Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Sep 8, 2014, 8:13 am
#1084
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Thanks for asking! And the person that answered. I was coming to the board to look specifically for this question and it just so happened to be the first since I last read this thread. (Perfect timing). Mine too expires on 9/15 :-(
Sep 8, 2014, 8:17 am
#1085
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
So now I am confused. Two separate stories. Anyone else have experience here? It would be great if I can do my last spending through the weekend (last day Monday)
Sep 8, 2014, 1:29 pm
#1086
Join Date: May 2014
Posts: 191
Whoever developed the fraud alert system of WF credit cards must not be too bright! The same amount at the same store went through as a breeze for the first three months now set of the alarm twice already in a span of 10 days.
Seems some people ran into similar issues as well.
Seems some people ran into similar issues as well.
Sep 8, 2014, 4:14 pm
#1088
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Whoever developed the fraud alert system of WF credit cards must not be too bright! The same amount at the same store went through as a breeze for the first three months now set of the alarm twice already in a span of 10 days.
Seems some people ran into similar issues as well.
Seems some people ran into similar issues as well.
This kind of stuff is common place for wells Fargo
Sep 8, 2014, 10:18 pm
#1089
Join Date: Jun 2014
Posts: 51
My statement get closed and I was able to use half of my credit with great difficulty. I don't know it is fraud alert or not. I think WF makes it very difficult to use the card. I have to verify with ten different people about one transaction. Then someone from WF call me to verify that I am completely satisfied with their credit card.
Sep 11, 2014, 10:17 am
#1090
Join Date: Jan 2014
Posts: 91
My promotion ended a week ago. I got the 5x back on the purchases I made the day before the last day, but not on the purchases made on the last day. All posted on the same day, but three days later than the promotion expiration date, on the WF reward website. So I would advise you not expect the extra bonus on the last day purchases. It seems YMMV.
Sep 11, 2014, 11:25 am
#1091
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
My promotion ended a week ago. I got the 5x back on the purchases I made the day before the last day, but not on the purchases made on the last day. All posted on the same day, but three days later than the promotion expiration date, on the WF reward website. So I would advise you not expect the extra bonus on the last day purchases. It seems YMMV.
Sep 11, 2014, 9:48 pm
#1092
Join Date: Sep 2012
Location: ORD
Posts: 269
Any real differences between the Visa Signature and cash back Visa signature in terms of ease of use dealing with WF when cycling your limit? Opened a checking account with the intent of getting one of the cards next month and running it into the ground for 6 months.
Sep 12, 2014, 5:16 am
#1093
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
