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AscorbylPalmitate Dec 27, 2012 5:57 pm

Card Issuer: Chase (Visa Signature)
Card: SouthWest Rapid Rewards Plus
City and State: NY, NY
Inquiry Date: 12/2012
Credit Agency: Experian
FICO Credit Score: 740
Result: Approved

ipeaches Dec 27, 2012 9:58 pm

Card Issuer: Capital one
Card: Venture
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: Equifax, experian, transunion
Credit Score: 747 experian
Result: Approved (instant)

Card Issuer: Chase
Card: Sapphire preferred
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: Equifax, experian
Credit Score: 747 experian
Result: Approved (instant)

Card Issuer: Citi
Card: Simplicity
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: experian
Credit Score: 727 experian
Result: Approved (instant)

MrAlexMoore Jan 3, 2013 6:19 pm

Location Los Angeles, CA

Date: 5/12
Issuer: Chase
Card: CSP Visa
CRA: Experian
Result: Approved (Instant)

Date: 6/12
Issuer: Chase
Card: United & BA
CRA: Experian
Result: Approved (instant & recon)

Date: 6/12
Issuer: AMEX
Card: Starwood
CRA: Experian
Result: Approved (instant)

Date: 10/12
Issuer: Citi
Card: Hilton (2 cards)
CRA: Experian
Result: Approved (Instant / Recon)

Date: 10/12
Issuer: AMEX
Card: Biz Gold
CRA: Experian
Result: Approved (Instant)

Date: 10/12
Issuer: Chase
Card: Ink Bold
CRA: Experian
Result: Approved (Recon)

Date: 10/12
Issuer: Barclays
Card: US Air & NFL
CRA: TransUnion & Experian
Result: Approved & Denied after recon

Can I get anyone in LA that wants to look at my spotless Equifax? Also, big thank you to Barclays who gave me an extra and unnecessary Experian pull and then denied me.

That brings my total on Exp to 7. I'm hoping that isn't 'too many'...

hansel960 Jan 3, 2013 6:37 pm

I also live in Los Angeles and have had American Express, Chase, and Citi all pulling from Experian! Do any banks out here pull from Equifax?

Bluegrasskat Jan 11, 2013 3:56 pm

Any fellow FT'ers in Louisville, KY?

I always see people clamoring for Transunion pulls, but I'm having the exact OPPOSITE problem.

My last 4 pulls here, have ALL been TU. Ready for my next churn, but nervous about adding any more inquiries to Transunion.

Chase - SW Visa
Chase - AirTran Visa
Chase - Priority Club Visa
Barclays - US Air Mastercard


...so, is it safe to assume ALL Chase inquiries will be Transunion for me?

I know AMEX pulls Experian here, but any suggestions for other cards/companies that would pull EX/EQ?

Tiki Jan 24, 2013 5:57 pm

How do you know exactly which credit bureau is being pulled? I'm based in central California so have been assuming based on other people's reports that US Bank, Chase, Amex and Citibank are all pulling Experian and Barclays is pulling TU. I can't find exact info in Credit Karma or Credit Sesame.

travelpye Jan 25, 2013 5:05 am


Originally Posted by Bluegrasskat (Post 20027937)
Any fellow FT'ers in Louisville, KY?

I always see people clamoring for Transunion pulls, but I'm having the exact OPPOSITE problem.

My last 4 pulls here, have ALL been TU. Ready for my next churn, but nervous about adding any more inquiries to Transunion.

Chase - SW Visa
Chase - AirTran Visa
Chase - Priority Club Visa
Barclays - US Air Mastercard


...so, is it safe to assume ALL Chase inquiries will be Transunion for me?

I know AMEX pulls Experian here, but any suggestions for other cards/companies that would pull EX/EQ?

You might also check the credit pulls database on credit boards.com

http://creditboards.com/forums/index...pp=creditpulls

I live in the same metro area, but in Indiana. I have found Chase pulls TU for me consistently, but I only open personal cards. Perhaps biz cards would vary. Barclays pulled TU for me as well, and Citi and Am Ex consistently pull Experian. I haven't found any bank that pulls Equifax for me yet. Or at least not one offering a card I want now. Still, we may be in same metro, but we live in different states, so I would also check out the creditboards database to see if it looks like Citi and Am Ex pull from Experian in KY. I don't know if that is determined exclusively by state, or if metro area factors in. I bet it is by state.

travelpye Jan 25, 2013 5:13 am


Originally Posted by Tiki (Post 20118017)
How do you know exactly which credit bureau is being pulled? I'm based in central California so have been assuming based on other people's reports that US Bank, Chase, Amex and Citibank are all pulling Experian and Barclays is pulling TU. I can't find exact info in Credit Karma or Credit Sesame.

I get this information on my credit reports. In addition to the free copy each year we can all receive, I get extra copies free from Quizzle a couple times a year. I also check here and the credit boards credit pulls forum for experience of others in my state as reported there.

SFOHPN Jan 25, 2013 12:29 pm

Location: Seattle, WA

Date: 11/12
Issuer: Chase
Card: Priority Club
CRA: Experian
Result: Approved (Instant)

Date: 11/12
Issuer: Amex
Card: Hilton
CRA: Experian
Result: Approved (Instant)

AscorbylPalmitate Jun 12, 2013 5:35 pm

Location: NYC,NY

Date: 6/13
Issuer: Barclaycard / VISA
Card: Barclaycard NFL Extra Points VISA
CRA: TransUnion
Result: Approved (Instant)

progapanda Jul 14, 2013 11:18 am

Location: New York, NY

Date: 07/11
Issuer: Bank of America
Card: Alaska Airlines Visa Signature
CRA: Experian
Result: Approved (Following Manual Review)

michael_v Jul 19, 2013 7:02 am

Card Issuer: Citibank
Card Type: Citi AA platinum Visa
City and State: Utah
Credit Agency: both Experian and Transunion

Card Issuer: US Bank
Card Type: Club Carlson Business Visa
City and State: Utah
Credit Agency: Experian

jatink129 Jul 26, 2013 9:40 pm

Does anybody know what does TDbank pull usually? Can't seem to find any information on creditboards.com unless I'm supposed to be searching for something other than "td bank". :confused:

michael_v Jul 27, 2013 12:19 pm


Originally Posted by jatink129 (Post 21165220)
Does anybody know what does TDbank pull usually? Can't seem to find any information on creditboards.com unless I'm supposed to be searching for something other than "td bank". :confused:

TDAmeritrade (the investment firm, not the bank) pulled Transunion for me in Dec 2011.

FlightNurse Jul 27, 2013 12:41 pm

Card Issuer: Chase
Card Type: United MP, Priority Club, Chase Sapphire Preferred
City and State: PHX, AZ
Credit Agency: Experian (instant approval)
FICO- 733
Limits - Extremely High

Card Issuer: Barclay
Card Type: US Airways
City and State: PHX, AZ
Credit Agency: Transunion
FICO - 705

metoo Jul 27, 2013 1:40 pm

Date: 7/26/13
Issuer: Citi
Card: Citi Platinum Visa
CRA: Equifax
Result: Approved, moved credit limit around


Date: 7/26/13
Issuer: Barclay
Card: U.S. Airways MC
CRA: Transunion
Result: Approved (Instant)


Date: 7/27/13
Issuer: Bank Of America
Card: Alaska Airlines Visa Signature
CRA: Experian
Result: Approved (Instant)

metoo Jul 27, 2013 1:44 pm


Originally Posted by hansel960 (Post 19970553)
I also live in Los Angeles and have had American Express, Chase, and Citi all pulling from Experian! Do any banks out here pull from Equifax?


Applied 7/26/2013

Citibank pulled Equifax. In fact, when I applied for the Citi Platinum Visa (50k), I only unfroze Tranusnion and Experian. When I received the Pending remark online, I called and Citibank insisted on only pulling Equifax.

Justtony Aug 6, 2013 4:17 pm

Card Issuer: Amex
Card Type: Hilton Hhonors
City and State: NY,NY
Approx Inquiry: 07/25/2013
Credit Agency: Experian

Card Issuer: Chase
Card Type: Business Ink Plus
City and State: NY,NY
Approx Inquiry: 07/21/2013
Credit Agency: Experian

Card Issuer: Chase
Card Type: Freedom
City and State: NY,NY
Approx Inquiry: 07/21/2013
Credit Agency: Experian

Card Issuer: Citibank
Card Type: Hilton Hhonors Visa Signature
City and State: NY,NY
Approx Inquiry: 07/25/2013
Credit Agency: Experian

Card Issuer: Amex
Card Type: Platinum
City and State: NY,NY
Approx Inquiry: 03/06/2013
Credit Agency: Experian

Card Issuer: Chase
Card Type: Sapphire Preferred
City and State: NY,NY
Approx Inquiry: 03/03/2013
Credit Agency: Experian

Credit Karma:774
Credit Sesame: 720
Experian: 728, now down to 700s due to new HELOC which caused Debt to credit >50%

skitch23 Sep 8, 2013 3:40 pm

Phoenix, AZ pulls for AoR
 
Forgot to post this earlier... Phoenix is a hot spot for Experian pulls.

Card Issuer: Amex
Card Type: SPG
City and State: Phx, Az
Approx Inquiry: 08/21/13
Credit Agency: Experian - denied due to EX frozen, approved on recon.

Card Issuer: Chase
Card Type: British Airways Visa
City and State: Phx, Az
Approx Inquiry: 08/21/13
Credit Agency: Experian - denied due to EX frozen, approved on recon.

Card Issuer: BofA
Card Type: Alaska Airlines
City and State: Phx, Az
Approx Inquiry: 08/21/13
Credit Agency: Transunion - denied due to EX frozen, forced TU pull and approved on recon.

Card Issuer: Citibank
Card Type: AA Platinum Visa
City and State: Phx, Az
Approx Inquiry: 08/21/13
Credit Agency: Experian - denied due to EX frozen, approved on recon.

Card Issuer: Citibank
Card Type: Hilton Hhonors Visa Sig
City and State: Phx, Az
Approx Inquiry: 08/30/13
Credit Agency: Experian - had to call to verify info, approved.

Card Issuer: Barclays
Card Type: US Airways MC
City and State: Phx, Az
Approx Inquiry: 09/05/13
Credit Agency: Transunion - instant approval.

Credit Scores 780-815 range. Only successful attempt of having a card issuer pull a different CRA was for the BofA Alaska card.

beltline Sep 9, 2013 12:27 pm

I just pulled my free annual report for Experian and below is what I got. It seems like almost all of my inquiries hit Experian. I have some others, but will have to pull my report for TU/Equifax to figure out what cards pulled form where.

Location: Dallas, TX

Date: 7/12
Issuer: CHASE
Card: Southwest Personal
CRA: Experian
Result: Approved (Instant)

Date: 7/12
Issuer: CHASE
Card: BA
CRA: Experian
Result: Approved (Instant)

Date: 7/12
Issuer: AMEX
Card: Blue
CRA: Experian
Result: Approved (Instant)

Date: 8/12
Issuer: CHASE
Card: IHG
CRA: Experian
Result: Approved (Instant)

Date: 1/13
Issuer: CITI
Card: Hilton
CRA: Experian
Result: Approved (Instant)

Date: 1/13
Issuer: Amex
Card: Hilton
CRA: Experian
Result: Approved (Instant)

Date: 1/13
Issuer: CHASE
Card: Marriott
CRA: Experian
Result: Denied (Too many inquiries - approved later)

Date: 7/13
Issuer: US BANK
Card: Club Carlson
CRA: Experian
Result: Approved (Instant)

Date: 7/13
Issuer: CHASE
Card: Marriott
CRA: Experian
Result: Approved (Instant)

Date: 7/13
Issuer: CITI
Card: AA Platinum Visa
CRA: Experian
Result: Approved (Instant)

thehowieee Mar 14, 2014 11:40 am

Card Issuer: CBNA (Citi)
Card Type: Citi AA Executive MasterCard
City and State: Savannah, GA
Approx Inquiry: Date 3/8/2014
Credit Agency: Experian

Optional Info:
Credit Score: 775 FICO
Result: Approved after shifting some credit from another card

fenix8o0 Mar 19, 2014 7:47 pm

Location: NYC
Date: 3/14/14
Citi AA Exec, US Bank Club Carlson, Chase IHG: EX
US Airways: TU

Require recon call on all but Club Carlson, which was my first app, followed by US Airways. Opened Barclays Arrival 6 months prior.

mkt May 21, 2014 6:50 am

Date: 5/10
Issuer: Banco Santander Puerto Rico
Card: Jetblue Mastercard
CRA: Transunion
Result: Approved (Instantly, in person)


Date: 5/10
Issuer: Banco Popular Puerto Rico
Card: AA Visa Infinite
CRA: Experian
Result: Approved (Instantly, in person, and received a second call 24 hours congratulating me on my approval from the branch manager who didn't know I had been approved)

thehowieee Aug 7, 2014 5:17 am

Card Issuer: Wells Fargo
Card Type: Wells Fargo Cash Back (5% first 6 months gas/grocery/drugstore)
City and State: Savannah, GA
Approx Inquiry: Date July 30, 2014
Credit Agency: Equifax

Optional Info:
Credit Score: 754 FICO
Result: Approved

mrdobalina Sep 10, 2014 4:59 pm

Card Issuer: home depot
Credit Agency: Equifax
Approval: yes
Credit Score 640
Limit: $500

received code 26 so I had to call before getting approved.

I also found a site called hardinquiry.com that has this information. There is one more too but I can't remember the name of the site.

FlightNurse Sep 11, 2014 1:00 am


Originally Posted by mrdobalina (Post 23507017)
Card Issuer: home depot
Credit Agency: Equifax
Approval: yes
Credit Score 640
Limit: $500

received code 26 so I had to call before getting approved.

I also found a site called hardinquiry.com that has this information. There is one more too but I can't remember the name of the site.

I forgot about that website, thanks for reporting it.

LA_FadeAway Dec 19, 2014 1:16 pm

Card Issuer: Citibank
Card Type: AAdvantage Platinum Select
City and State: Los Angeles, CA
Approx Inquiry: Date 12/17/14
Credit Agency: TransUnion

SANTraveler Dec 19, 2014 1:21 pm

Card Issuer: Citibank
Card Type: AAdvantage Platinum Select
City and State: San Diego, CA
Approx Inquiry: Date 10/04/14
Credit Agency: Experian
Approval: Yes

Card Issuer: Barclays
Card Type: USAirways
City and State: San Diego, CA
Approx Inquiry: Date 12/4/14
Credit Agency: TransUnion
Approval: Yes

MrMcLargeHuge Mar 15, 2015 9:05 am

Card Issuer: Barclay
Card Type: US Airways MasterCard
City and State: Dayton, OH
Approx Inquiry: February 5, 2015
Credit Agency: TransUnion

Credit Score: >750
Result: Approved

MrMcLargeHuge Mar 15, 2015 9:05 am

Card Issuer: Citi
Card Type: Citi AAdvantage Platinum
City and State: Dayton, OH
Approx Inquiry: February 5, 2015
Credit Agency: Equifax

Credit Score: >750
Result: Approved

MrMcLargeHuge Mar 15, 2015 9:06 am

Card Issuer: Citi
Card Type: Citi AAdvantage Gold
City and State: Dayton, OH
Approx Inquiry: February 17, 2015
Credit Agency: Equifax

Credit Score: >750
Result: Approved

festriaqua Mar 19, 2015 10:31 pm

Card Issuer: Chase
Card Type: UA MP Explorer
City and State: Los Angeles, CA
Approx Inquiry: Date 2/15
Credit Agency: Experian
Approval: Yes

BillyFlyer Mar 21, 2015 8:22 am

Summary of my inquiries within the past year. I'm in northern NJ:
Experian: Chase Ink Plus, Sapphire Preferred, Ink Bold, Hyatt, Ritz Carlton, Marriot Rewards Premier, IHG rewards Club; BOA AA; Citi HH, AA Exec; Amex OBC, BRG
TransUnion: Barclay US Airways and Arrival+; USB Club Carlson

MrMcLargeHuge May 23, 2015 2:15 pm

Card Issuer: BoA
Card Type: Alaska Airlines Personal (x2)
City and State: Dayton, OH
Approx Inquiry: May 19, 2015
Credit Agency: Experian

Credit Score: >750
Result: Approved

buschoi Sep 22, 2015 8:43 am

Card Issuer: American Express
Card Type: Platinum
City and State: Seattle, WA
Approx Inquiry: 8/29/2015
Credit Agency: Experian
Result: Approved (need to call in to provide one-time PIN due to credit report freeze)

biscy Oct 24, 2015 2:47 pm

Card Type: Chase Freedom
City and State: Mansfield, OH
Approx Inquiry: October 2015
Credit Agency: TransUnion

Credit Score: >700
Result: Approved

biscy Oct 24, 2015 2:51 pm

Card Type: PNC bank secured
City and State: Pittsburgh, PA
Approx Inquiry: June, 2015
Credit Agency: TrasnUnion

Credit Score: 0
Result: Approved

biscy Oct 24, 2015 2:55 pm

Card Type: Discover
City and State: Mansfield, OH
Approx Inquiry: June, 2015
Credit Agency: Equifax

Credit Score: new
Result: Approved

biscy Oct 24, 2015 2:56 pm

Card Type: Capital One
City and State: Mansfield, OH
Approx Inquiry: June, 2015
Credit Agency: TransUnion, Equifax

Credit Score: new
Result: NOT Approved

cevee Feb 28, 2016 9:30 am

chase SW business
 
Card Issuer: Chase
Card Type: Chase SW Business
City and State: Jacksonville FL
Approx Inquiry: Date Feb 2016
Credit Agency: Equifax AND Experian


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