Card Churning & Points Question
Jul 7, 2013 | 12:05 pm
#1
Original Poster
Join Date: Jul 2013
Posts: 130
Card Churning & Points Question
I am a bit of a "newb" and I have searched the forums but still can't find any sort of threads which definitively answer/provide me tips & knowledge to the two questions I have.
1. Which cards allow you to keep your miles/bonuses once you cancel the card?
2. Can somebody link me some information on how to effectively churn cards or is it truly as simple as canceling and then re-apping 6+ months later?
1. Which cards allow you to keep your miles/bonuses once you cancel the card?
2. Can somebody link me some information on how to effectively churn cards or is it truly as simple as canceling and then re-apping 6+ months later?
Jul 7, 2013 | 12:12 pm
#2
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
I am a bit of a "newb" and I have searched the forums but still can't find any sort of threads which definitively answer/provide me tips & knowledge to the two questions I have.
1. Which cards allow you to keep your miles/bonuses once you cancel the card?
2. Can somebody link me some information on how to effectively churn cards or is it truly as simple as canceling and then re-apping 6+ months later?
1. Which cards allow you to keep your miles/bonuses once you cancel the card?
2. Can somebody link me some information on how to effectively churn cards or is it truly as simple as canceling and then re-apping 6+ months later?
Jul 7, 2013 | 9:02 pm
#3
Join Date: Jun 2011
Posts: 56
Generally, airline or hotel points earned from an affiliate credit card will not be forfeited upon account closure. Those points are stored with the airline or hotel, not the bank. Rewards that pertain to the bank itself (like Chase Ultimate Rewards, Amex Membership Rewards, Citi Thank You Points, etc.) are often forfeited upon account closure. There are exceptions to both cases, so contact the credit card issuer for verification.
I'm with PainCorp in response to your second question. You need to put the time in to fully understand how churning works.
I'm with PainCorp in response to your second question. You need to put the time in to fully understand how churning works.
Jul 7, 2013 | 9:21 pm
#4
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
1. All of them, provided the points/miles have been posted in or transferred to your airline/hotel program account.
2. ^ this.
2. ^ this.