Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Jul 6, 2014, 12:43 pm
#901
Join Date: May 2010
Location: SoCal
Programs: SPG PLAT, AA Plat (2MM), BA, UA/CO
Posts: 442
xlax
Jul 6, 2014, 2:07 pm
#902
Join Date: Oct 2012
Location: Washington, DC
Posts: 68
My Plat card did not come loaded with the 5x offer. Perhaps you will get luckier
Jul 6, 2014, 2:20 pm
#903
Join Date: Apr 2012
Location: Uranus
Posts: 333
Log into your account and go to the offers section.
Jul 6, 2014, 3:31 pm
#904
Join Date: May 2010
Location: SoCal
Programs: SPG PLAT, AA Plat (2MM), BA, UA/CO
Posts: 442
Jul 6, 2014, 7:39 pm
#905
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Jul 9, 2014, 8:30 am
#906
Join Date: May 2010
Location: SoCal
Programs: SPG PLAT, AA Plat (2MM), BA, UA/CO
Posts: 442
How long does it take before I can check to see if I'm getting 5x for various purchases as explained in the Wiki?
Jul 9, 2014, 8:34 am
#907
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
************************************************** **
Base Earning XXXX 7/3/2014 WM SUPERCENTER #XXXXX - XXXXXXX - XX $2.50 3 Pending
Bonus Earning XXXX 7/3/2014 5X Cash Back for Gas, Grocery & Drug Store for 6 Months $2.50 10 Pending
Jul 9, 2014, 11:09 am
#908
Join Date: Aug 2013
Posts: 240
Best way to avoid this is to ask for a CLI. (use the over payment warning as reasoning for needing one) I was in a similar situation and then asked for large enough CL so that I wouldn't need to over pay ..
Never had any issues (except frequent fraud alerts) for the remainder of my promo period
Never had any issues (except frequent fraud alerts) for the remainder of my promo period
I am just not so sure that it's worth the hard pull. I guess it probably is but I only have a month left for the promo.
Jul 9, 2014, 4:55 pm
#909
Join Date: May 2010
Location: SoCal
Programs: SPG PLAT, AA Plat (2MM), BA, UA/CO
Posts: 442
As soon as the charge posts to your acct. It won't show you the cashback amount but it will show:
************************************************** **
Base Earning XXXX 7/3/2014 WM SUPERCENTER #XXXXX - XXXXXXX - XX $2.50 3 Pending
Bonus Earning XXXX 7/3/2014 5X Cash Back for Gas, Grocery & Drug Store for 6 Months $2.50 10 Pending
************************************************** **
Base Earning XXXX 7/3/2014 WM SUPERCENTER #XXXXX - XXXXXXX - XX $2.50 3 Pending
Bonus Earning XXXX 7/3/2014 5X Cash Back for Gas, Grocery & Drug Store for 6 Months $2.50 10 Pending
Jul 10, 2014, 9:00 am
#913
Join Date: Jan 2014
Posts: 166
Confirmed - 2nd account is getting 5X
I posted earlier about getting a second Wells Fargo CC. My first grocery transaction has just hit the Pending Activity on the rewards site and its showing all 3 lines (regular 1X, 20K bonus and 4X)
To clarify, I previously had a "regular" Wells Fargo CC that I closed in 2009, not a 5X card.
To clarify, I previously had a "regular" Wells Fargo CC that I closed in 2009, not a 5X card.
Jul 10, 2014, 9:08 am
#914
Join Date: May 2013
Posts: 747
I posted earlier about getting a second Wells Fargo CC. My first grocery transaction has just hit the Pending Activity on the rewards site and its showing all 3 lines (regular 1X, 20K bonus and 4X)
To clarify, I previously had a "regular" Wells Fargo CC that I closed in 2009, not a 5X card.
To clarify, I previously had a "regular" Wells Fargo CC that I closed in 2009, not a 5X card.