What protection can a credit card offer for self-connecting with different airlines??
#18
Join Date: Jun 2012
Posts: 3,384
(Rebook or refund)
This decision is yours when there's less than 48 hours until departure, otherwise we choose.
The force majeur terms means weather delay/strikes won't apply, only aircraft issues
Last edited by paperwastage; Aug 1, 2018 at 8:30 pm
#19
Original Poster
Join Date: Oct 2013
Posts: 353
Last edited by emilio911; Aug 1, 2018 at 9:06 pm
#20
Join Date: Mar 2012
Location: Boulder
Programs: AA Plat, CX Silver
Posts: 2,361
Short of airlines that explicitly offer protection on self-connects like AA or CX, or a willingness to throw yourself on the mercy of a gate agent, I would not expect anyone to have a policy that will reliably bail you out in this scenario. "Reliably" being the keyword, as these insurance policies are a minefield of loopholes and wigglewords.
That's not to say I've never self-connected, but I've only done it when the consequences were acceptable. E.g., an Asia-LAX award ticket with a purchased flight on to DEN, knowing that if I blow the connection, a walk-up fare on that route is only a few hundred bucks and there are 20+ flights a day that can get me home. Essentially, I'm self-insuring that connection.
I've done it in the other direction as well (short-haul connecting to expensive long-haul) but I've given myself 8-12 hours to make the connection and made a day out of the long layover.
That's not to say I've never self-connected, but I've only done it when the consequences were acceptable. E.g., an Asia-LAX award ticket with a purchased flight on to DEN, knowing that if I blow the connection, a walk-up fare on that route is only a few hundred bucks and there are 20+ flights a day that can get me home. Essentially, I'm self-insuring that connection.
I've done it in the other direction as well (short-haul connecting to expensive long-haul) but I've given myself 8-12 hours to make the connection and made a day out of the long layover.
#21
Join Date: Jan 2012
Posts: 130
Any cards offer insurance that would cover missing connection on separate PNR?
Flying MSP-LGA-EWR (yes, I know)-HKG-CEB and then need to catch another flight to an island in the Philippines. Nervous about booking a low-cost ph ticket now because it will definitely be on another PNR and I would put the chances of missing one leg (and thus boning our entire iten) as pretty great.) Last year we missed our connection in Shanghai and because of that missed our flights in Bangkok and the LCC wasn't willing to help. Had to buy very expensive tickets at the airport counter the day of the flight.
So.... any cards (or even 3rd party insurance) that would cover us in this instance?
So.... any cards (or even 3rd party insurance) that would cover us in this instance?
#23
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Join Date: Mar 2002
Location: Canada, USA, Europe
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Posts: 31,452
Flying MSP-LGA-EWR (yes, I know)-HKG-CEB and then need to catch another flight to an island in the Philippines. Nervous about booking a low-cost ph ticket now because it will definitely be on another PNR and I would put the chances of missing one leg (and thus boning our entire iten) as pretty great.) Last year we missed our connection in Shanghai and because of that missed our flights in Bangkok and the LCC wasn't willing to help. Had to buy very expensive tickets at the airport counter the day of the flight.
So.... any cards (or even 3rd party insurance) that would cover us in this instance?
So.... any cards (or even 3rd party insurance) that would cover us in this instance?
#24
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
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Posts: 48,958
#25
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Join Date: Aug 2010
Location: DCA
Programs: UA US CO AA DL FL
Posts: 50,262
The problem here is that people use the term "connection" when they should not. Separate tickets are not connections of any kind, "self" or not. The Kiwi speaks of connections on multiple carriers. That has nothing to do with selarate tickets (not PNRs, bookings, or other terms).
If you are on separate tickets (with the exception of AA-to-AA or OW or CX-CX), the risk of no show is 100% on you as the traveler and it is hard to find insurance to cover that situation. If, on the other hand, you are on a single ticket, you have a connection and it is the responsibility of the late-delivering carrier to handle the rebooking.
When looking at insurance policies and other forms of guarantee, reading the definitions themselves is essential. A good example is in the kiwi site which states that it provides coverage and then exempts force majeure and later defines that to include bad weather.
If you are on separate tickets (with the exception of AA-to-AA or OW or CX-CX), the risk of no show is 100% on you as the traveler and it is hard to find insurance to cover that situation. If, on the other hand, you are on a single ticket, you have a connection and it is the responsibility of the late-delivering carrier to handle the rebooking.
When looking at insurance policies and other forms of guarantee, reading the definitions themselves is essential. A good example is in the kiwi site which states that it provides coverage and then exempts force majeure and later defines that to include bad weather.
#26
Join Date: Dec 2011
Location: DTW
Programs: TK E+, WY, Radisson R
Posts: 2,360
Short of airlines that explicitly offer protection on self-connects like AA or CX, or a willingness to throw yourself on the mercy of a gate agent, I would not expect anyone to have a policy that will reliably bail you out in this scenario. "Reliably" being the keyword, as these insurance policies are a minefield of loopholes and wigglewords.
That's not to say I've never self-connected, but I've only done it when the consequences were acceptable. E.g., an Asia-LAX award ticket with a purchased flight on to DEN, knowing that if I blow the connection, a walk-up fare on that route is only a few hundred bucks and there are 20+ flights a day that can get me home. Essentially, I'm self-insuring that connection.
I've done it in the other direction as well (short-haul connecting to expensive long-haul) but I've given myself 8-12 hours to make the connection and made a day out of the long layover.
That's not to say I've never self-connected, but I've only done it when the consequences were acceptable. E.g., an Asia-LAX award ticket with a purchased flight on to DEN, knowing that if I blow the connection, a walk-up fare on that route is only a few hundred bucks and there are 20+ flights a day that can get me home. Essentially, I'm self-insuring that connection.
I've done it in the other direction as well (short-haul connecting to expensive long-haul) but I've given myself 8-12 hours to make the connection and made a day out of the long layover.
I never buy trip insurance, it's one of the biggest scams out there, good luck trying to make claims.
#27
Join Date: Jan 2012
Posts: 130
#28
Moderator: Budget Travel forum & Credit Card Programs, FlyerTalk Evangelist
Join Date: Aug 2002
Location: YYJ/YVR and back on Van Isle ....... for now
Programs: UA lifetime MM / *A Gold
Posts: 14,429
Tend to agree with vincewy
I was lucky enough to book that Hong Kong Airlines LAX-Asia fare in Biz mistake fare (that they much to my surprise honored ^ ), and I found the PERFECT positioning flight with a few hours in case of late arrival at a great price
What did I book? Not the perfect flight (which in the end went out OK and arrived on time), but I flew in a day before and paid for a cheap hotel (with shuttle to LAX) because I wanted to be able to sleep the last two nights before my journey @:-)
Different folks have different risk tolerances ..... back to the OP:
Given how full flights are these days (at least the few I've been on), I would imagine whoever paid for missed connections in US would go broke because the flights are full and last minute fares are insane.
I was lucky enough to book that Hong Kong Airlines LAX-Asia fare in Biz mistake fare (that they much to my surprise honored ^ ), and I found the PERFECT positioning flight with a few hours in case of late arrival at a great price
What did I book? Not the perfect flight (which in the end went out OK and arrived on time), but I flew in a day before and paid for a cheap hotel (with shuttle to LAX) because I wanted to be able to sleep the last two nights before my journey @:-)
Different folks have different risk tolerances ..... back to the OP:
Given how full flights are these days (at least the few I've been on), I would imagine whoever paid for missed connections in US would go broke because the flights are full and last minute fares are insane.