Need help deciding on a CC
Dec 15, 2011 | 3:03 pm
#1
Original Poster
Join Date: Jan 2011
Location: Dallas, TX
Programs: AA CK, SPG Plt, Marriott Plt, Hyatt Diamond, Hertz PC
Posts: 443
Need help deciding on a CC
Currently i have the Citi AA MC Gold and Citi AA AMEX.
I am trying to decide if its worth it for me to stay with AA cards since they no longer count for lifetime status.
I live in DFW so i basically fly AA 99% of the time. So have AA miles is great, but i am wondering if i am better off with say the Amex Platinum or something else i dont even know about.
I am trying to decide if its worth it for me to stay with AA cards since they no longer count for lifetime status.
I live in DFW so i basically fly AA 99% of the time. So have AA miles is great, but i am wondering if i am better off with say the Amex Platinum or something else i dont even know about.
Dec 15, 2011 | 10:30 pm
#3
Join Date: Jul 2005
Posts: 425
Sign up for the SPG Amex. The annual fee is lower (free first year, then $65) and the earn rate is better (effectively 1.25 AA miles per dollar, if you transfer blocks of 20,000 SPG points to 25,000 AA miles). This is much more compatible with the American Airlines program than the Platinum Amex.
Dec 15, 2011 | 10:40 pm
#4
Join Date: May 2011
Location: ORD
Programs: AA LTG, Marriott LTP. 50% Delta LTS, Working on Hyatt LTD
Posts: 676
If you value a few qualifying miles each year (15k I think) and/or lounge access, get the exec card. Otherwise SPG & Platinum give similar benefits (and then some) for only slightly more in annual fees.
Dec 15, 2011 | 11:30 pm
#5
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,418
If you are not wedded to AA miles for your CC spend:
1. Amex Business Gold gives 3 Membership Rewards points per dollar on airfare.
2. Chase Sapphire Preferred gives 2 Ultimate Rewards points for travel-related spend.
3. SPG Amex is a fine card, too.
1. Amex Business Gold gives 3 Membership Rewards points per dollar on airfare.
2. Chase Sapphire Preferred gives 2 Ultimate Rewards points for travel-related spend.
3. SPG Amex is a fine card, too.