by flight points to give a total of 20,000 bonus points).

This is an excellent breakdown of the point earning capability....I think that this is the only card where you can earn a ton of point by spending the least...

I know it is not midnight, but when you do wake up will you tell me how to duplicate getting the 20k? You can pm if you like. ;)

Ditto. :)

Some cards that were converted from Premier Pass to Chairman (including mine) cannot be registered in the Thank You merchant program for some technical reason.

I called ThankYou about this once...they bounced me around for 30min
I called again and was told that Chairman was ineligible for the Thank You merchant program
I complained...they gave me 5,000 points (after flight point match this is 10,000)
They still did not fix it
I complained again...they gave me another 5,000 points (after flight point match this is 10,000)
They still did not fix it...they are due for another complaint :)

Basically whenever I have called Chairman to complain about anything they have handed out 5,000 points. The discussion goes something like this "I am calling beause of ... I chose a premium credit card because of superior customer service, the time that it saves me (which I can spend on FT), and the benefits. This is causing me to lose confidence in the program."

Now I have just got to start feeling a loss of confidence.

My experience
 

I hate to open up a can of worms again, but the original poster is semi-right and the same thing happened to me. A card that advertises itself as getting 1 point per mile and hides it's eligibilty in it's very "non-layman's" terms and conditions is scamming the public and making people sign on fo rthe card without knowing this first and by the time they catch on it's been 3 months.

Here are the terms from its web site....remember this is not even vaiguly mentioned anywhere else.

If you are approved for a Card Account, a ThankYouSM Network Member Account (“ThankYou Member Account”) will be set up for you. ThankYou Purchase Points post to your Card Account at the close of each billing cycle, and at that time are transferred to your ThankYou Member Account. ThankYou Flight Points post to your Card Account and will transfer at the close of each billing cycle to your ThankYou Member Account when we transfer, or have previously transferred, an equal or greater number of ThankYou Purchase Points. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account.

Maybe I'm not a geniuse or I'm even plain stupid! but to hide it...yes hide it in "if you are approved for a card account" seems mostly misleading and purposely decieving people to sign on. expected from a smaller business...not from a major corp...others have been sued for less than this.


Just my 2 cents.

There is no deception. There is no fraud. They are not even hiding anything. The terms and conditions are clear and unambiguous.

Who doesn't read the T&Cs when applying for a credit card? :confused:

What credit card company has been sued for less than this? (seriously curious)

There is no deception and no fraud in laying out the terms of an agreement. It's your fault for not reading the terms of a contract you agreed to.

that is why they have a saying

"always read the SMALL PRINT"

I agree. It is very clear from the terms and conditions how this card works. Further, the rewards value of the card is 2% or more per $ spent. That is a very good reward rate. (However, how it adds up on your monthly statement is not always clear.)

There are usually conditions to rewards:

- Discover Card - You can only redeem in $25 increments
- Citi Dividend - You can only redeem when you earn $50 or more
- Fidelity Visa Signature - You earn a 1.5% reward, but it is only redeemable in $50 increments
- Expiration dates, point transfer fees, etc.

In every case you must read the terms and conditions. It is a shame to devalue a good card publicly because you did not read the T&C. If you use the card for what it is you will realize that it provides good value.

I know that this isn't supposed to happen, but I have the Diamond Preferred card as well as the PremierPass, and it has always credited by Diamond purchase points towards my PremierPass flight points.

With the Diamond card, they used to give 5pts dollar for groceries and gas. That isn't a permanent benefit anymore, but it is for the first 12 months, so if you sign up for the Diamond card, this loop hole may get you 10 cents a mile until you match your flight points. I think it may have worked for me because I consolidated the cards into my ThankYou account.

I also do agree with the other posters that this point matching req wasn't hidden.. I knew what I was getting into when I signed up.

Does it mean that PP will not match flight points with 15000 bonus points? Please tell me. THanks.

Flight points will match any points earned with the PP card (including bonus points). Flight points will not match TY points earned with other cards or a Citi checking account