Sep 12, 2017, 8:14 pm
HUGE data breach at Equifax
Oct 4, 2017 | 9:52 am
#166
FlyerTalk Evangelist
Join Date: Feb 1999
Location: Seat 1A, Juice pretty much everywhere, Mucci des Coins Exotiques
Posts: 34,337
We're sorry
A condition exists that prevents Experian from being able to accept your request at this time.
To obtain your Experian annual credit report, please mail your request to the address below using the Annual Credit Report Request form.
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Oct 4, 2017 | 10:23 am
#167
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,724
White House cybersecurity czar proposes replacing the SSN as identifier with cryptographically secure scheme.
https://arstechnica.com/tech-policy/...id/?comments=1
https://arstechnica.com/tech-policy/...id/?comments=1
Oct 4, 2017 | 11:01 am
#168
Original Poster
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Hyatt Globalist, Marriott Lifetime Platinum,Mobile Passport Unobtanium
Posts: 6,239
In case you missed it:
"The IRS will pay Equifax $7.25 million to verify taxpayer identities and help prevent fraud under a no-bid contract issued last week, even as lawmakers lash the embattled company about a massive security breach that exposed personal information of as many as 145.5 million Americans."
http://www.politico.com/story/2017/1...ontract-243419
"The IRS will pay Equifax $7.25 million to verify taxpayer identities and help prevent fraud under a no-bid contract issued last week, even as lawmakers lash the embattled company about a massive security breach that exposed personal information of as many as 145.5 million Americans."
http://www.politico.com/story/2017/1...ontract-243419
Oct 4, 2017 | 11:14 am
#169
FlyerTalk Evangelist
Join Date: Feb 1999
Location: Seat 1A, Juice pretty much everywhere, Mucci des Coins Exotiques
Posts: 34,337
In related news, Poland is making strong advances in producing a national ID smartphone app that is cryptographically controlled and could be used across the EU. We'll see how that goes. It could save many millions in producing physical ID cards, but I'm sure that a lot of people will be against it.
https://phys.org/news/2017-09-poland...-id-cards.html
Oct 4, 2017 | 11:25 am
#170
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Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,745
I love how the media still refers to low level appointees as "czars" when they don't have power to actually change anything. But it would be nice if the US government made this change.
In related news, Poland is making strong advances in producing a national ID smartphone app that is cryptographically controlled and could be used across the EU. We'll see how that goes. It could save many millions in producing physical ID cards, but I'm sure that a lot of people will be against it.
https://phys.org/news/2017-09-poland...-id-cards.html
In related news, Poland is making strong advances in producing a national ID smartphone app that is cryptographically controlled and could be used across the EU. We'll see how that goes. It could save many millions in producing physical ID cards, but I'm sure that a lot of people will be against it.
https://phys.org/news/2017-09-poland...-id-cards.html
Honestly, I'd be happy if they made it so you have to manually register with the credit bureaus to get a credit file started. That way, you can set up 2FA right off the bat and easily generate one-time PIN codes for creditors when opening new credit.
Oct 5, 2017 | 9:52 pm
#171
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,745
My Innovis credit report finally showed up in the mail today. AmEx doesn't seem to report to them but all of my other credit lines appear on it, for what it's worth.
Oct 6, 2017 | 8:07 am
#172
Join Date: Jun 2013
Location: SJC/SFO
Posts: 386
Did it show any inquiries? Mine had all the CC accounts (except Amex, as you noted), but showed no SP or HP inquiries.
Oct 6, 2017 | 9:51 am
#173
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,745
I don't apply for cards nearly as often as some people here so I'm not sure I even have inquiries at the other bureaus, let alone Innovis. That said, I don't remember seeing anything other than the credit lines.
Jul 28, 2019 | 10:00 am
#174
Join Date: Aug 2015
Location: SFO
Programs: AS Titanium (OW), HA Platinum, SK Silver (ST), UA (*A), UR, MR, IHG Platinum Elite
Posts: 4,897
I took the four Experian years followed by the six Equifax years.
What happens if you don't claim your $125 Equifax money? You lose it -- and your chance to sue in the future
https://www.cnn.com/2019/07/26/us/eq...rnd/index.html
eq
What happens if you don't claim your $125 Equifax money? You lose it -- and your chance to sue in the future
https://www.cnn.com/2019/07/26/us/eq...rnd/index.html
eq
Jul 28, 2019 | 11:22 am
#175
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Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,745
I took the four Experian years followed by the six Equifax years.
What happens if you don't claim your $125 Equifax money? You lose it -- and your chance to sue in the future
https://www.cnn.com/2019/07/26/us/eq...rnd/index.html
eq
What happens if you don't claim your $125 Equifax money? You lose it -- and your chance to sue in the future
https://www.cnn.com/2019/07/26/us/eq...rnd/index.html
eq
Jul 28, 2019 | 3:54 pm
#176
Join Date: Aug 2015
Location: SFO
Programs: AS Titanium (OW), HA Platinum, SK Silver (ST), UA (*A), UR, MR, IHG Platinum Elite
Posts: 4,897
Offering free scores at regular intervals unfortunately is not the same as offering real-time credit monitoring. When you look at the following list of 12 credit cards, how many, do you think, offer actual credit monitoring?
https://www.doughroller.net/credit-c...credit-scores/
https://www.doughroller.net/credit-c...credit-scores/
Jul 28, 2019 | 4:30 pm
#177
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,745
Offering free scores at regular intervals unfortunately is not the same as offering real-time credit monitoring. When you look at the following list of 12 credit cards, how many, do you think, offer actual credit monitoring?
https://www.doughroller.net/credit-c...credit-scores/
https://www.doughroller.net/credit-c...credit-scores/
Jul 28, 2019 | 5:07 pm
#178
Join Date: Oct 2004
Location: Indianapolis area
Programs: Marriott Lifetime Titanium
Posts: 658
Don't hold your breath on getting $125. The more people that claim the less money there will be available per person. https://www.theverge.com/2019/7/26/8...t-compensation
Jul 28, 2019 | 5:08 pm
#179
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Posts: 16,637
Its going to be well under 125 by the time all the claims are filed.
Jul 29, 2019 | 8:57 am
#180
Join Date: Aug 2015
Location: SFO
Programs: AS Titanium (OW), HA Platinum, SK Silver (ST), UA (*A), UR, MR, IHG Platinum Elite
Posts: 4,897
Discover does. Granted, they only look at Experian, but stuff that shows up on one eventually shows up on all of them anyway.
"In light of the recent Equifax breach, Discover has started offering these SSN notifications for their cardholders. In the ToS for this, it states that by participating you are authorizing Discover to pull fresh reports daily.
https://www.reddit.com/r/personalfin..._free_service/
Its the leverage side of it that Im not so big on. It may be used against you when you apply.