Wondering if this is possible?
Mar 21, 2013, 11:29 pm
#1
Original Poster
Join Date: Apr 2011
Posts: 267
Wondering if this is possible?
Hi,
I am having 2 Citi AA cards (Visa + Amex) which have annual fees due in 1 week. I am wondering if I can apply for AA Biz Card Application and get it approved by transferring credit lines from personal cards like AA cards to AA Biz Card. Is this possible if Citi allows transferring credit lines from personal accounts to biz account? The reason I am asking for this is because I have no option to downgrade these 2 AA cards. Thanks for your help and inputs.
I am having 2 Citi AA cards (Visa + Amex) which have annual fees due in 1 week. I am wondering if I can apply for AA Biz Card Application and get it approved by transferring credit lines from personal cards like AA cards to AA Biz Card. Is this possible if Citi allows transferring credit lines from personal accounts to biz account? The reason I am asking for this is because I have no option to downgrade these 2 AA cards. Thanks for your help and inputs.
Mar 21, 2013, 11:46 pm
#3
Original Poster
Join Date: Apr 2011
Posts: 267
I would like to downgrade them to non-annual fee cards. They said I do not have that option. Not even trying to get retention bonus since I will be travelling out of country this weekend until the rest of the month. So my hope is to get a new card like AA Biz for example by tomorrow. Thanks
Mar 22, 2013, 12:20 am
#4
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
You might be able to get approved for the Biz card based on your relationship with Citi (Amex and Visa) however it is not possible to transfer your CL. It is my understanding that you can downgrade the Visa to the Bronze, No AF 1 mile for every $2 spend.
Mar 22, 2013, 1:10 am
#5
Original Poster
Join Date: Apr 2011
Posts: 267
The Bronze version is not available for downgrade. Called at least several reps. If not possible to transfer CL to AA Biz, so my choices are only down to Hilton cards. I do not know if any other citi cards with good bonus.
Edit: One rep said that I can not even move credit lines between Citi personal cards. Is this something new?
Edit: One rep said that I can not even move credit lines between Citi personal cards. Is this something new?
Last edited by nature1370; Mar 22, 2013 at 1:16 am
Mar 22, 2013, 1:33 am
#6
Join Date: Sep 2008
Location: CTS
Programs: AA:1MM
Posts: 743
The Bronze version is not available for downgrade. Called at least several reps. If not possible to transfer CL to AA Biz, so my choices are only down to Hilton cards. I do not know if any other citi cards with good bonus.
Edit: One rep said that I can not even move credit lines between Citi personal cards. Is this something new?
Edit: One rep said that I can not even move credit lines between Citi personal cards. Is this something new?
try talking to retentions about the downgrade ... you might be talking to agents who cannot do it.
Mar 22, 2013, 3:03 pm
#7
Join Date: Jul 2012
Posts: 52
Mar 23, 2013, 3:11 pm
#8
Join Date: Jan 2005
Location: Dallas, TX
Programs: AA, UA, DL, SPG gold, PC Plat, CC gold
Posts: 196
Try calling the retention dept. and get a credit for the annual fee. See this thread for details.
http://www.flyertalk.com/forum/credi...ight=retention
Also you can cancel one of the 2 cards, wait couple of days and apply for the business card. Banks look at the whole credit line across personal and business accounts. Once one card is canceled that credit line becomes available and you don't have to worry about bumping against the total credit line when you apply for the business card.
http://www.flyertalk.com/forum/credi...ight=retention
Also you can cancel one of the 2 cards, wait couple of days and apply for the business card. Banks look at the whole credit line across personal and business accounts. Once one card is canceled that credit line becomes available and you don't have to worry about bumping against the total credit line when you apply for the business card.