Help with finding one more CC for miles
#1
Original Poster
Join Date: Mar 2012
Posts: 2
Help with finding one more CC for miles
Long story short, I leave in May for Asia to teach English for 12 months. I am trying to find one more card to apply for and get before I leave to have some miles banked for later. I plan to get the card, get the bonus, transfer the points to a frequent flyer program, keep it for 11 months, then cancel it to avoid the fee. I'm having trouble singling out a high signup bonus card with no minimum spend requirement, so I came here for help. I'd prefer miles, but if an awesome hotel card is available I might consider it. And don't bash me too much, this if my first real effort in the FT arena. I listed specs below, any help is appreciated.
Me
FICO: 717 on CreditKarma, 737 on CreditSesame, not sure why different
4 year credit history
Util rate is about 24%
Low personal income, high household income
No late payments, bankruptcies, etc.
I don't care much about another inquiry since I'll have none for my entire time in Asia
Recent cards
Citi Diamond Preferred in November 2011
Chase Sapphire Preferred in February 2012
Card
No Chase cards, I won't risk them closing my CSP
No AMEX, I don't want a financial review
Any major airline is fine for transfers
I don't care if it's an airline branded card or not
Goals
Plan to use miles for upgrades for long-haul international, or barring that, domestic US economy flights
This card is the only one I can find that matches:
http://www.mostmiles.com/Chairmans
Thanks!
Me
FICO: 717 on CreditKarma, 737 on CreditSesame, not sure why different

4 year credit history
Util rate is about 24%
Low personal income, high household income
No late payments, bankruptcies, etc.
I don't care much about another inquiry since I'll have none for my entire time in Asia
Recent cards
Citi Diamond Preferred in November 2011
Chase Sapphire Preferred in February 2012
Card
No Chase cards, I won't risk them closing my CSP
No AMEX, I don't want a financial review
Any major airline is fine for transfers
I don't care if it's an airline branded card or not
Goals
Plan to use miles for upgrades for long-haul international, or barring that, domestic US economy flights
This card is the only one I can find that matches:
http://www.mostmiles.com/Chairmans
Thanks!
#2
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,868
Welcome to Flyertalk.
Both are estimates. If you really want to know your FICO scores you need to purchase them at myfico.com
Are the other members of the household your parents, a spouse/domestic partner, unrelated roommates?
Low personal income, high household income
#3
In memoriam
Join Date: Jan 2006
Posts: 4,020
IMHO, OP's criteria are way too limiting.
Why the fear of having the Chase Sapphire Pref closed?
Why the concern about financial review?
Why limit yourself to just one new card?
The minimum spend is a legit issue, but, perhaps consider the Chase UAL: Explorer which currently has a 50/60K bonus offer with no minimum spend.
Why the fear of having the Chase Sapphire Pref closed?
Why the concern about financial review?
Why limit yourself to just one new card?
The minimum spend is a legit issue, but, perhaps consider the Chase UAL: Explorer which currently has a 50/60K bonus offer with no minimum spend.

