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Old Mar 4, 2013 | 7:43 am
  #1  
Eliu Rosario
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Join Date: Mar 2013
Location: NYC
Programs: SPG, amex gold/business, Hyatt, sapphire
Posts: 13
Credit Report Update
How long should i wait for my credit report to update that my cc are all paid?
Is there anything i could do to expedite credit agencies to refresh my current credit report?
Thanks
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Old Mar 4, 2013 | 7:48 am
  #2  
gj83
 
Join Date: Aug 2006
Location: CLT
Posts: 7,249
I thought credit cards and such report to them on a monthly basis.
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Old Mar 4, 2013 | 10:21 am
  #3  
FriscoHeavy
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up to a month. Usually within a few days of your statement closing.
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Old Mar 5, 2013 | 8:45 am
  #4  
nccarguy
 
Join Date: Sep 2009
Location: Charlotte, NC
Programs: AA Exec Plat, RCplatinum, Hyatt diamond
Posts: 196
Originally Posted by Eliu Rosario
How long should i wait for my credit report to update that my cc are all paid?
Is there anything i could do to expedite credit agencies to refresh my current credit report?
Thanks
You don't say why you need your report updated quickly but if it is for a pull for a mortgage your mortgage broker or real estate agent can give you the name of an expediter. They can have your file updated with current status and balance of each account within 48-72 hours.

Your other choice is to pull your credit from the 3 major bureaus and dispute the balances, but to be honest it might take just as much time as waiting for the creditors to report the updated balances each month. As another poster noted, files are updates usually within days of your statement posting.
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