May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
Oct 13, 2022, 2:24 pm
#1967
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Oct 13, 2022, 4:24 pm
#1968
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
US Bank no longer requires existing relationship to apply for this card?
https://www.usbank.com/credit-cards/...edit-card.html
https://www.usbank.com/credit-cards/...edit-card.html
Oct 14, 2022, 11:35 am
#1969
Join Date: May 2012
Location: HNL
Programs: AS MVPG, HA Plat
Posts: 1,268
Correct, successfully applied recently with no prior US Bank relationship. Credit line is a little low, but otherwise very pleased so far.
Oct 14, 2022, 9:55 pm
#1970
Join Date: Jan 2017
Posts: 60
Priority Pass
Card provides 4 Priority Pass lounge visits for primary cardholder and 1 guest per PP membership year.
In the app it shows my entitlement as 4, and guest entitlement as 4.
To my understanding, I can have 4 guests single entry and I have 4 single entry.
So for example, I bring my wife and 2 kids for outbound. I will use 1 under myself and 3 under guest. So I should have 3/4 left under my entitlement and 1/4 under guest entitlement.
For the return flight. Which I can only bring myself and 1 guest in. Am I correct?
In the app it shows my entitlement as 4, and guest entitlement as 4.
To my understanding, I can have 4 guests single entry and I have 4 single entry.
So for example, I bring my wife and 2 kids for outbound. I will use 1 under myself and 3 under guest. So I should have 3/4 left under my entitlement and 1/4 under guest entitlement.
For the return flight. Which I can only bring myself and 1 guest in. Am I correct?
Oct 14, 2022, 10:07 pm
#1971
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,587
Card provides 4 Priority Pass lounge visits for primary cardholder and 1 guest per PP membership year.
In the app it shows my entitlement as 4, and guest entitlement as 4.
To my understanding, I can have 4 guests single entry and I have 4 single entry.
So for example, I bring my wife and 2 kids for outbound. I will use 1 under myself and 3 under guest. So I should have 3/4 left under my entitlement and 1/4 under guest entitlement.
For the return flight. Which I can only bring myself and 1 guest in. Am I correct?
In the app it shows my entitlement as 4, and guest entitlement as 4.
To my understanding, I can have 4 guests single entry and I have 4 single entry.
So for example, I bring my wife and 2 kids for outbound. I will use 1 under myself and 3 under guest. So I should have 3/4 left under my entitlement and 1/4 under guest entitlement.
For the return flight. Which I can only bring myself and 1 guest in. Am I correct?
Oct 15, 2022, 10:06 am
#1972
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
You can bring as many guests as the lounge will permit. The card issuer limits have to do with payment, not with entry. If you exceed the number of free entries provided by the card you will be billed for the overage. The lounge will not collect payment. The lounge attendant knows nothing about your Priority Pass membership, they just record and report the number of people who enter the lounge.
Oct 20, 2022, 1:48 pm
#1973
Join Date: May 2012
Posts: 199
Does anyone know if I can use the card at the restaurants that take Priority pass?
Oct 21, 2022, 11:09 pm
#1975
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Because of the 'exceptional way of handling your account', US Bank raised my Altitude credit line from $20500 to $25000. I did not ask for it...
Oct 27, 2022, 9:32 am
#1976
Join Date: Aug 2019
Posts: 6
buying gift cards?
So I'm aware of all of the data points that buying gift cards with AR can result in cancellation of your account...but most if not all of those data points are from 3 years ago. Are there any RECENT data points that this is still the case?
I'm aware that some people are using AR on RAISE app (using apple pay) to buy gift cards. To my knowledge, RAISE codes as "general merchandise". I wonder if they share L3 data, and whether anyone has gotten shutdown for using AR with RAISE app. What about any recent data points of anyone getting shut down for purchasing gift cards at a retail store? Anyone know if it makes a difference if it's a VISA/MC type gift card, or a retail gift card (like Amazon, for instance).
Thanks in advance for any data points.
I'm aware that some people are using AR on RAISE app (using apple pay) to buy gift cards. To my knowledge, RAISE codes as "general merchandise". I wonder if they share L3 data, and whether anyone has gotten shutdown for using AR with RAISE app. What about any recent data points of anyone getting shut down for purchasing gift cards at a retail store? Anyone know if it makes a difference if it's a VISA/MC type gift card, or a retail gift card (like Amazon, for instance).
Thanks in advance for any data points.
Oct 27, 2022, 4:12 pm
#1977
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,580
So I'm aware of all of the data points that buying gift cards with AR can result in cancellation of your account...but most if not all of those data points are from 3 years ago. Are there any RECENT data points that this is still the case?
I'm aware that some people are using AR on RAISE app (using apple pay) to buy gift cards. To my knowledge, RAISE codes as "general merchandise". I wonder if they share L3 data, and whether anyone has gotten shutdown for using AR with RAISE app. What about any recent data points of anyone getting shut down for purchasing gift cards at a retail store? Anyone know if it makes a difference if it's a VISA/MC type gift card, or a retail gift card (like Amazon, for instance).
Thanks in advance for any data points.
I'm aware that some people are using AR on RAISE app (using apple pay) to buy gift cards. To my knowledge, RAISE codes as "general merchandise". I wonder if they share L3 data, and whether anyone has gotten shutdown for using AR with RAISE app. What about any recent data points of anyone getting shut down for purchasing gift cards at a retail store? Anyone know if it makes a difference if it's a VISA/MC type gift card, or a retail gift card (like Amazon, for instance).
Thanks in advance for any data points.
Oct 28, 2022, 9:50 am
#1978
Join Date: Aug 2019
Location: CA
Posts: 16
So I'm aware of all of the data points that buying gift cards with AR can result in cancellation of your account...but most if not all of those data points are from 3 years ago. Are there any RECENT data points that this is still the case?
I'm aware that some people are using AR on RAISE app (using apple pay) to buy gift cards. To my knowledge, RAISE codes as "general merchandise". I wonder if they share L3 data, and whether anyone has gotten shutdown for using AR with RAISE app. What about any recent data points of anyone getting shut down for purchasing gift cards at a retail store? Anyone know if it makes a difference if it's a VISA/MC type gift card, or a retail gift card (like Amazon, for instance).
Thanks in advance for any data points.
I'm aware that some people are using AR on RAISE app (using apple pay) to buy gift cards. To my knowledge, RAISE codes as "general merchandise". I wonder if they share L3 data, and whether anyone has gotten shutdown for using AR with RAISE app. What about any recent data points of anyone getting shut down for purchasing gift cards at a retail store? Anyone know if it makes a difference if it's a VISA/MC type gift card, or a retail gift card (like Amazon, for instance).
Thanks in advance for any data points.
Oct 28, 2022, 9:55 am
#1979
Join Date: Aug 2019
Posts: 6
Very helpful. How long have you been a card member, and how long have you been doing it?
I wonder if the majority of the shutdowns were due to people buying GCs just to get the SUB, and also because the accounts were recently opened.
Its looking like this may not be so much of an issue for those of us with 'seasoned' accounts... I've not heard of any shutdowns in the past year or two.
I wonder if the majority of the shutdowns were due to people buying GCs just to get the SUB, and also because the accounts were recently opened.
Its looking like this may not be so much of an issue for those of us with 'seasoned' accounts... I've not heard of any shutdowns in the past year or two.
Oct 28, 2022, 9:58 am
#1980
Join Date: Aug 2019
Location: CA
Posts: 16
Very helpful. How long have you been a card member, and how long have you been doing it?
I wonder if the majority of the shutdowns were due to people buying GCs just to get the SUB, and also because the accounts were recently opened.
Its looking like this may not be so much of an issue for those of us with 'seasoned' accounts... I've not heard of any shutdowns in the past year or two.
I wonder if the majority of the shutdowns were due to people buying GCs just to get the SUB, and also because the accounts were recently opened.
Its looking like this may not be so much of an issue for those of us with 'seasoned' accounts... I've not heard of any shutdowns in the past year or two.