May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
May 31, 2018, 2:08 pm
#526
Join Date: Oct 2013
Posts: 15
I just purchased a Hyatt gift card to test whether it will trigger the travel credit. Will report back in a week or so
Jun 1, 2018, 2:05 pm
#527
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
I called US bank and got 5000 points retention offer. Some people reported 10k offers at DoC. I was planning to keep the card anyway, but extra points are always welcome. This is one of my favorite cards.
Jun 3, 2018, 8:32 am
#529
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,422
My renewal fee has now posted. For the last few weeks, my travel purchases have been triggering the statement credits for the upcoming membership year. I assume they won't try to claw back those credits if I cancel the card? If they'll give me 10000 bonus points, I might be inclined to keep the card and hope I can grab the additional travel credits again next year before renewal. I guess I won't know what my bonus offer is until I call.
BTW, if I do decide to cancel, what happens to my existing reward points? Do I have to spend them before I cancel? I have about $100 worth left. What's the best thing I can buy if I don't have immediate travel plans to use them on? My wife got the card a couple months after I did. Can I transfer my points to her somehow? Thanks.
Jun 3, 2018, 10:10 am
#530
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Yeah, but in my opinion the annual fee is too high to keep the card for only 5000 points.
My renewal fee has now posted. For the last few weeks, my travel purchases have been triggering the statement credits for the upcoming membership year. I assume they won't try to claw back those credits if I cancel the card? If they'll give me 10000 bonus points, I might be inclined to keep the card and hope I can grab the additional travel credits again next year before renewal. I guess I won't know what my bonus offer is until I call.
BTW, if I do decide to cancel, what happens to my existing reward points? Do I have to spend them before I cancel? I have about $100 worth left. What's the best thing I can buy if I don't have immediate travel plans to use them on? My wife got the card a couple months after I did. Can I transfer my points to her somehow? Thanks.
My renewal fee has now posted. For the last few weeks, my travel purchases have been triggering the statement credits for the upcoming membership year. I assume they won't try to claw back those credits if I cancel the card? If they'll give me 10000 bonus points, I might be inclined to keep the card and hope I can grab the additional travel credits again next year before renewal. I guess I won't know what my bonus offer is until I call.
BTW, if I do decide to cancel, what happens to my existing reward points? Do I have to spend them before I cancel? I have about $100 worth left. What's the best thing I can buy if I don't have immediate travel plans to use them on? My wife got the card a couple months after I did. Can I transfer my points to her somehow? Thanks.
You can buy some airline ticket under $100, redeem via real-time rewards, then cancel the ticket.
The card is very useful for me, as it's basically 4.5% cashback on everything for $75 annual fee. To beat its closest rival, Priceline 2x on everything card I need to spend $6429 per year on it, which is not that much.
Last edited by yugi; Jun 5, 2018 at 10:39 am
Jun 6, 2018, 9:36 am
#531
Join Date: Aug 2011
Programs: Marriott Gold, Hilton Diamond, Radisson Rewards Gold, Best Western Diamond Select
Posts: 1,856
I was offered 1000 and turned it down. I think my actual fee hits later this month so I'll call back at that time since I'll have more leverage.
Jun 7, 2018, 12:56 pm
#532
Join Date: Jun 2010
Programs: Whatever's Cheapest, Accruing Miles, Redeeming for Premium Cabins, Not Chasing Status Unnecessarily
Posts: 2,264
excellent
ok, maxed out the value a la DOC. very happy with the card now. Cancelled, awaiting refund check.
When can I churn and reopen card do you think?
When can I churn and reopen card do you think?
Jun 7, 2018, 2:39 pm
#533
Join Date: Apr 2014
Posts: 540
For those of you that have received retention offers; are you calling and threatening to cancel or did you just ask for a retention offer? Thanks.
Jun 10, 2018, 5:49 am
#534
Join Date: Apr 2017
Posts: 470
Guys what is the cash back value of points? 1 cent for each point or less? I know Chase has this but American Express suck and it's less than that
Jun 11, 2018, 12:32 am
#535
Join Date: Apr 2014
Posts: 540
1 cent per point. The minimum required for cash back is 5000 points ($50), and you have to redeem in multiples of 5000. A bit cumbersome and not the best value. I redeemed for travel, which gives you the best returns but I understand why some folks would prefer cash.
Jun 15, 2018, 8:54 am
#537
Join Date: Aug 2011
Programs: Marriott Gold, Hilton Diamond, Radisson Rewards Gold, Best Western Diamond Select
Posts: 1,856
Annual fee hit a month earlier than last year which is annoying. I had a negative balance because of a return but the annual fee made it $0 almost. Should I cancel and ask for a $400 check or spend $400 and ask for a reversal of the fee?
Jun 17, 2018, 2:35 pm
#538
Join Date: May 2016
Posts: 34
USBANK Altitude - Churning
I am wondering anybody have tried to apply the Altitude card after closing the previous one?
If you got approved, are you considered as a new customer who qualifies the welcome bonus 50k bonus as well as the travel credit?
TIA
If you got approved, are you considered as a new customer who qualifies the welcome bonus 50k bonus as well as the travel credit?
TIA
Jun 18, 2018, 5:08 am
#539
Join Date: Dec 2015
Posts: 393
I don't think it matters. If you cancel they will refund the $400 and send you a check.
Jul 6, 2018, 7:23 pm
#540
Join Date: Dec 2016
Location: SF
Programs: Elite status at local McDonalds, Carwash, and Post Office
Posts: 51
Coming up on my annual fee renewal, what is the best option to redeem the $325 travel credit again before I close this card? I previously read that you should book a refundable hotel for that amount, then cancel the room. Not sure how that works out in the end, but might be worth a try. Any suggestions are greatly appreciated.
Thanks!
Thanks!