Questions on Adding an "Authorized User" to Your Account
Oct 1, 2016 | 1:01 pm
#1
Original Poster
Join Date: Jul 2016
Posts: 535
Questions on Adding an "Authorized User" to Your Account
Questions on Adding an "Authorized User" to Your Account
1) Is it a "hard hit" (or soft hit), on the credit report, of either the authorized user or primary card holder, or both?
2) Is the approval of an "authorized user" based on the credit score of the authorized user or the primary holder, or both?
3) Have credit card companies stopped issuing "joint (credit card) accounts" and is "authorized user" the only option for two persons to jointly run expenses on one card?
Thanks.
1) Is it a "hard hit" (or soft hit), on the credit report, of either the authorized user or primary card holder, or both?
2) Is the approval of an "authorized user" based on the credit score of the authorized user or the primary holder, or both?
3) Have credit card companies stopped issuing "joint (credit card) accounts" and is "authorized user" the only option for two persons to jointly run expenses on one card?
Thanks.
Oct 1, 2016 | 5:48 pm
#2
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,743
No hard or soft pulls. Some have been know to add a family pet as an AU.
If you are approved the AU will also be approved.
No joint card accts. AU or employee card if you run a corporation.
Last edited by EmailKid; Oct 2, 2016 at 4:08 am Reason: Clean up quote and answer text
Oct 1, 2016 | 6:04 pm
#3
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
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