HSBC & processing delays-Australia
Jul 28, 2014 | 2:16 am
#1
Original Poster
Join Date: Jul 2014
Posts: 1
HSBC & processing delays-Australia
O.P.
Hi,
I applied for a HSBC credit card a week ago online and got conditional approval for $5000. The email asked me to fax over a copy of my licence and a bill which I have done.
So it has been 10 days now since I did it with no word. Does anyone know how long it takes to get a answer from the bank? Also what does conditional approval mean? Does it mean I passed the credit check ect?
It does say allow 10 days for processing
Thanks for your help
Hi,
I applied for a HSBC credit card a week ago online and got conditional approval for $5000. The email asked me to fax over a copy of my licence and a bill which I have done.
So it has been 10 days now since I did it with no word. Does anyone know how long it takes to get a answer from the bank? Also what does conditional approval mean? Does it mean I passed the credit check ect?
It does say allow 10 days for processing
Thanks for your help
Jul 29, 2014 | 6:00 am
#2
Join Date: Jul 2014
Location: SYD
Programs: TK*G, QR Gold, VA Gold, NZ Gold
Posts: 237
Means the bank is looking at it manually imho. Normally credit check is done only for 5-10 mins in AU since we have central credit filing. Might be since someone from the bank needs to verify your docs. But not more than 2 weeks.
Try calling up. U should have reference no. for this anyway.
Try calling up. U should have reference no. for this anyway.