Year End CC summary
Dec 7, 2011 | 5:44 pm
#1
Original Poster
Join Date: Apr 2003
Location: BOS .. but soon SFO
Programs: UA PLAT, TK GLD, Hilton Diamond, IC PLAT, SPG GLD, Marriott GLD
Posts: 1,528
Year End CC summary
Started with a Chase CO personal (10k limit) and BIZ (12k limit) CC from 2008
Feb 2011
Approved - Chase CO personal, bonus rejected
July 2011
Approved - CITI 75k personal VISA (6k limit)
Denied - CITI 75k personal AMEX
Closed - CHASE CO (both of them)
Sept 2011
Voided - CITI 75k BIZ visa
Approved - Chase 2-free-night HYATT
Nov 2011
Approved - CITI 50k/$150 credit BIZ visa
I called to cancel the CITI 75k personal and got a $85 credit + 1k miles for 1k spend for 16 months. It isn't that lucrative and I was planning on cancelling the card, but I took advantage of a 0% APR BT promo until Jan 2013 for cash flow purposes.
I want to focus on hotel programs and was planning on doing a churn for the HHilton cards, but the 35k --> 25k bonus + changes to redemption put that on the back burner.
I want to close my chase BIZ account, but I've read elsewhere that I can use that large credit line to approve other apps if I need to.
Should I just hold on to all the cards now or can I start consolidating and throwing them away?
I plan on closing
CITI AA personal
Chase CO BIZ
CITI AA BIZ as soon as i meet spending
I want to jump back from *A in 2012. I gave AA a chance, but they seem to be an expensive airline that is all about the buck and not too much bang
EDIT:
All-in I have accumulated 125k AA miles + 2 free HYATT nights (already redeemed). Not as lucrative as most, but still pretty good.
Would love to see how others did this year
Feb 2011
Approved - Chase CO personal, bonus rejected
July 2011
Approved - CITI 75k personal VISA (6k limit)
Denied - CITI 75k personal AMEX
Closed - CHASE CO (both of them)
Sept 2011
Voided - CITI 75k BIZ visa
Approved - Chase 2-free-night HYATT
Nov 2011
Approved - CITI 50k/$150 credit BIZ visa
I called to cancel the CITI 75k personal and got a $85 credit + 1k miles for 1k spend for 16 months. It isn't that lucrative and I was planning on cancelling the card, but I took advantage of a 0% APR BT promo until Jan 2013 for cash flow purposes.
I want to focus on hotel programs and was planning on doing a churn for the HHilton cards, but the 35k --> 25k bonus + changes to redemption put that on the back burner.
I want to close my chase BIZ account, but I've read elsewhere that I can use that large credit line to approve other apps if I need to.
Should I just hold on to all the cards now or can I start consolidating and throwing them away?
I plan on closing
CITI AA personal
Chase CO BIZ
CITI AA BIZ as soon as i meet spending
I want to jump back from *A in 2012. I gave AA a chance, but they seem to be an expensive airline that is all about the buck and not too much bang
EDIT:
All-in I have accumulated 125k AA miles + 2 free HYATT nights (already redeemed). Not as lucrative as most, but still pretty good.
Would love to see how others did this year
Last edited by stupidzbu; Dec 7, 2011 at 6:05 pm
Dec 7, 2011 | 6:54 pm
#2
Formerly known as gwhit21
Join Date: Jul 2011
Location: Tx
Programs: All of them.
Posts: 167
This year I received:
Jan. 75k AA Visa
75k AA Amex
June. 50k Chase Sapphire
75k AA Biz
Sept. 80k Priority Club
30k SPG
Nov. 50k SW RR
40 US Airways
I played it a little safe, but I also refinanced my house and took out two auto loans. Overall, not a bad year.
Jan. 75k AA Visa
75k AA Amex
June. 50k Chase Sapphire
75k AA Biz
Sept. 80k Priority Club
30k SPG
Nov. 50k SW RR
40 US Airways
I played it a little safe, but I also refinanced my house and took out two auto loans. Overall, not a bad year.
Dec 10, 2011 | 1:37 am
#3
Join Date: May 2011
Posts: 77
Here's my list...
Jun 2011
- AMEX PRG - 75K
- AMEX Plat - 100K
- Citi AA Visa - 75K (will close)
Sep 2011
- Chase Marriott - 70k + 1 night
Dec 2011
- SPG AMEX - 30K
- Chase (PC) - haven't received yet so not sure if I'm getting 60K or 80K
I also applied for Chase Freedom but have not received approval/denial email
I want to get the Chase Sapphire next.
Jun 2011
- AMEX PRG - 75K
- AMEX Plat - 100K
- Citi AA Visa - 75K (will close)
Sep 2011
- Chase Marriott - 70k + 1 night
Dec 2011
- SPG AMEX - 30K
- Chase (PC) - haven't received yet so not sure if I'm getting 60K or 80K
I also applied for Chase Freedom but have not received approval/denial email
I want to get the Chase Sapphire next.