Need expert FT advice..
Oct 15, 2004 | 6:46 am
#1
Original Poster
Join Date: Sep 2004
Location: Sunshine State
Programs: Too Many.....
Posts: 434
Need expert FT advice..
I need to apply for a v/mc as I am going to make a $18,000 puchase. I will not carry a balance so int % is not a factor. I know a few offers out there such as United 15K bonus.. but there is a $60 annual fee which I do not want to pay. Can some experts or others give me any thoughts or advice as to the best options aval to me? Thanks in advance.. 
Oct 15, 2004 | 8:39 am
#2
Join Date: Oct 2000
Location: ONT
Programs: Frontier Elite 100K, United Silver, Southwest A-List & Companion Pass
Posts: 100
Delta AMEX 10,000 miles bonus + no annual fee
Originally Posted by SANBO93
I need to apply for a v/mc as I am going to make a $18,000 puchase. I will not carry a balance so int % is not a factor. I know a few offers out there such as United 15K bonus.. but there is a $60 annual fee which I do not want to pay. Can some experts or others give me any thoughts or advice as to the best options aval to me? Thanks in advance..
Oct 15, 2004 | 9:27 am
#3
Join Date: Feb 2001
Programs: UA 1k, AA Plt, MR Lifetime Plat & Amb
Posts: 1,829
What are you buying for $18,000? (if its a car you may encounter some trouble) Are you sure you can get a card with that much credit available?
I'd definitely go for a Starwood Amex but I know that Amex may not be an option for you and there is a annual fee.
The only Visa / MC cards that don't charge an annual fee pay miles at 1 for every $2 so they're unattractive for your purchase.
I don't think your question has an obvious or easy answer. Pick what ever airline you want the miles in and go for that one.
PS - you can still get the 20,000 UA sign up miles if you want.
I'd definitely go for a Starwood Amex but I know that Amex may not be an option for you and there is a annual fee.
The only Visa / MC cards that don't charge an annual fee pay miles at 1 for every $2 so they're unattractive for your purchase.
I don't think your question has an obvious or easy answer. Pick what ever airline you want the miles in and go for that one.
PS - you can still get the 20,000 UA sign up miles if you want.
Oct 15, 2004 | 12:36 pm
#4
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
The Starwood Amex card has the first year free with 4,000 miles on first purchase. Also, if you do a search, there had been a UA VISA card with first year free which gave 15,000 miles on first purchase. You can find details of most of the credit card offers in MilesBuzz.
One issue you need to look at is the credit limit and the maximum number of miles/ points that can be awarded each month.
One issue you need to look at is the credit limit and the maximum number of miles/ points that can be awarded each month.
Oct 15, 2004 | 7:26 pm
#5
Original Member
Join Date: May 1998
Posts: 2,513
Take a good look at the Credit Card section of my website, Free Frequent Flyer Miles.
Oct 17, 2004 | 4:50 am
#6
Original Poster
Join Date: Sep 2004
Location: Sunshine State
Programs: Too Many.....
Posts: 434
Originally Posted by pgary
Take a good look at the Credit Card section of my website, Free Frequent Flyer Miles.
be paying the 60 fee,,but they did give me a 22k line of credit ( I had to request) . I will say as a newbie on FT this site IMHO will get u to thinking miles,boint,miles,points... Tks again to all 
^
Oct 23, 2004 | 4:44 am
#7
Original Poster
Join Date: Sep 2004
Location: Sunshine State
Programs: Too Many.....
Posts: 434
Originally Posted by SANBO93
Thanks to everyone for the advice.. I ended up getting the UA w/ 20000 and I will be paying the 60 fee,,but they did give me a 22k line of credit ( I had to request) . I will say as a newbie on FT this site IMHO will get u to thinking miles,boint,miles,points... Tks again to all ^
be paying the 60 fee,,but they did give me a 22k line of credit ( I had to request) . I will say as a newbie on FT this site IMHO will get u to thinking miles,boint,miles,points... Tks again to all ^