Master Thread of Churnable Credit Cards?
Nov 23, 2014 | 12:20 pm
#1
Original Poster
Join Date: Nov 2014
Posts: 21
Master Thread of Churnable Credit Cards?
I've been searching far and wide, and I wasn't able to come up with any results, so I'll ask here. Is there any master list of churnable credit cards and how many times you can churn them? If not, would it be possible to start a wiki of data points for this? I'd love to make a google doc of some sort...
Nov 23, 2014 | 3:01 pm
#2
Join Date: Mar 2014
Location: PWM
Programs: AA EXP
Posts: 1,553
Nov 23, 2014 | 3:05 pm
#3
Join Date: Aug 2010
Location: CLT
Programs: AA, AS, UA, BA, Hilton Diamond, Marriott Gold, IHG Platinum
Posts: 2,075
Yes, as sexykitte7 said, adding the small layer of difficulty of the information being buried in the threads keeps a ton of people from playing the churn game. I'm all for others taking advantage of the offers, but keeping it out of an easy reference guide keeps the opportunities alive.
Nov 24, 2014 | 7:29 am
#4
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 26,113
I've been searching far and wide, and I wasn't able to come up with any results, so I'll ask here. Is there any master list of churnable credit cards and how many times you can churn them? If not, would it be possible to start a wiki of data points for this? I'd love to make a google doc of some sort...
So be careful what you wish for. Banks react to too many churning too fast, and sometimes they react really drastically:
http://www.flyertalk.com/forum/ameri...etime-usa.html (in the American Express forum)
Do you want every bank to follow in Amex's steps?
Because that's what's likely to happen if what you're looking for comes to exist publicly!Besides, so many cards' churnability is YMMV or really complex rules, it's not suitable for chart form anyway. At some banks, the churnability not only varies from card to card and from applicant to applicant but also from offer to offer, and the offers can change very quickly.