FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Credit Card Programs (https://www.flyertalk.com/forum/credit-card-programs-599/)
-   -   Credit Pulls Database (https://www.flyertalk.com/forum/credit-card-programs/1138806-credit-pulls-database.html)

Silvery Aura Sep 11, 2016 10:12 am

Card Issuer Chase
Card type: Chase Sapphire Reserve
City and State: Columbus, Ohio
approx inquiry: Aug 2016
Credit agency; Equifax and Experian
approved

RDY3238 Sep 11, 2016 3:24 pm

Chase. BofA. AMEX -Oregon
 
Card Issuer: Chase
Type: IHG Mastercard
City and State: Oregon
Inquiry date: 6/2016
CRA: Equifax
Approved. FICO #8 >800

Card Issuer: BofA
Type: Alaska Visa Signature
City and State: Oregon
Inquiry date: 9/2016
CRA: Experian Scorecard or TU.
Approved: FICO #8 >800

Issuer: AMEX
Type: Blue Everyday Cashback
State: Oregon
Inquiry date: 7/2016. Product change from SPG
CRA: Equifax. (No hard pull - sideways move + same credit line)
Approved FICO >800

Note: All bureaus have consumer freeze applied. Typically I apply online, wait for denial, then call credit analyst and ask them which bureau to lift.
Oregon is $10 per freeze/lift so why do all three.... Calling them prior to application is fruitless. Credit Analyst or Recon line will not talk to you prior to application. 1-800 application dept are clueless about CRA's. So this way forces the matter and they are then happy to talk to you as there is fresh application right in front of them. Much valuable information can be obtained by chatting to these folks if you are strategic.

bbtrvl Sep 12, 2016 9:34 pm

Citi Double Cash: both Experian and Equifax
PenFed: Equifax
Barclays JetBlue Plus: TransUnion
Amazon Store card (Synchrony Bank): Transunion

Boraxo Jan 10, 2023 8:53 pm

Citi Premier: EX
Barclays JetBlue Biz: TU
Cap1 Venture: EX, EQ and TU
Cap1 Spark Miles: EX, EQ & TU


All times are GMT -6. The time now is 12:57 am.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.