Spending requirement, when does clock start
Feb 26, 2013 | 9:01 am
#1
Original Poster
Join Date: Jan 2013
Posts: 35
Spending requirement, when does clock start
Newb question here.
Does clock start (3 months for example) when you are approved? Or is it when you call to activate card after receiving? Is this generally same across the board of differ depending on institution?
Does clock start (3 months for example) when you are approved? Or is it when you call to activate card after receiving? Is this generally same across the board of differ depending on institution?
Feb 26, 2013 | 9:14 am
#2
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,858
Welcome to Flyertalk.
In general the clock begins ticking when the application is approved, but you can determine the exact date by sending customer service a message after you activate and setup the account online. It's best to do this in writing, rather than by telephone, so that you have a written commitment.
Parallel discussion here, regarding American Express (USA):
http://www.flyertalk.com/forum/ameri...uirements.html
In general the clock begins ticking when the application is approved, but you can determine the exact date by sending customer service a message after you activate and setup the account online. It's best to do this in writing, rather than by telephone, so that you have a written commitment.
Parallel discussion here, regarding American Express (USA):
http://www.flyertalk.com/forum/ameri...uirements.html
Last edited by mia; Feb 26, 2013 at 9:33 am
Feb 26, 2013 | 9:30 am
#3
Join Date: Aug 2006
Posts: 756
But in some cases when I call to activate the card, sometimes the rep will tell me its day one from when I activated the card as they understand it could take up to 3 weeks from applic. to receiving card if it was in pending for approval.
Hope this helps
Feb 26, 2013 | 10:40 am
#5
Join Date: Aug 2006
Posts: 756
Not confusing at all. MOST of the time or in general, its almost always from when application is approved. But in some cases, some reps will start when card is activated as NOT all applications are approved right away and could take weeks before actually receiving the card- it happened to me a few times. So just saying that not all cases are set in stone.
Feb 26, 2013 | 12:46 pm
#7
Join Date: Jun 2011
Posts: 15
I called about my citi aa a couple days ago. They assured me it was from the day of activation. Can't comment on other cards yet.
Edit: also, i had a friend sign up for the chase continental card back in 2010. He never activated it. He still earned the first purchase bonus (50k) when the yearly fee was charged a year later.
Edit: also, i had a friend sign up for the chase continental card back in 2010. He never activated it. He still earned the first purchase bonus (50k) when the yearly fee was charged a year later.
Feb 26, 2013 | 7:58 pm
#8
Join Date: Jan 2012
Posts: 221
I called about my citi aa a couple days ago. They assured me it was from the day of activation. Can't comment on other cards yet.
Edit: also, i had a friend sign up for the chase continental card back in 2010. He never activated it. He still earned the first purchase bonus (50k) when the yearly fee was charged a year later.
Edit: also, i had a friend sign up for the chase continental card back in 2010. He never activated it. He still earned the first purchase bonus (50k) when the yearly fee was charged a year later.