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Split large purchase across two/multiple credit cards - possible?

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Old Oct 30, 2016 | 10:37 pm
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Split large purchase across two/multiple credit cards - possible?

Here is Singapore one can split large purchase across multiple credit/debit prepaid cards - when I was paying for my wife's surgery, hospital bill was $8500 and I used 8 cards to settle the bill.

What other countries allow to use multiple cards/payment methods to split the bill? We are not talking about dinner bill obviously.
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Old Oct 31, 2016 | 12:49 am
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Originally Posted by invisible
What other countries allow to use multiple cards/payment methods to split the bill? We are not talking about dinner bill obviously.
It is based on the merchant.
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Old Oct 31, 2016 | 10:33 am
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Not a large purchase, but you can routinely split a restaurant check for different diners. Though some establishments discourage doing that.
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Old Oct 31, 2016 | 5:24 pm
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US merchants generally will do it. You may not be able to do it through self-checkout, however, and the POS may also limit the number of payment methods that can be used.
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Old Oct 31, 2016 | 8:14 pm
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I do it all the time with $500 Visa/MC/Amex gift cards since I can get them with my Amex BCP at the grocery store and net 5.2% after fees.

I paid my property taxes online with in three payments on three VGC.
I pay my car and home insurance with Geico online (and previously Progressive) with two or more.
Costco will auto drain VGCs, so I will use up small value cards there and then a final swipe with a real Visa. Think the max I have done is three swipes.
I was buying something at Bass Pro Shops that was about $250 at the same time there was an Amex offer for $20 back on $100 at Walmart or Target. Target sold $50 Bass Pro gift cards, so I bought five. Cashier told me the POS would allow up to eight swipes. If enough swipes were not allowed I could have probably bought bigger gift cards with the small ones, then the merchandise in a separate transaction, but that might anger some cashiers.
I'm getting roofing and siding quotes now. One place agreed to waive their 3% CC surcharge, but I probably won't push it and give them 30 VGCs.
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Old Oct 31, 2016 | 9:39 pm
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I've had no trouble in the US. At least 3 times this year alone I've split large purchases across multiple cards. Merchants accustomed to handling transactions of $1200, $2000, $5k, etc. have not been fazed by it.
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Old Oct 31, 2016 | 10:46 pm
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Originally Posted by invisible
Here is Singapore one can split large purchase across multiple credit/debit prepaid cards - when I was paying for my wife's surgery, hospital bill was $8500 and I used 8 cards to settle the bill.

What other countries allow to use multiple cards/payment methods to split the bill? We are not talking about dinner bill obviously.
Are you planning on doing this in other countries or just curious??
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