Foreigner applying for a visa/mastercard?
#1
Original Poster
Join Date: Dec 2001
Posts: 3,046
Foreigner applying for a visa/mastercard?
Hi,
I'm curious if anyone has had any luck applying for a credit card not from their home country?
I've heard it is relatively easy for someone apply for a credit card in Australia, but how about in other countries?
As an Australian, i'm not too pleased with the competition here and in particular i'm keen to earn points on ANA or United or Mexicana or even Air Canada.. anyone had any luck applying for cards which partipcate in these programs but are based in foreign countries?
Hope ft'ers can help out.
I'm sure this will be useful for many.
I'm curious if anyone has had any luck applying for a credit card not from their home country?
I've heard it is relatively easy for someone apply for a credit card in Australia, but how about in other countries?
As an Australian, i'm not too pleased with the competition here and in particular i'm keen to earn points on ANA or United or Mexicana or even Air Canada.. anyone had any luck applying for cards which partipcate in these programs but are based in foreign countries?
Hope ft'ers can help out.
I'm sure this will be useful for many.
#2
Join Date: Apr 1999
Location: Philippines
Programs: CebGo 5J, Hilton Diamond, IHG Platinum, Alaska 100K
Posts: 4,696
Nope - unless you legally take up residence in another country it is very difficult. That said - I have cards from 3 countries but I was/am a resident of three countries. I thought the Qantas Telstra VISA card was a good one due to the AUD/point ratio?
Dave
Dave
#5
Join Date: Apr 2001
Location: NY
Posts: 92
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by kawoh:
Hi,
I'm curious if anyone has had any luck applying for a credit card not from their home country?
I've heard it is relatively easy for someone apply for a credit card in Australia, but how about in other countries?
As an Australian, i'm not too pleased with the competition here and in particular i'm keen to earn points on ANA or United or Mexicana or even Air Canada.. anyone had any luck applying for cards which partipcate in these programs but are based in foreign countries?
Hope ft'ers can help out.
I'm sure this will be useful for many.</font>
Hi,
I'm curious if anyone has had any luck applying for a credit card not from their home country?
I've heard it is relatively easy for someone apply for a credit card in Australia, but how about in other countries?
As an Australian, i'm not too pleased with the competition here and in particular i'm keen to earn points on ANA or United or Mexicana or even Air Canada.. anyone had any luck applying for cards which partipcate in these programs but are based in foreign countries?
Hope ft'ers can help out.
I'm sure this will be useful for many.</font>
Additionally, Chase Worldwide Consumer Banking offers a SECURED Visa Card (with money on deposit as security) which I have heard will also build your credit in the US.
Hope this helps.
P.S. You will need a US mailing address to establish credit.
[This message has been edited by ganefe (edited 06-03-2002).]
#7
Join Date: Aug 2000
Location: Tampere, Finland
Programs: HHonors Gold, Priorityclub Platinum, SK* Gold, AA Platinum
Posts: 69
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by Gaucho100K:
Dont you also need a SSN to establish US credit history?</font>
Dont you also need a SSN to establish US credit history?</font>
JPH
#10
Join Date: May 2000
Location: Naples, Florida
Posts: 7,419
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted from eMailman:
In the US, you will need the SSN and an address in the US. </font>
In the US, you will need the SSN and an address in the US. </font>
You can apply at IRS for a tax number (ITIN or so). It looks like a SSN. Some banks accept this number and give you a credit card. In some cases you have to give a collateral/security (CD or so).
You need an adress in the US.
#11
FlyerTalk Evangelist
Join Date: Mar 2002
Location: Saipan, MP 96950 USA (Commonwealth of the Northern Mariana Islands = the CNMI)
Programs: UA Silver, Hilton Silver. Life: UA .57 MM, United & Admirals Clubs (spousal), Marriott Platinum
Posts: 15,058
Originally posted by kawoh:
Obviously one would need an Australian mailing address. But what else would one need? Australian tax number, or other sort of financial registration? Must one be a legal resident?
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">I've heard it is relatively easy for someone apply for a credit card in Australia, but how about in other countries?</font>
#12
Join Date: Feb 2001
Programs: IHG Diamond, HH Diamond, BW Diamond Select, Accor Silver, Marriott Gold
Posts: 4,228
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by kawoh:
It is, particularly the NZ ANZ Qantas Visa. Particularly if you're overseas (ie in AU) most of the time.
Anyone have one?
</font>
It is, particularly the NZ ANZ Qantas Visa. Particularly if you're overseas (ie in AU) most of the time.
Anyone have one?
</font>
#13
Join Date: Feb 2001
Programs: IHG Diamond, HH Diamond, BW Diamond Select, Accor Silver, Marriott Gold
Posts: 4,228
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by SPN Lifer:
Obviously one would need an Australian mailing address. But what else would one need? Australian tax number, or other sort of financial registration? Must one be a legal resident?</font>
Obviously one would need an Australian mailing address. But what else would one need? Australian tax number, or other sort of financial registration? Must one be a legal resident?</font>
There are a few things that are quite different here to the US. For one, all information on your credit record apart from ongoing commitments and bankruptcies, get deleted after 5 years. So, after you've had a credit card for a while, the banks have very little to go on but their own records. (eg. 3/4 of my credit cards are no longer on record with the credit reference agency)