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Old Mar 28, 2012 | 1:45 pm
  #1  
/M3
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Join Date: Apr 2010
Posts: 22
Thinking about switching current card lineup

My primary card is SPG and secondary is Citi AAdvantage where amex is not accepted. My annual spending is about 35-40k. I am on year 2 with both cards got the citi fee waived which is the only reason i kept the card. I dropped a UMP card for the Advantage to avoid paying the annual fee.

I currently have 61k starpoints
96,000 aadvantage mostly from the 75k signup
114,000 united miles

Airport most frequently traveled is MIA or FLL. I dont travel often but when I do i dont use the miles because i travel domestic and figure I am better off saving for an international flight or hotel.

Since I do not travel often I wanted to find out if its possible to obtain status level at one of the hotel chains such as marriot or hilton by annual spending only and could possibly use the points more wisely that way and would end up dropping my current card lineup.

I am getting married next year and hoped to use my current miles for flight and or hotel stays with everything I have accumulated this far.
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Old Mar 28, 2012 | 2:00 pm
  #2  
 
Join Date: Jan 2011
Posts: 749
Originally Posted by /M3
Since I do not travel often I wanted to find out if its possible to obtain status level at one of the hotel chains such as marriot or hilton by annual spending only and could possibly use the points more wisely that way and would end up dropping my current card lineup.
Not that you can get top tier elite status with CC spending, but even if you could, since you travel so infrequently I don't know that it will really come in handy. Ok so it's good for free breakfast some places, and upgrades to higher tier rooms. But the room upgrade is hit or miss.

I'd focus more on the total points you can gain. Churn them and burn them. Status is nice, but if you aren't staying at properties much you will not have top tier. And this doesn't always cut the mustard. For example, lets say you get status with HH,SPG, etc. before your honeymoon, and you book a barebones room, and when you show up.... all they have is a slightly upgraded room, with free breakfast. Wouldn't you rather just book the sickest room with points? and be done with it? Or book a normal room and upgrade for points... to guarantee the room is there.

That said, you can do HH gold and SPG gold pretty easily, but again, that won't really help much. If you travel a lot, lets say 1-2x a month, you'd see upgrades and little things that might make 50% or more of your stays comfortable. But do you want to roll the dice that your honeymoon falls into one of the "other" 50% of stays...?
Stubtify is offline  
Old Mar 28, 2012 | 3:10 pm
  #3  
 
Join Date: Jun 2011
Posts: 273
Hilton awards diamond status based on credit card spend on the Hilton Amex and SPG gold comes with the Amex Plat card if you can pay the $450 annual fee.
dshargorodsky is offline  
Old Mar 28, 2012 | 3:19 pm
  #4  
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Originally Posted by /M3
My primary card is SPG and secondary is Citi AAdvantage where amex is not accepted. My annual spending is about 35-40k. I am on year 2 with both cards got the citi fee waived which is the only reason i kept the card. I dropped a UMP card for the Advantage to avoid paying the annual fee.

I currently have 61k starpoints
96,000 aadvantage mostly from the 75k signup
114,000 united miles

Airport most frequently traveled is MIA or FLL. I dont travel often but when I do i dont use the miles because i travel domestic and figure I am better off saving for an international flight or hotel.

Since I do not travel often I wanted to find out if its possible to obtain status level at one of the hotel chains such as marriot or hilton by annual spending only and could possibly use the points more wisely that way and would end up dropping my current card lineup.

I am getting married next year and hoped to use my current miles for flight and or hotel stays with everything I have accumulated this far.
More information, such as where you want to do your honeymoon, will help you get better answers to your questions, but I'd first and foremost suggest you hold onto the SPG card, for THIS if for no other reason. Nights and Flights will get you 50K additional airline miles with one of SPG's transfer partners, including AA, as well as five nights in a category 3 hotel (60K Starpoints) or category 4 (70K Starpoints). There are some very attractive category 4 properties: http://www.starwoodhotels.com/prefer...CategoryCode=4. If you used AA with Nights and Flights, you'd have nearly 150K AA miles.

You said you were on year 2 with the AA card. If you're more than 18 months from your last application or will get to that point soon enough, you may be able to qualify for another AA card (or possibly two): http://www.flyertalk.com/forum/miles...ey-appear.html. One of the most informative posts of the past several years here at FT will show you the way: http://www.flyertalk.com/forum/14386923-post2.html. That plus your qualifying spending would get you to nearly 200K AA miles, which should give you some choices of business class travel to Japan, South America, or Europe on Mile SAAver awards.

If you want to supplement your current holdings, I'd consider the Chase Sapphire Preferred/Chase Freedom combo. With the Sapphire Preferred (heading towards a reduction from 50K Ultimate Rewards points to 40K--but some of the bloggers, such as The Points Guy, who gives a pretty good description of the use of these two cards in this link, may still have working links to the 50K offer) and the Chase Freedom (offers from 10-25K--one of the commenters in link to The Points Guy's description of the program has included a link to a possibly working 25K offer), you could quickly build a stash of 80-90K Ultimate Rewards points, which can be transferred to United, Southwest, British Airways, Hyatt, and others. For flights, this might not help too much (although UA, SW, and BA all allow one-way award redemptions that you could use with an AA one-way award redemption), but you can get four nights in a top-of-the-line Hyatt for that number of points.

You haven't indicated whether your future wife might join in on applying for credit cards so that you could double the haul and possibly make this a nicer honeymoon (first class instead of business/more nights in a nicer property), but that's a path many couples follow if their credit will support it.

If you decide not to apply for another AA card, I'd take a look at bundling a number of Hilton cards through Citibank and Amex. Just as with the AA cards, you can apply for two Hilton Citi cards at the same time: http://www.flyertalk.com/forum/miles...nors-visa.html and get either 90K or 100K HHonors points. I'd also consider one of the Amex Hilton cards, http://www.flyertalk.com/forum/miles...-3-months.html, the regular card with no annual fee, or the Surpass card, http://www304.americanexpress.com/ge...Honors-Surpass, with an annual fee but a higher earning rate. This thread, http://www.flyertalk.com/forum/hilto...hing-else.html, will help make some sense of the reward options using HHonors.

I've run long, but this isn't everything that you could do. There are Amex offers that would get you Membership Rewards points that you could also transfer to various programs and there are rumors that Citi's ThankYou points system is about to get transfer partners. With what you have already, however, I'd seriously hold onto your affiliations with SPG and AA (but get new cards for their bonuses and perhaps consider an SPG Business card) and jump to Chase for the Sapphire Preffered/Freedom earnings combo.
lwildernorva is offline  
Old Mar 28, 2012 | 3:31 pm
  #5  
/M3
Original Poster
 
Join Date: Apr 2010
Posts: 22
thanks for all the detailed posts already.

should have mentioned a few things. I have hilton gold status currently thanks to one of the previous ft threads.

I have a chase freedom card that i do not use but was switched over from an older chase cash back card.

I fly on AA the most for domestic since they have a hub in MIA. Usually 1-2 times a year and stay at either a hilton or marriot 1-2 times a year at most.

For honeymoon we were thinking of doing Hawaii or Europe.

My fiancee also has about 100k aadvantage points from her card and also recently signed her up for an spg card as well and received her bonus points as did i.
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