Getting started with credit cards
Jan 12, 2015 | 8:18 am
#16
Join Date: Nov 2014
Location: NYC
Posts: 581
Many thanks for the detailed response! Really helps me, and I think will really help the 17-year-old churners of the future! I have a pretty good income to report (60k), so that isn't a major issue, just the fact that I'm a first time applicant. I'm considering applying to Capital One - would it be a positive that they pull from all three? If not, I'll just do the USAA student card and maybe an in-store card after 3-4 months. Any store cards you'd recommend?
I've kept the utilization low on my 1k credit limit card - around 3-10%. Expect to keep it the same with future cards.
I've kept the utilization low on my 1k credit limit card - around 3-10%. Expect to keep it the same with future cards.
