5 apps, 5 approvals
#1
Original Poster

Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 688
5 apps, 5 approvals
Just did 5 apps for my husband. Got 5 approvals; 2 required reconsideration
Citi Hilton 50k x 2 (2 browser trick) yielded 2 instant approvals. The only weird thing was the "congratulations" wording on the Firefox version said MY first name and not his. I know I used his SSN and name, so I'm pretty sure we're okay, but I'm somewhat concerned and confused by this.
Chase United 50K - his 4th Chase card (Sapphire, SW, Priority Club) required an easy call to reconsideration.
Amex Hilton 40k - instant approval
Barclay US Airways (2nd card, got first in Dec 2011). Required reconsideration call to find out why we wanted a second card. CSR also wondered why the first card isn't used much. Gave a good enough reason for both and got the approval.
Net:
50K United
140K Hilton
40K US Airways
All in all, a pretty good start to my Saturday
Anita
Citi Hilton 50k x 2 (2 browser trick) yielded 2 instant approvals. The only weird thing was the "congratulations" wording on the Firefox version said MY first name and not his. I know I used his SSN and name, so I'm pretty sure we're okay, but I'm somewhat concerned and confused by this.
Chase United 50K - his 4th Chase card (Sapphire, SW, Priority Club) required an easy call to reconsideration.
Amex Hilton 40k - instant approval
Barclay US Airways (2nd card, got first in Dec 2011). Required reconsideration call to find out why we wanted a second card. CSR also wondered why the first card isn't used much. Gave a good enough reason for both and got the approval.
Net:
50K United
140K Hilton
40K US Airways
All in all, a pretty good start to my Saturday

Anita
#4
Original Poster

Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 688
#5
Original Poster

Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 688
#6
Join Date: Jun 2008
Location: PDX
Programs: OnePass, MilesPlus, AAdvantage, SkyMiles (unfortunately), PC Plat, HH Silver, Marriott Aluminium
Posts: 739
Say what? Considering your vast experience in this area that your total of 6 posts would indicate, and this brilliant post in particular, I'd suggest you might take an oft-quoted Abe Lincoln adage to heart.
#7
Suspended
Join Date: Sep 2011
Posts: 180
got approved for chase, citi but not bOA,. boa virgin atlantic got denied on app status. looks like BOA is the only one closed on sat and sunday. tried calling the reconsideration dept
got the boa approved too today on phone for my wife
got the boa approved too today on phone for my wife
Last edited by jimmy1; Apr 9, 2012 at 7:06 am
#8


Join Date: Apr 2011
Location: SMF
Programs: Hilton Diamond-Marriott Platinum-life
Posts: 1,015
Just did 5 apps for my husband. Got 5 approvals; 2 required reconsideration
Citi Hilton 50k x 2 (2 browser trick) yielded 2 instant approvals. The only weird thing was the "congratulations" wording on the Firefox version said MY first name and not his. I know I used his SSN and name, so I'm pretty sure we're okay, but I'm somewhat concerned and confused by this.
Chase United 50K - his 4th Chase card (Sapphire, SW, Priority Club) required an easy call to reconsideration.
Amex Hilton 40k - instant approval
Barclay US Airways (2nd card, got first in Dec 2011). Required reconsideration call to find out why we wanted a second card. CSR also wondered why the first card isn't used much. Gave a good enough reason for both and got the approval.
Net:
50K United
140K Hilton
40K US Airways
All in all, a pretty good start to my Saturday
Anita
Citi Hilton 50k x 2 (2 browser trick) yielded 2 instant approvals. The only weird thing was the "congratulations" wording on the Firefox version said MY first name and not his. I know I used his SSN and name, so I'm pretty sure we're okay, but I'm somewhat concerned and confused by this.
Chase United 50K - his 4th Chase card (Sapphire, SW, Priority Club) required an easy call to reconsideration.
Amex Hilton 40k - instant approval
Barclay US Airways (2nd card, got first in Dec 2011). Required reconsideration call to find out why we wanted a second card. CSR also wondered why the first card isn't used much. Gave a good enough reason for both and got the approval.
Net:
50K United
140K Hilton
40K US Airways
All in all, a pretty good start to my Saturday

Anita
#9
Original Poster

Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 688
I'll do my apps in a few days :)
Do you have these cards in your name too? If not why not, doubles the points! We always do Apps seperately in our own names, my wife does not work, we use family income with her listed retired, never denied so far ( have had to call CSR a couple times for reconsideration) Her credit score score is 770+
For whatever reason, I developed the habit of doing applications for my husband and me on different days.
I'm in the same boat as your wife. Credit 780+, don't work outside the home anymore, etc, but I have not been denied any credit. In the last year, the two of us have earned nearly 1.5 million in various airline and hotel points through credit card bonus and spend.
Yay for good credit.
Anita
#11

Join Date: Dec 2009
Location: NYC (often in Thailand, Israel and Sweden)
Programs: Turkish Elite, AA Platinum, Royal Orchid Plus Silver
Posts: 388
Great work! That was a great catch!
If you don't mind my asking, do you generally put a little spending a few times a year on the cards you get, even after the mandatory spend?
If you don't mind my asking, do you generally put a little spending a few times a year on the cards you get, even after the mandatory spend?
#12
Original Poster

Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 688
Not as much as I should
I decided that I will put some low dollar recurring charge on his cards automatically so that there is always some activity on them.
Anita
PS - I impulsively added an application for the BofA Alaska Airlines card for him today. He got an instant approval for that as well.
#14




Join Date: May 2011
Posts: 669
I did a mini-app-o-rama 3 weeks ago but was denied for the US Air card (I have one already that's still open). I am debating calling in for reconsideration because I saw other people have had an issue where Barclay's pulls the other two CB's during reconsideration and then ultimately denies them anyway. Thoughts?
#15
Original Poster

Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 688
My 2C
I did a mini-app-o-rama 3 weeks ago but was denied for the US Air card (I have one already that's still open). I am debating calling in for reconsideration because I saw other people have had an issue where Barclay's pulls the other two CB's during reconsideration and then ultimately denies them anyway. Thoughts?
Anita


