Community
Wiki Posts
Search

Spousal Support- Churning etc.

Thread Tools
 
Search this Thread
 
Old Mar 4, 2013 | 12:19 pm
  #16  
10 Countries Visited
20 Countries Visited
30 Countries Visited
15 Years on Site
 
Join Date: May 2008
Location: Las Vegas since 11/2023
Programs: No status anywhere anymore, it was fun while it lasted
Posts: 4,648
My situation is a little different because Mrs. Redtop and I live in different countries, but I keep it simple, I just have her use one card at a time (with no forex fee of course) and I don't worry too much if we are leaving a few points on the table. Every 6-12 months I tell her "give me back that card" and give her a new one. If there are minimum spends, I manage those. I have her cable/internet billed directly to my Ink Bold card for the 5x.
redtop43 is offline  
Old Mar 4, 2013 | 12:31 pm
  #17  
 
Join Date: Dec 2012
Posts: 335
My husband is okay with it. He rolls his eyes now and again, but thats because 1. he doesn't get why I'm so gung ho about it, and thinks I should find a 'real' hobby lol, and 2. he's never had to worry about flying in premium cabins as he's been flying in first or business since he was born and it was always taken care of. But now that we're "grown up" :P, we have to take care of it ourselves.

He's happy to have the benefits, and is willing to go along with remembering which cards to use when. And he doesn't really care if I apply for cards in his name. I just give him the card and tell him what to do with it (but if he forgets and uses the wrong card for something, its not a big deal. I just let it go, which helps). He loves when I'm happy, and he knows I'm happy when we travel comfortably (and, dare I say, luxuriously). So he's fine with entertaining my schemes to get miles and points lol.
RhubarbPie is offline  
Old Mar 4, 2013 | 5:11 pm
  #18  
 
Join Date: Feb 2013
Location: NY
Posts: 233
My fiance is exactly like the OP's spouse.

She gets defensive if she uses the wrong card at the wrong location and I call her out on it..it's funny.

But she knows, BCP=Groceries, Discover (right now)= restaurants/lunch, Chase Sapphire Pref=everything else (working on the min spend currently). She brags when she uses the "right" card at the "right" location.
JerMah is offline  
Old Mar 4, 2013 | 5:16 pm
  #19  
 
Join Date: Feb 2013
Posts: 801
I've been boring my gf with CC stories for about a month now, since I found this site and got addicted to this. Stories of what we'll get and the places we'll go, showing threads with pictures of Singapore airlines suites, describing how VRs work, etc.

Recently she had a car repair paid for by the other person's insurance. She applied online and was approved for a CSP, and met the $3K spend in one transaction after getting reimbursed with a check from the adjuster. Then this week she went on a business trip and stayed at a Hyatt. She called to tell me she signed up for the Hyatt Gold Passport program cause the girl at the front desk told her she might as well cause it was going to be 4 nights. I am so proud of her.

She's not on board with doing an AoR yet. Baby steps...
WhateverDude is offline  
Old Mar 4, 2013 | 7:47 pm
  #20  
All eyes on you!
10 Years on Site
 
Join Date: Jan 2013
Posts: 863
wow...maybe some of you should have married smarter spouses..lol. Is it really that hard to remember to use BCP for groceries, xxx for gas, ect.?
theplayer is offline  
Old Mar 4, 2013 | 9:02 pm
  #21  
 
Join Date: Jul 2009
Location: RDU
Programs: Delta silver, HH silver, IHG platinum, SPG gold, AMEX platinum
Posts: 400
Originally Posted by theplayer
wow...maybe some of you should have married smarter spouses..lol. Is it really that hard to remember to use BCP for groceries, xxx for gas, ect.?
Lol, it can be confusing if you don't follow this stuff like we do..especially if you're throwing in gift cards, prepaid cards, and categories / multiple churns of 6 * per spouse every quarter

My spouse has done a good job on keeping up with which card to use. I try my best to make it as simple as possible.
stealph is offline  
Old Mar 4, 2013 | 10:28 pm
  #22  
 
Join Date: Jan 2012
Posts: 757
Originally Posted by WhateverDude
Then this week she went on a business trip and stayed at a Hyatt. She called to tell me she signed up for the Hyatt Gold Passport program cause the girl at the front desk told her she might as well cause it was going to be 4 nights. I am so proud of her.
Get her signed up for the current Hyatt promo and pick up an extra 3K points.
dcpilgrim is offline  
Old Mar 5, 2013 | 8:54 am
  #23  
 
Join Date: Feb 2012
Location: North America
Programs: DL Diamond, former UA1K MM lifetime (left UA for DL), FPCPlat, DL Biz and Plat Amex
Posts: 644
don't churn cars, but do MRs with spouse.

he always tries to distract me when I am reviewing MRs on FT. He has learned to roll his eyes and go with the flow, but it's not easy.

he just assumes that I know what I'm doing. apparently got him fooled :-)
privacylawyer is offline  
Old Mar 5, 2013 | 9:21 am
  #24  
Suspended
 
Join Date: Jun 2007
Location: New York Metropolitan Area 45 km from JFK
Programs: UA,AA,AS,BA
Posts: 4,607
Originally Posted by Maz67
Been quietly sitting back for the last year with my mouth shut reading FT and learning the lay of the land. I have had great results "churning and burning" and implementing my learnings. Thanks to all of you. I am always impressed with the high level of intellect of the FT community.

Here is my question. It seems that every few weeks I am sitting my wife down for a briefing on which cards she should be using or switching her cards out after meeting a spend. She always does it but I always seem to get some flak with comments like "geez, another change!". In the end she knows from 16 years of marriage that there is always a method to my madness and of course the benefits are very visible to her when we travel.

Just curious how the other spouses out there respond to all that goes into churning cards etc? Thanks- Maz
Just tell her that You are the man - the Boss - a creature of superior intellect and worth. Then she will divorce you and you have all the lovely miles to yourself and your new young voluptous blond travel companion. Just a random thought
WingedWorldExplorer is offline  
Old Mar 5, 2013 | 9:27 am
  #25  
 
Join Date: Jan 2004
Location: Pennsylvania
Posts: 8,142
Originally Posted by privacylawyer
he always tries to distract me when I am reviewing MRs on FT. He has learned to roll his eyes and go with the flow, but it's not easy.

he just assumes that I know what I'm doing. apparently got him fooled :-)

When I first glances at this I thought it said Don't churn cars but do spouses.

Anyway, Mr b1513 never gets it right. There have been more arguments over the years about this. Truly, it puts me over the edge sometimes. It quite simple, really, just use "this" card for now. I'm starting to think its passive-aggressive behavior .

Bobette
b1513 is offline  
Old Mar 5, 2013 | 9:32 am
  #26  
Original Poster
 
Join Date: Feb 2013
Location: Scottsdale, Az.
Programs: US Gold & AA Lifetime Gold
Posts: 216
Originally Posted by WingedWorldExplorer
Just tell her that You are the man - the Boss - a creature of superior intellect and worth. Then she will divorce you and you have all the lovely miles to yourself and your new young voluptous blond travel companion. Just a random thought
Already tried that. She opted to stay with me for my miles.
Maz67 is offline  
Old Mar 5, 2013 | 9:33 am
  #27  
 
Join Date: Dec 2012
Posts: 335
Originally Posted by theplayer
wow...maybe some of you should have married smarter spouses..lol. Is it really that hard to remember to use BCP for groceries, xxx for gas, ect.?
What a ridiculous statement. My spouse is incredibly smart. He's at a top 10 school in his field (with an academic scholarship), will graduate from said school with highest honors, son of 2 doctors (both of whom have MDs and PhDs, and one of whom is very well known in her specialty) etc. But obsessing about miles and points is not a priority for him. He is capable of using the correct card for the correct purchase, but he doesn't really care about it. He tries to be mindful of it because he knows that I care about it, but if he forgets or is exhausted from a 16 hour day, its truly not the end of the world and is definitely not a reflection of his intellectual capacity.
RhubarbPie is offline  
Old Mar 5, 2013 | 9:43 am
  #28  
15 Years on Site
 
Join Date: Dec 2009
Location: CHA/TYS
Programs: The Mac Daddy of Heimlich County (and low-ball status)
Posts: 2,872
Originally Posted by RhubarbPie
What a ridiculous statement. My spouse is incredibly smart. He's at a top 10 school in his field (with an academic scholarship), will graduate from said school with highest honors, son of 2 doctors (both of whom have MDs and PhDs, and one of whom is very well known in her specialty) etc. But obsessing about miles and points is not a priority for him. He is capable of using the correct card for the correct purchase, but he doesn't really care about it. He tries to be mindful of it because he knows that I care about it, but if he forgets or is exhausted from a 16 hour day, its truly not the end of the world and is definitely not a reflection of his intellectual capacity.
lighten up, Francis. don't take everything on the net so seriously.

it's about impossible for me to tell me fiance what new card to use without her getting an attitude about it. then, of course, she thinks it's awesome when we go somewhere nice for essentially free. when it's time for a new card, attitude comes back. it's all great when we're using the rewards but complete hell to get her to help.
mrredskin is offline  
Old Mar 5, 2013 | 10:07 am
  #29  
 
Join Date: Dec 2012
Location: Philadelphia
Programs: HH Diamond, IHG Plat, SPG & Marriott Gold, CC Silver
Posts: 541
Originally Posted by mrredskin
lighten up, Francis. don't take everything on the net so seriously.

it's about impossible for me to tell me fiance what new card to use without her getting an attitude about it. then, of course, she thinks it's awesome when we go somewhere nice for essentially free. when it's time for a new card, attitude comes back. it's all great when we're using the rewards but complete hell to get her to help.
You tell her to lighten up and then you bash your fiancee? Take your own advice.

My SO mocks me a bit for my "hobby", but he got on board pretty quickly when we got a last minute flight and car rental for a grand total of $25. Since then, we've stayed a free night in Manhattan in December and had a trip to Paris and Madrid that cost all of a couple hundred each. Now he double-checks with me to make sure he's using the right card, and he suggested a mattress run if Club Carlson brings back their big promo this summer. I'm so proud.
PHLisa is offline  
Old Mar 5, 2013 | 10:09 am
  #30  
10 Countries Visited
All eyes on you!
10 Years on Site
 
Join Date: Feb 2013
Programs: Delta Plastic
Posts: 1,064
Grand Hyatt Kuaui 4-nights free with two times $1000 spend has drawn some positive attention to the game. We don't plan on going for a year so hopefully things don't change before we get the card.

Generally though, my wife likes Starpoints and I like UR points and if we just go about our everyday spending it works out pretty well for one vacation a year. I handle airfare and she handles the hotel. She'll use the card I prefer where AMEX is not accepted and I'll use the SPG at Costco and Sheratons.
highops is offline  


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.