Getting points as a young adult
#1
Original Poster
Join Date: Sep 2017
Location: San Diego, CA
Programs: Delta SkyMiles & Marriott Bonvoy
Posts: 32
Hi, I'm a young adult and I'm wanting to get a low or no annual fee credit card for now. I do want to earn points over cash back. I already have a few thousand delta points and about 30,000 Marriott points. So I was looking at the Bonvoy Bold card, the Amex Everyday card and the Delta Blue card. What is the best out of these three and what other cards should I consider?
#2
A FlyerTalk Posting Legend




Join Date: Sep 2009
Location: Minneapolis: DL DM charter 2.3MM
Programs: A3*Gold, SPG Plat, HyattDiamond, MarriottPP, LHW exAccess, ICI, Raffles Amb, NW PE MM, TWA Gold MM
Posts: 102,617
What exactly does young adult mean? High school student? College student? Living at home with parent(s)? Employed part or full time? Credit history? Credit rating?
If you're a full time college student (with or without a part time job), you might want to start by exploring the credit card offers and special applications for students. Even if they don't give points/miles, they could help you to establish a credit history/rating, which is the first step. (PreCOVID-19, you could easily find such offers in flyers on campus, for example in the student union building or published via ads in the student newspaper.)
If you're a full time college student (with or without a part time job), you might want to start by exploring the credit card offers and special applications for students. Even if they don't give points/miles, they could help you to establish a credit history/rating, which is the first step. (PreCOVID-19, you could easily find such offers in flyers on campus, for example in the student union building or published via ads in the student newspaper.)
#3
Original Poster
Join Date: Sep 2017
Location: San Diego, CA
Programs: Delta SkyMiles & Marriott Bonvoy
Posts: 32
What exactly does young adult mean? High school student? College student? Living at home with parent(s)? Employed part or full time? Credit history? Credit rating?
Last edited by EhsunYazdani; Oct 3, 2020 at 12:40 pm
#4
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,879
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#5
Moderator: Alaska Airlines Atmos Rewards




Join Date: Feb 2005
Posts: 13,635
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