Using a rewards debit card to avoid PayPal fee?
Mar 2, 2010 | 12:53 pm
#1
Original Poster
Join Date: Feb 2010
Location: TPA
Programs: Hyatt Globalist, SPG/Marriott Gold, AA Gold
Posts: 180
Using a rewards debit card to avoid PayPal fee?
Hi Everyone,
I'm new here, so forgive me if this has already been discussed, but I didn't find any relevant threads, so here goes--
I am thinking about getting a rewards debit card (likely citi AA) to use with PayPal so that I can get points for paying my rent. I usually just write a check to my roommate for my half of rent expenses, but it looks like PayPal will allow you to send funds fee-free as long as they come from your bank account or debit card.
Does anyone have any experience with this? Would this qualify as a signature-type transaction for points (as opposed to a PIN transaction)?
Any advice is appreciated!!
I'm new here, so forgive me if this has already been discussed, but I didn't find any relevant threads, so here goes--
I am thinking about getting a rewards debit card (likely citi AA) to use with PayPal so that I can get points for paying my rent. I usually just write a check to my roommate for my half of rent expenses, but it looks like PayPal will allow you to send funds fee-free as long as they come from your bank account or debit card.
Does anyone have any experience with this? Would this qualify as a signature-type transaction for points (as opposed to a PIN transaction)?
Any advice is appreciated!!
Mar 2, 2010 | 1:09 pm
#2
Join Date: Sep 2008
Location: CTS
Programs: AA:1MM
Posts: 743
if they are letting you do it fee-free, then I'm guessing it's going to be a pin transaction, which I am going to assume does not earn any points.
i cannot guarantee this. otherwise, my wife and I should just ping-pong some $ back and forth on debit cards through paypal.
i cannot guarantee this. otherwise, my wife and I should just ping-pong some $ back and forth on debit cards through paypal.
Mar 2, 2010 | 1:12 pm
#3
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,874
This page says:
Personal Transfer
Free when the money comes from PayPal balance or bank account.
2.9% + $0.30 USD when the money comes from a debit or credit card or PayPal Credit
https://www.paypal.com/us/cgi-bin/ma...y-fees-outside
Personal Transfer
Free when the money comes from PayPal balance or bank account.
2.9% + $0.30 USD when the money comes from a debit or credit card or PayPal Credit
https://www.paypal.com/us/cgi-bin/ma...y-fees-outside
Mar 2, 2010 | 5:09 pm
#4
In Memoriam
Join Date: Feb 2000
Location: Easton, CT, USA
Programs: ua prem exec, Former hilton diamond
Posts: 31,801
Somebody, either you or the roommate will have to pay the fee when you transfer using a debit card.
Depending on how much the rent is you may be more then happy to pay the fee to get the miles, though there are probably many other expenses you could put on the card without paying a fee.
Depending on how much the rent is you may be more then happy to pay the fee to get the miles, though there are probably many other expenses you could put on the card without paying a fee.