beginner credit card
May 4, 2022 | 9:42 pm
#1
Original Poster
Join Date: May 2022
Posts: 1
beginner credit card
i havent had a card for about 18 years, i just got a platinum 300 limit from creditonebank to build credit. im at 680 from experian, 617 from transunion, 650 from equifax. i saw on the capitalone credit wise that "credit used" and "available credit" are two criteria that affect ur score. I need to rent an apartment in under a year but its section 8 so score might not be a serious factor.
im currently spending as much as possible than paying it off fast. but is it better to spend slowly over a longer period of time. cuz my score keeps increasing than decreasing becuz of "credit used" and "available creedit".and also considering the dates the credit bureaus check activity.
im currently spending as much as possible than paying it off fast. but is it better to spend slowly over a longer period of time. cuz my score keeps increasing than decreasing becuz of "credit used" and "available creedit".and also considering the dates the credit bureaus check activity.
