Oct 6, 2014, 8:54 am
Last edit by: RealHJ
Virgin Atlantic World Elite Mastercard from Bank of America
90k link from 1/18/2019
https://secure.bankofamerica.com/app...ctoffercode=TG DEAD
90K Link from 12/10/2017
https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=C&campaignid=4023357&produ ctoffercode=54 DEAD
90K Link from 6/1/2017 (live as of 10/13/2017)
http://email.virgin-atlantic.com/a/hBZMEgXB7gfdgB9cK4zNshgaEA0/apply7 DEAD
90K Link from 3/23/2017 (live as of 5/31/2017)
90K Virgin DEAD
90K Link as of 11/11/2016 (live of 3/6/2017)
90K Virgin DEAD
90K Link as of 6/28/2016 (courtesy eknock007)
http://email.virgin-atlantic.com/a/h...shgaECF/apply5 DEAD
90K Link as of 11/11/2016
90K Virgin DEAD
90K Link as of 11/11/2016
90K Virgin DEAD
90K Link as of 11/11/2016
90K Virgin DEAD
90K Link as of 12/15/2015
http://email.virgin-atlantic.com/a/h...shgaED5/apply4 DEAD
90K Link as of Oct 29, 2015, added 11/23/15
http://email.virgin-atlantic.com/a/h...NshgaEbR/bank3 DEAD
90K US Residents added 8/31/2015
https://www.applyonlinenow.com/USCCa...815%20Mobile#b DEAD
90K link as of Dec 5, 2014 (courtersy of steventravel):
https://www.applyonlinenow.com/USCCa...q-_-90k%201214 DEAD
90K link as of April 2, 2015 (courtesy eknock007):
https://www.applyonlinenow.com/USCCa...20Acq-_-0315#b DEAD
New 90K link from 4/30/2015 (courtesy of eknock007):
https://www.applyonlinenow.com/USCCa...ed-_-0415%3E#b
__________________________________________________ ____________
Datapoints:
There is a $90 AF and one cannot earn the 90K in one year unless one does $25K spending.
Best way to add to initial purchase bonus of 20K is to add AUs (and quite a few of them, too!).
Check application status:
Credit Card Application Status Center
90k link from 1/18/2019
90K Link from 12/10/2017
90K Link from 6/1/2017 (live as of 10/13/2017)
90K Link from 3/23/2017 (live as of 5/31/2017)
90K Link as of 11/11/2016 (live of 3/6/2017)
90K Link as of 6/28/2016 (courtesy eknock007)
90K Link as of 11/11/2016
90K Link as of 11/11/2016
90K Link as of 11/11/2016
90K Link as of 12/15/2015
90K Link as of Oct 29, 2015, added 11/23/15
90K US Residents added 8/31/2015
90K link as of Dec 5, 2014 (courtersy of steventravel):
90K link as of April 2, 2015 (courtesy eknock007):
New 90K link from 4/30/2015 (courtesy of eknock007):
https://www.applyonlinenow.com/USCCa...ed-_-0415%3E#b
__________________________________________________ ____________
Datapoints:
There is a $90 AF and one cannot earn the 90K in one year unless one does $25K spending.
Best way to add to initial purchase bonus of 20K is to add AUs (and quite a few of them, too!).
Check application status:
Credit Card Application Status Center
Virgin Atlantic [BOA] MasterCard 30k+5k+15k
Sep 26, 2019, 12:31 pm
#436
Join Date: May 2014
Location: SoCal
Posts: 2,164
Sep 27, 2019, 10:50 pm
#438
Join Date: May 2014
Location: SoCal
Posts: 2,164
Oct 26, 2019, 6:35 pm
#439
Join Date: Nov 2005
Location: Very near SFO
Programs: BA, AAL, UA, SW, HHonors, UR
Posts: 51
What is the rule on churning this account? I'm sorry but I can't follow all the abbreviations here. I had this card, but then closed it out on October 6, 2017, i.e., over 2 years ago. Am i (probably) OK?
Last edited by FrequentSleeper; Oct 27, 2019 at 2:44 pm Reason: Correction--2017 is 2 years ago, not 3.
Oct 27, 2019, 2:42 pm
#441
Join Date: Nov 2005
Location: Very near SFO
Programs: BA, AAL, UA, SW, HHonors, UR
Posts: 51
Oct 27, 2019, 4:01 pm
#442
Join Date: Jul 2011
Location: Sunny AZ
Programs: HH Diamond, Sixt Platinum, IHG Spire Ambassador, Marriott/SPG Gold .....
Posts: 3,214
Bank of America looks at your credit report and if you have more than 3 new accounts opened in the last year (non customer) or 7 (banking customer) they will not approve it. Hope I got the number right (from memory as I am way above I didn’t pay 100% attention)
Dec 20, 2020, 9:03 am
#445
Join Date: Oct 2013
Location: San Francisco
Programs: HH Gold, IHG Plat
Posts: 137
Dividing Credit Between Two BofA Cards
I just applied for and was approved for the 60k+15k+5k offer. But I had a strange experience with my credit line.
I had a previous BofA Alaska Visa Card, which I product changed to a Cash Rewards card awhile back. Going into last week, this was the only active BofA card I had open. On Thursday, and in preparation for applying for the BofA Virgin Card, I called BofA and asked them to reduce my credit limit on the Cash Rewards card from $10k down to $7k. I have done this before with cards from other banks to free up credit for the new application. Then yesterday (Saturday), I applied for the BofA Virgin card and was approved immediately, but with a credit line of only $4800. OK, that surprised me a bit. But the real surprise was that BofA had also reduced my Cash Rewards credit limit down from $7k to only $2,200. So they have divided the $7k between the old card and the new card. That was definitely not the outcome I wanted. Anyone else have an experience like this with BofA? Did I not wait long enough between asking to reduce the credit limit on the first card and applying for the second card? I am thinking of calling them and asking them to raise the credit limit to $5k or $6k on both cards. My income level should definitely support higher limits on both cards.
I had a previous BofA Alaska Visa Card, which I product changed to a Cash Rewards card awhile back. Going into last week, this was the only active BofA card I had open. On Thursday, and in preparation for applying for the BofA Virgin Card, I called BofA and asked them to reduce my credit limit on the Cash Rewards card from $10k down to $7k. I have done this before with cards from other banks to free up credit for the new application. Then yesterday (Saturday), I applied for the BofA Virgin card and was approved immediately, but with a credit line of only $4800. OK, that surprised me a bit. But the real surprise was that BofA had also reduced my Cash Rewards credit limit down from $7k to only $2,200. So they have divided the $7k between the old card and the new card. That was definitely not the outcome I wanted. Anyone else have an experience like this with BofA? Did I not wait long enough between asking to reduce the credit limit on the first card and applying for the second card? I am thinking of calling them and asking them to raise the credit limit to $5k or $6k on both cards. My income level should definitely support higher limits on both cards.