PRG and Venture
Jan 14, 2016 | 5:40 pm
#1
Original Poster
Join Date: Jan 2016
Location: MSP
Posts: 10
Hello
I have a PRG and Venture card and I fly only Delta right now because I like the direct flights I get from MSP to CMH.
What I am trying to understand is, is there a better card combo out there? I use the PRG for the bonus categories only. I use the Venture for the miles to pay off or reduce my airfare when I buy tickets. For the PRG I usually transfer to Delta every month and then use the "pay with miles option" or "miles+cash" option and then pay the rest on the Venture card.
I seem to find that it works well, however I was curious if there was something else I should look into?
Thanks!
I have a PRG and Venture card and I fly only Delta right now because I like the direct flights I get from MSP to CMH.
What I am trying to understand is, is there a better card combo out there? I use the PRG for the bonus categories only. I use the Venture for the miles to pay off or reduce my airfare when I buy tickets. For the PRG I usually transfer to Delta every month and then use the "pay with miles option" or "miles+cash" option and then pay the rest on the Venture card.
I seem to find that it works well, however I was curious if there was something else I should look into?
Thanks!
Last edited by mia; Jan 23, 2016 at 1:06 pm Reason: Combine threads
Jan 14, 2016 | 5:44 pm
#2
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
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Posts: 51,863
Welcome to Flyertalk.
1. How much are the cash fares, typically?
2. How many Skymiles would Delta typically require if you were to redeem for an award flight, rather than using Pay with Miles or Miles + Cash?
1. How much are the cash fares, typically?
2. How many Skymiles would Delta typically require if you were to redeem for an award flight, rather than using Pay with Miles or Miles + Cash?
Jan 14, 2016 | 5:46 pm
#3
Original Poster
Join Date: Jan 2016
Location: MSP
Posts: 10
Hi Mia
Thanks I have been reading the posts for a while and thought I might join!
1. Cash fares is usually = $450
2. For award flights its usually around the 25,000 range, the reason I don't get them often is because I don't always book very far in advance. Not sure if that has much to do with it. "Cash+miles" = 15,000 miles and usually $190
Thanks
Thanks I have been reading the posts for a while and thought I might join!
1. Cash fares is usually = $450
2. For award flights its usually around the 25,000 range, the reason I don't get them often is because I don't always book very far in advance. Not sure if that has much to do with it. "Cash+miles" = 15,000 miles and usually $190
Thanks
Jan 23, 2016 | 11:56 am
#6
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Join Date: Jul 2008
Location: IAH
Programs: UA Plat, DL Credit Card Holder, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 13,489
I use the PRG for the bonus categories only. I use the Venture for the miles to pay off or reduce my airfare when I buy tickets. For the PRG I usually transfer to Delta every month and then use the "pay with miles option" or "miles+cash" option and then pay the rest on the Venture card.
Jan 23, 2016 | 1:05 pm
#7
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
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Moderator action
Two substantially similar threads started by the same member have been combined.
Jan 23, 2016 | 6:54 pm
#8
Original Poster
Join Date: Jan 2016
Location: MSP
Posts: 10
I use the venture to buy the tickets and then pay with miles from the card. I use the bonus categories on the PRG to accumulate points and then transfer to my Skymiles.
So I pay with my Skymiles first then the double points I get with my Venture
So I pay with my Skymiles first then the double points I get with my Venture
Jan 25, 2016 | 11:06 am
#9
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
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Posts: 51,863
Venture "miles" have a fixed monetary value of $0.01 each. Earning Double Miles is just a distracting way of saying that Venture rebates 2% in the form of credit which can only be used for travel. Citi Double Cash rebates 2% in the form of money which can be used for anything.
You would use Skymiles to pay part of the ticket cost, then Premier Rewards Gold to pay the balance (and earn three points per dollar). Use the money from Citi to help pay the American Express bill.
Jan 25, 2016 | 8:01 pm
#10
Original Poster
Join Date: Jan 2016
Location: MSP
Posts: 10
A more cost effective strategy would be to replace Venture (which carries an annual fee) with (example) Citi Double Cash (no annual fee).
Venture "miles" have a fixed monetary value of $0.01 each. Earning Double Miles is just a distracting way of saying that Venture rebates 2% in the form of credit which can only be used for travel. Citi Double Cash rebates 2% in the form of money which can be used for anything.
You would use Skymiles to pay part of the ticket cost, then Premier Rewards Gold to pay the balance (and earn three points per dollar). Use the money from Citi to help pay the American Express bill.
Venture "miles" have a fixed monetary value of $0.01 each. Earning Double Miles is just a distracting way of saying that Venture rebates 2% in the form of credit which can only be used for travel. Citi Double Cash rebates 2% in the form of money which can be used for anything.
You would use Skymiles to pay part of the ticket cost, then Premier Rewards Gold to pay the balance (and earn three points per dollar). Use the money from Citi to help pay the American Express bill.