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-   -   Wells Fargo Autograph VISA (https://www.flyertalk.com/forum/credit-card-programs/2086927-wells-fargo-autograph-visa.html)

xinverness Sep 19, 2022 10:46 am


Originally Posted by Points Scrounger (Post 34612391)
How many cards do you have? Lots of available credit? I have quite a lot of money with WF, so was shocked that when I applied for Propel last year, they only gave me 4K credit. However, with this card this year it was 20K. I'd ask for reconsideration if I were you.

I don't have any other cards with WF. Would cards with other banks affect the credit limit?

Points Scrounger Sep 20, 2022 6:11 am


Originally Posted by xinverness (Post 34613026)
I don't have any other cards with WF. Would cards with other banks affect the credit limit?

Definitely! We'll have to see what your denial letter says as the reason(s).

jags86 Sep 30, 2022 11:32 am

Applied and denied:

Ratio of credit bureau trades with a balance greater than zero

Number of revolving bank cards reported by credit bureau

Pulled Equifax, score 830

Nomoneyinmybank Sep 30, 2022 1:21 pm


Originally Posted by jags86 (Post 34644143)
Applied and denied:

Ratio of credit bureau trades with a balance greater than zero

Number of revolving bank cards reported by credit bureau

Pulled Equifax, score 830

Same exact reason for me. Guess I need to close some inactive cards.

cjw2001 Sep 30, 2022 3:15 pm


Originally Posted by jags86 (Post 34644143)
Applied and denied:

Ratio of credit bureau trades with a balance greater than zero

Number of revolving bank cards reported by credit bureau

Pulled Equifax, score 830


Originally Posted by Nomoneyinmybank (Post 34644427)
Same exact reason for me. Guess I need to close some inactive cards.

How many active cards?

Nomoneyinmybank Sep 30, 2022 10:57 pm

20+ active cards and lots of available credit.

jags86 Oct 1, 2022 5:57 am

27 active cards on my Equifax report. A few are AUs. Guess I need to close some although I occasionally use most of them.

cjw2001 Oct 14, 2022 9:00 am

Just pulled the trigger on this card since it looks like product changes from the Propel are not happening any time soon. Will have some large recurring expenses over the next few months so will be easy to hit the SUB. Instantly approved for the card with a credit limit slightly smaller than my existing Propel. Not sure why WF doesn't want to allow product changes but I'll take their SUB to have both cards. Will likely keep the Propel long term to take advantage of the occasional AMEX offer on the AMEX connect site.

cjw2001 Nov 3, 2022 5:33 pm


Originally Posted by cjw2001 (Post 34680649)
Will likely keep the Propel long term to take advantage of the occasional AMEX offer on the AMEX connect site.

Speaking of AMEX Offers (if you still have the old Propel) there was a new shop small offer that came up for restaurants today.https://www.americanexpress.com/us/n...ml?offer=71046

SHOP SMALL DINING

Get a $10 statement credit by using your enrolled eligible Card to make a single purchase of $20 or more at any business within the “Dining” Category on the Shop Small Map (or Online Directory) in
the US or US territories by 12/31/2022. Limit of 5 statement credits (total of $50).

Points Scrounger Nov 4, 2022 6:14 am

Many thanks!

From past experience, this may not work at places using Toast (TST) processing.

Bellacricket Nov 17, 2022 4:11 pm

Earn More Mall has a 10pt/$1 spent offer now for gas and groceries until Nov. 30. Also I see that the Earn More Mall will be discontinued on Dec. 3, 2022.

cjw2001 Nov 17, 2022 6:15 pm


Originally Posted by Bellacricket (Post 34766544)
Earn More Mall has a 10pt/$1 spent offer now for gas and groceries until Nov. 30.

Not seeing that offer on mine.

Bellacricket Nov 17, 2022 7:41 pm

This is different from Wells Fargo Deals. Scroll below the credit card statements to Wells Fargo Rewards. and select. That takes you to the Rewards page then click Earn Rewards in the upper right corner, the Earn More Mall is there.

Points Scrounger Nov 18, 2022 6:09 am

Offer wasn't on my Earn More Mall either - targeted

Bellacricket Nov 18, 2022 7:39 am

Sorry about that. I wonder if the Wells Fargo Deals will step up with more offers after Earn More Mall goes away. I do use it for a few online purchases.


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