How to meet minimum spend?
Jan 8, 2012 | 9:36 pm
#1
Original Poster
Join Date: Sep 2004
Posts: 22
How to meet minimum spend?
For some silly reason I totally forgot about my new CC and the minimum spend requirement ( i know it is criminal !). I did not see the points posted and inquired and was informed I have only 12 days remaining to spend over $8000. What is the best way to do that. I do not have any expenses amounting to that, what could i use my CC for to accomplish my minimum spend ? Thanks.
Jan 8, 2012 | 9:56 pm
#2
Join Date: Feb 2009
Posts: 3,774
For some silly reason I totally forgot about my new CC and the minimum spend requirement ( i know it is criminal !). I did not see the points posted and inquired and was informed I have only 12 days remaining to spend over $8000. What is the best way to do that. I do not have any expenses amounting to that, what could i use my CC for to accomplish my minimum spend ? Thanks.
Jan 8, 2012 | 10:57 pm
#4
FlyerTalk Evangelist
Join Date: Sep 2000
Location: OH
Programs: AA Lifetime Plat, Marriot Lifetime Gold
Posts: 10,025
Are there any expenses that you could buy gift cards for like groceries, gas, etc. use the card to buy the gift cards and then pay for your expenses with those cards
Jan 8, 2012 | 11:18 pm
#5
Join Date: Nov 2010
Location: NYC
Programs: AA EXP, Hilton GLD, Marriott Plat, NEXUS/GE
Posts: 2,872
For some silly reason I totally forgot about my new CC and the minimum spend requirement ( i know it is criminal !). I did not see the points posted and inquired and was informed I have only 12 days remaining to spend over $8000. What is the best way to do that. I do not have any expenses amounting to that, what could i use my CC for to accomplish my minimum spend ? Thanks.
Jan 9, 2012 | 9:07 am
#7
Join Date: Jan 2012
Posts: 26
You can probably knock out $4k through Amazon payments if you have a significant other but it's definitely YMMV.
You can use ChargeSmart to pay your mortgage. Just pay your mortgage for a few months and you should knock it out. Even if you don't have the cash to pay it off, the interest won't be thaaaat much. Definitely worth it if the sign up bonuses is decent.
You can use ChargeSmart to pay your mortgage. Just pay your mortgage for a few months and you should knock it out. Even if you don't have the cash to pay it off, the interest won't be thaaaat much. Definitely worth it if the sign up bonuses is decent.
Jan 9, 2012 | 8:11 pm
#8
Join Date: Aug 2011
Posts: 1,689
You can probably knock out $4k through Amazon payments if you have a significant other but it's definitely YMMV.
You can use ChargeSmart to pay your mortgage. Just pay your mortgage for a few months and you should knock it out. Even if you don't have the cash to pay it off, the interest won't be thaaaat much. Definitely worth it if the sign up bonuses is decent.
You can use ChargeSmart to pay your mortgage. Just pay your mortgage for a few months and you should knock it out. Even if you don't have the cash to pay it off, the interest won't be thaaaat much. Definitely worth it if the sign up bonuses is decent.
What is the price ChargeSmart charges for a mortgage payment of $8,000?
I know it depends on the lender, but it appears it could be very pricey, which would negate quite a few of the bonus points. Am I wrong?
Jan 9, 2012 | 9:59 pm
#9
Join Date: Jan 2012
Posts: 26
You're definitely right. The fee depends on the lender. I would need to know what his card is that he is getting bonus points on...but it most likely IS worth it. It also depends on how he values whatever points he is getting. Lots of variables we don't know...
Jan 10, 2012 | 5:39 am
#10
Join Date: May 2008
Location: Las Vegas since 11/2023
Programs: No status anywhere anymore, it was fun while it lasted
Posts: 4,648
Call your cable and phone company (and anyone else you can pay with a credit card) and make a one-time payment of as much as you can. If your cell bill is $150 a month, pay them (say) $1800 and then you won't have to pay your cell bill for a year.
Jan 10, 2012 | 9:42 am
#11
Original Poster
Join Date: Sep 2004
Posts: 22
Thanks everyone
Thank you for all your ideas and suggestions. I had not heard about Chargesmart.com, Kiva.org ever before. I used these for future payments and helped me immensely. You are right about Chargesmart being expensive. However with such a steep spend requirement I wanted to make sure I met it. My bonus is 100000 points for the spend in 3 months. It is well worth it. I also learnt about Amazon Payments during my idea look up endeavor. It helps with another $1000 spend, though it is recommended it should be the last resort.
Thanks everyone for pooling together to help me out. This is a great website because of people like you.
Thanks everyone for pooling together to help me out. This is a great website because of people like you.
Jan 10, 2012 | 5:03 pm
#12
Join Date: Dec 2005
Programs: AS MVP
Posts: 294
Overpay some of your bills, like utilities and insurance. You can do it in a few minutes, online. At least some of them will write you a check for the difference (your "overpay") after a billing cycle or so. For the rest, I guess you'll just be "paid up" for a while.
And of course, gift cards and returnable objects.
And of course, gift cards and returnable objects.
Last edited by Jlove; Jan 11, 2012 at 1:58 pm Reason: correct an error (thx 1Newflyer)
Jan 10, 2012 | 7:03 pm
#13
Join Date: Dec 2011
Location: West
Posts: 3,357
Overpay some of your bills, like utilities and insurance and credit cards. At least some of them will write you a check for the difference (your "overpay") after a billing cycle or so. For the rest, I guess you'll just be "paid up" for a while.
And of course, gift cards and returnable objects.
And of course, gift cards and returnable objects.
Jan 11, 2012 | 1:57 pm
#14
Join Date: Dec 2005
Programs: AS MVP
Posts: 294