Report time to credit agencies?
Mar 3, 2012 | 8:16 pm
#1
Original Poster
Join Date: Feb 2012
Posts: 44
Report time to credit agencies?
I opened two new credit cards today and wanted to see how they impacted my scores. How long should I wait before pulling the reports so that the accounts are listed and taken into consideration when calculating my number?
Mar 3, 2012 | 8:22 pm
#2
Join Date: Jan 2010
Posts: 396
I opened two new credit cards today and wanted to see how they impacted my scores. How long should I wait before pulling the reports so that the accounts are listed and taken into consideration when calculating my number?
Amex keeps sending me emails about their CreditSecure $1 for 3 report trial that I'm going to take advantage of instead of pulling the $20 / score FICO reports.
Amex keeps sending me emails about their CreditSecure $1 for 3 report trial that I'm going to take advantage of instead of pulling the $20 / score FICO reports.
Mar 4, 2012 | 9:57 am
#3
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,369
Which creditors are the new accounts with? Some creditors report very quickly, such as Barclays, while Amex and others seem to be rather slow. I once had a Barclays card report before I got the physical card in the mail.
Note that Creditsecure does not provide a real credit score. Fake scores are not useful.
Note that Creditsecure does not provide a real credit score. Fake scores are not useful.
Mar 4, 2012 | 10:04 am
#4
Original Poster
Join Date: Feb 2012
Posts: 44
New cards are with Chase Sapphire, Citi AAdvantage x 2, and a Barclay US Airways. Sapphire is a few weeks old, but the Citi and Barclay cards are from yesterday.
I'm not in huge hurry so I'll likely take the advice of samdori and just wait until after my first statement for the dust to settle before checking my score.
I'm not in huge hurry so I'll likely take the advice of samdori and just wait until after my first statement for the dust to settle before checking my score.