Rejection letters
Mar 8, 2013 | 12:49 pm
#1
Original Poster
Join Date: Apr 2011
Posts: 1,283
Rejection letters
I just got rejection letters for, both the USAir Barclay's card (applied for one 96 apart--too early), and the AAdvantage Gold card (applied for the AAdvantage platinum Select Visa--too many cards).
Should I bother calling the reconsideration number, or is this decision final? What reason would I give that I want another USAir card?
Should I bother calling the reconsideration number, or is this decision final? What reason would I give that I want another USAir card?
Mar 8, 2013 | 12:51 pm
#2
formerly sahiljain22
Join Date: Apr 2011
Location: BOS;NYC;YVR;YYZ;DEL;BOM
Programs: Amex Plat; HH Diamond; SPG Plat; Hyatt Diamond; United 1K; National EE; HSBC Premier
Posts: 532
These are not final. I would try calling them - atleast once, especially if you have credit that can be moved around.
Mar 8, 2013 | 1:46 pm
#3
Join Date: Apr 2012
Location: BOS
Programs: UA 1K, AA GLD
Posts: 237
Rejection letters
Always call recon if available. You already have a hard pull so you have nothin to lose (unless they repull from other credit bureaus.
There is a lot of data out there regarding recon with Barclays; just be aware that out of major banks, they are the most sensitive to churning, lots of pulls/accounts, etc. I would tell them that you want a 2nd card for business reimbursable expenses.
There is a lot of data out there regarding recon with Barclays; just be aware that out of major banks, they are the most sensitive to churning, lots of pulls/accounts, etc. I would tell them that you want a 2nd card for business reimbursable expenses.
Mar 8, 2013 | 2:59 pm
#6
Join Date: Sep 2012
Posts: 589
I just got rejection letters for, both the USAir Barclay's card (applied for one 96 apart--too early), and the AAdvantage Gold card (applied for the AAdvantage platinum Select Visa--too many cards).
Should I bother calling the reconsideration number, or is this decision final? What reason would I give that I want another USAir card?
Should I bother calling the reconsideration number, or is this decision final? What reason would I give that I want another USAir card?
I just sent in a reconsideration letter to Citi after reading it may be more successful, not sure how long it will take to get a response.
Mar 8, 2013 | 4:01 pm
#7
Join Date: Apr 2012
Location: LAX
Posts: 241
I have had zero luck with all Citi denials. Every rep I've talked to can't do anything unless there was an error in the application or credit report. Reconsideration isn't the right word to use with their department.
I just sent in a reconsideration letter to Citi after reading it may be more successful, not sure how long it will take to get a response.
I just sent in a reconsideration letter to Citi after reading it may be more successful, not sure how long it will take to get a response.