Next card question: Ink Plus or Amex?
Jun 13, 2015 | 6:52 pm
#1
Original Poster
Join Date: Jun 2015
Location: Auckland, NZ
Posts: 11
Next card question: Ink Plus or Amex?
Hi team, I'm new here and wanted to solicit some advice. I currently have three credit cards:
- Capital One that I've had for a decade or so
- CSP that I've had for 2 months
- Chase Freedom that I've had for 2 months
I've got the bonus for the CSP and I'm thinking about my next card. I'm mostly interested in J/F redemptions from San Francisco to other countries (Asia in particular, but Europe and South America too). Do I
1) Get the Ink Plus and continue to rack up URs? (thinking i'd go for the 50k bonus, waived AF deal)
2) Get an Amex so I can start the clock on the backdating of credit history that I've read about (and so I can diversify into MRs). I'd probably just get the Blue for Business to start (10k signup bonus, no AF) and then expand into the bigger AF cards once I start getting a bit more MRs accumulated.
Thoughts? Other cards I'm not considering that I should be?
- Capital One that I've had for a decade or so
- CSP that I've had for 2 months
- Chase Freedom that I've had for 2 months
I've got the bonus for the CSP and I'm thinking about my next card. I'm mostly interested in J/F redemptions from San Francisco to other countries (Asia in particular, but Europe and South America too). Do I
1) Get the Ink Plus and continue to rack up URs? (thinking i'd go for the 50k bonus, waived AF deal)
2) Get an Amex so I can start the clock on the backdating of credit history that I've read about (and so I can diversify into MRs). I'd probably just get the Blue for Business to start (10k signup bonus, no AF) and then expand into the bigger AF cards once I start getting a bit more MRs accumulated.
Thoughts? Other cards I'm not considering that I should be?
Jun 13, 2015 | 7:20 pm
#2
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,886
http://www.flyertalk.com/forum/ameri...t-bureaus.html
Jun 14, 2015 | 6:18 am
#3
Join Date: Mar 2010
Location: Minneapolis
Programs: Delta Plat Kool-Aid Drinker, Hyatt Diamond, SPG GM, Marriott GM, Hilton GM, and Priority Club GM
Posts: 1,184
Next card question: Ink Plus or Amex?
I was able to back date my Amex few months ago. One call and took me about two min. Maybe I was lucky, but my credit reports shows it open in 2010 when I really opened 1/2015
Jun 15, 2015 | 2:57 pm
#5
Join Date: Jul 2013
Posts: 384
The cutoff was around March 21st so, yes, they were backdating back in January but are no longer doing so. My wife had a card that was opened before March 21st but didn't report until after March 21st so it was not backdated.