Churnable Credit Cards
#1
Original Poster
Join Date: Sep 2010
Location: SFO
Programs: Hyatt Diamond, Hilton Diamond, IHG Plat
Posts: 275
Churnable Credit Cards
Recently I searched through different threads and heard different scenarios about churnable credit cards.
For example, I heard different people said BOA credit cards are churnable after a few months. Also heard people churned on US Airways and Citi AAdvantage although the wait time is much longer (6 months and 18 months respectively).
Just wonder if we can start this thread to have everyone chip in on your recent experience with churning a card so we have better ideas on which card can be churned or how long is the wait time.
To start off, I have my Citi AA Visa and AE for almost two years, I am about to churn on them again with the two browsers trick, will report if there's any good news. (currently I still have the Visa open and the AE closed, let's see if anyone of them will get rejected).
Thanks for chipping in, have a great day
For example, I heard different people said BOA credit cards are churnable after a few months. Also heard people churned on US Airways and Citi AAdvantage although the wait time is much longer (6 months and 18 months respectively).
Just wonder if we can start this thread to have everyone chip in on your recent experience with churning a card so we have better ideas on which card can be churned or how long is the wait time.
To start off, I have my Citi AA Visa and AE for almost two years, I am about to churn on them again with the two browsers trick, will report if there's any good news. (currently I still have the Visa open and the AE closed, let's see if anyone of them will get rejected).
Thanks for chipping in, have a great day
#3
Original Poster
Join Date: Sep 2010
Location: SFO
Programs: Hyatt Diamond, Hilton Diamond, IHG Plat
Posts: 275
I agree with you aviator8. That's a concern I have when starting this thread but I would like to see what you all think. Maybe I won't respond to this but anyone who has experience churning BOA or the US Airways or Citi AA cards, can you please PM me? I have some questions regarding on the process.
Thank you very much for all the time and help. Very much appreciated it. Have a wonderful day
#4
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,876
#5
Join Date: Mar 2012
Location: ATL
Posts: 347
You do have a valid point, that the information is out there, but it has to be searched for. My thought is that if it is laid out in one place and is easy to find. Then it is also easier for the CC companies to gauge the interest (based on the the thread popularity and activity) and scope of the issue and may lead to them changing things to be even less favorable for this type of thing. I can see the argument either way though.
#6
Original Poster
Join Date: Sep 2010
Location: SFO
Programs: Hyatt Diamond, Hilton Diamond, IHG Plat
Posts: 275
You do have a valid point, that the information is out there, but it has to be searched for. My thought is that if it is laid out in one place and is easy to find. Then it is also easier for the CC companies to gauge the interest (based on the the thread popularity and activity) and scope of the issue and may lead to them changing things to be even less favorable for this type of thing. I can see the argument either way though.
But I also agree with aviator8 that this may catch attention and end up destroying opportunities to churn on certain credit cards. I will post my question in individual thread instead. But thanks for the comments as this shows interest and hopefully we may have a better solution for this.
Thanks and enjoy churning

