NOT activating a new card

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Jun 26, 2012 | 7:09 pm

#16

longhorn11

Join Date: Aug 2011

Location: DFW

Programs: AA PLT, HH Gold, SPG/Marriott Gold

Posts: 1,091

Quote:

Originally Posted by jjmiller69

On my credit report the CSP application does not show up. Not business, it was last year when they had the 100,000 bonus for a short time.

Quote:

Originally Posted by Happy

I believe longhorn11's question is whether the account itself is also removed from the credit report, together with the inquiry line.

Thanks Happy, that's exactly my question. I'd be very interested to hear if this was done. If not, a new account would still show up without the benefit of any UR points.

Jun 26, 2012 | 8:18 pm

#17

jjmiller69

Join Date: Nov 2010

Location: Traveling some where hopefully

Programs: AS, AA Gold, and Hilton

Posts: 1,953

Quote:

Originally Posted by longhorn11

Thanks Happy, that's exactly my question. I'd be very interested to hear if this was done. If not, a new account would still show up without the benefit of any UR points.

I just checked the print out. It shows a Chase card opened in 2009 and the next one 12/11. The CSP was in April or May 2011. That's about all I can tell you?

Jun 26, 2012 | 10:23 pm

#18

longhorn11

Join Date: Aug 2011

Location: DFW

Programs: AA PLT, HH Gold, SPG/Marriott Gold

Posts: 1,091

Quote:

Originally Posted by jjmiller69

I just checked the print out. It shows a Chase card opened in 2009 and the next one 12/11. The CSP was in April or May 2011. That's about all I can tell you?

Thanks for the follow up! It looks like they deleted the tradeline as well, very interesting. I've never seen a bank delete an inquiry and tradeline just because the customer didn't want the account. I have heard of banks deleting negative tradelines at a customer's request when they PIF a collection, etc.