Was this a bad idea? (Authorised user isn't real)
#16
Original Poster
Join Date: Nov 2012
Posts: 3,537
I guess I don't see the problem.
I also do not like my given name, and have not used it since I was about 10 years old. Half of my credit cards have the name I use, and the other half have my legal given name.
My drivers license and passport have my given name.
Alex, have I misunderstood your question?
I also do not like my given name, and have not used it since I was about 10 years old. Half of my credit cards have the name I use, and the other half have my legal given name.
My drivers license and passport have my given name.
Alex, have I misunderstood your question?
#17
Join Date: Jul 2001
Location: DTW
Programs: Dirt Status w/ All
Posts: 5,040
Was this a bad idea? (Authorised user isn't real)
My German Shepherd has a Citi Amex -no SSN required. She has even received a couple preapproved offers, so I'm assuming she has a credit file out there somewhere.
#19
Original Poster
Join Date: Nov 2012
Posts: 3,537
#20
Join Date: Jun 2005
Location: TYO
Programs: Tokyo Monorail Diamond-Encrusted-Platinum
Posts: 9,633
I'm happy with my first name. But I used to find it a bit weird that people I did not know were using my first name, having read it on my credit card - and in some cases adapting it (e.g. "Mikey" for "Michael") which was not to my liking.
So these days my credit cards only show two initials and surname. Don't US card issuers allow that?
So these days my credit cards only show two initials and surname. Don't US card issuers allow that?
#21
Join Date: Dec 2009
Location: NB, Canada
Programs: Fairmont, Amex MR, Marriott
Posts: 2,531
I have some name issues too.
I have an assortment of different names on everything from license to credit cards to passport. I have never had an issue with any of it.
But I am in Canada, where the lady at the wicket at the passport office changed the name on my passport.
I have an assortment of different names on everything from license to credit cards to passport. I have never had an issue with any of it.
But I am in Canada, where the lady at the wicket at the passport office changed the name on my passport.
#22
Join Date: Jul 2013
Posts: 1,036
I don't think you read my reply. If your looking for an authorized card with your favorite nickname its easy. I don't really see the need to have it appear on your credit report as Alex. I was telling you it makes no difference whether it's on your report as an authorized user as you can have it removed of you want because your an authorized user it's not your card and it shouldnt even be on a credit report to begin with but it does happen. When you apply for your own primary card you still have to use your full legal name.
#23
Original Poster
Join Date: Nov 2012
Posts: 3,537
I don't think you read my reply. If your looking for an authorized card with your favorite nickname its easy. I don't really see the need to have it appear on your credit report as Alex. I was telling you it makes no difference whether it's on your report as an authorized user as you can have it removed of you want because your an authorized user it's not your card and it shouldnt even be on a credit report to begin with but it does happen. When you apply for your own primary card you still have to use your full legal name.
I'm probably going to legally change my name once I graduate from university, as I'm planning to move to England and the legal name change process is much easier there, though I may wait until I get married, if I end up taking on my future wife's last name, then I only have to change name legally once