highest ongoing cash back
Jun 25, 2012 | 1:38 pm
#1
Original Poster
Join Date: May 2008
Posts: 233
highest ongoing cash back
Looking for a no annual fee (or at least first year free) Visa or Mastercard earning highest percentage of cash back (i.e., not travel points) for all spending. Lots of 1% cards, but anything earning 2% or even 1.5%? Thanks.
Jun 25, 2012 | 1:55 pm
#2
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,863
Fidelity (issued and administered by Bank of America):
http://personal.fidelity.com/product...rds_card.shtml
Capital One
http://www.flyertalk.com/forum/credi...ash-1-5-a.html
Priceline
http://www.flyertalk.com/forum/credi...erywhere.html?
There are also various cards which award different rates for categories of spending, which may average above 2%.
http://personal.fidelity.com/product...rds_card.shtml
Capital One
http://www.flyertalk.com/forum/credi...ash-1-5-a.html
Priceline
http://www.flyertalk.com/forum/credi...erywhere.html?
There are also various cards which award different rates for categories of spending, which may average above 2%.
Jun 25, 2012 | 1:55 pm
#3
Join Date: May 2012
Location: New York
Programs: Marriott Lifetime Titanium, Hertz Pres. Circle, HHonors Diamond
Posts: 564
Are you using it for anything in particular (hotels, airlines, general spending)? For personal use, I like the Chase Freedom card where it gives you 3% back on your top 5 shopping categories and 1% on everything else. Besides that, they also have a rotating 5% quarterly promotion that you have to sign up for. Depending on the season, it could be 5% back for hotels, gas, groceries, etc. Cashback on this seems to be best at least from what I can tell. 100 points = $1. There is no annual fee for this card and I have seen a signup bonus as high as $300 before. It's currently $100 signup bonus now.
Jun 25, 2012 | 11:08 pm
#4
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,664
Jun 25, 2012 | 11:32 pm
#5
Join Date: Dec 2011
Posts: 52
They took the freedom card away from you?
I use the freedom card all the time - it is unbeatable for cash/points for everyday use.. it's now the only chase card that I have.. i had a southwest card and was denied for a saph preferred.. will probably try for a saph preffered again in 2013 or 2014
I use the freedom card all the time - it is unbeatable for cash/points for everyday use.. it's now the only chase card that I have.. i had a southwest card and was denied for a saph preferred.. will probably try for a saph preffered again in 2013 or 2014
Jun 26, 2012 | 6:24 am
#6
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,863
Most of the legacy Freedom, and Freedom Plus accounts were long ago converted...
http://www.flyertalk.com/forum/credi...30-2009-a.html
The current Freedom cards have a different rewards program which offers 5% back on capped rotating categories chose by Chase, 1% otherwise.
http://www.flyertalk.com/forum/credi...30-2009-a.html
The current Freedom cards have a different rewards program which offers 5% back on capped rotating categories chose by Chase, 1% otherwise.