anyone ever order ChexSystem?
Jul 10, 2014 | 7:28 am
#1
Original Poster
Join Date: Nov 2006
Location: LAX
Posts: 2,851
anyone ever order ChexSystem?
Not sure if ti goes to this forum or not so Moderator , feel free to move.
Been reading about Banks/Credit Unions shut down and wondering if anyone has ever ordered ChexSystem before?
If so, will banks know you have seen the record?
Been reading about Banks/Credit Unions shut down and wondering if anyone has ever ordered ChexSystem before?
If so, will banks know you have seen the record?
Jul 10, 2014 | 7:51 am
#2
Join Date: Jun 2014
Location: Iowa
Posts: 122
I have requested and received my free annual copies several times. It has separate sections for soft/hard pulls and I assume the soft inqs are not shown to banks but I do not know. [edit: just checked mine, it says they are not shared with banks]
I'm curious: Why would you care if the bank knew you had requested your free report as allowed by law? Seems like perfectly normal behavior to me. Request it each year. If for no other reason, to make those jerks waste some time&postage.
I'm curious: Why would you care if the bank knew you had requested your free report as allowed by law? Seems like perfectly normal behavior to me. Request it each year. If for no other reason, to make those jerks waste some time&postage.
Jul 10, 2014 | 7:58 am
#3
Join Date: Jan 2014
Location: Chyona
Programs: Anywhere I can ski...
Posts: 401
yep, check my consumer reports every year, it should be a soft pull (similar to account review) so the bank should not know you looked at it ^
Jul 10, 2014 | 8:34 am
#4
Join Date: Jul 2014
Posts: 3,688
I check it once a year, too.
for those interested to get their report for free, check this link:
https://www.consumerdebit.com/consum...freereport.htm
HTH
for those interested to get their report for free, check this link:
https://www.consumerdebit.com/consum...freereport.htm
HTH
Jul 13, 2014 | 2:43 pm
#6
Join Date: Jan 2014
Location: Chyona
Programs: Anywhere I can ski...
Posts: 401