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Miles for Rent/Mortgage/Tuition? [Consolidated]

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Miles for Rent/Mortgage/Tuition? [Consolidated]

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Old Jan 25, 2012, 5:20 pm
  #241  
 
Join Date: Jan 2011
Programs: SPG GOLD
Posts: 217
Your rent is actually $1175, but they are charging you $1200 to cover the 2% fee. Wonderful, if there is no additional charge though...
sunk818 is offline  
Old Jan 25, 2012, 6:07 pm
  #242  
 
Join Date: May 2009
Location: HNL
Programs: HA, DL, UA, PC Gold, A/club Plat, HH Gold, Hyatt Pl
Posts: 1,461
how about sign up for a card with a big yearly spending....Hilton Surpass?..i think was 40k spending to get diamond or something...how much can u spend on the card...oh wait that one is amex
bitachu is offline  
Old Jan 25, 2012, 6:14 pm
  #243  
 
Join Date: Mar 2011
Posts: 2,813
Originally Posted by sunk818
Your rent is actually $1175, but they are charging you $1200 to cover the 2% fee. Wonderful, if there is no additional charge though...
If the rent is $1,200 for cash and credit card payments, then the rent is $1,200 any way you look at it.
will2288 is offline  
Old Jan 25, 2012, 6:46 pm
  #244  
 
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,551
I have never seen a situation where rent could be paid without a "convenience fee" - but perhaps the OP is luckier than the rest of us.

I did find an angle though. My apartment charges a flat $19.95 convenience fee. I paid my rent for several months in a single transaction, getting more than enough rewards to cover the fee.

I wouldn't normally do this, but I had a new card with a $3000 spend requirement, so I just charged the $3000 to get that out of the way. I don't think I will do it regularly. But it does cover the spend on the new card, and will make the rewards available earlier (like as soon as I pay the bill, presumably).
redtop43 is offline  
Old Jan 26, 2012, 3:03 pm
  #245  
 
Join Date: Jan 2012
Posts: 17
Originally Posted by will2288
If the rent is $1,200 for cash and credit card payments, then the rent is $1,200 any way you look at it.
Hey guys, so just as an FYI my rent is $1,200; it says so on my rental contract and it's how much I pay.

For now I'm going with my Sapphire Preferred unless you guys think it would be advantageous to charge it with my Citi AA Visa...I saw points after my first payments last year, but these points do not count towards status right? I wouldn't mind building my way to EXP or Platnium status, but they stopped this in Dec 2011 right?
cwang238 is offline  
Old Jan 26, 2012, 3:06 pm
  #246  
 
Join Date: Oct 2009
Posts: 212
Originally Posted by cwang238
but they stopped this in Dec 2011 right?
Correct, unfortunately.
teege is offline  
Old Jan 27, 2012, 8:06 am
  #247  
 
Join Date: Jan 2011
Programs: SPG GOLD
Posts: 217
Originally Posted by cwang238
Hey guys, so just as an FYI my rent is $1,200; it says so on my rental contract and it's how much I pay.
Anyone that pays cash is losing on credit card rewards... the landlord does not have to pay this, so the landlord also keeps the difference which is $25. You may think it is $1,200 either way, but the method you pay by matters. In retail, credit card fees are part of the mark up. Anyone that pays cash, subsidizes those that use credit cards.
sunk818 is offline  
Old Jan 27, 2012, 9:14 am
  #248  
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Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Originally Posted by cwang238
I wouldn't mind building my way to EXP or Platnium status, but they stopped this in Dec 2011 right?
They stopped the latter (buliding your way to lifetime platinum) in Dec 2011. They never had any way to get annual status (platinum or EXP) from credit card spend before.

There's a $450 annual fee (not waivable) AA MC "World Elite" card which can help a little bit with elite status. But it's not clear to me that it can help more than $450 worth of MRs (especially in January 2012!) would...
sdsearch is offline  
Old Jan 27, 2012, 10:50 am
  #249  
 
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,367
5% cashback AARP card would be a good option.
Dr_wanderlust is offline  
Old Jan 27, 2012, 12:02 pm
  #250  
 
Join Date: Nov 2011
Posts: 36
Originally Posted by sdsearch
They stopped the latter (buliding your way to lifetime platinum) in Dec 2011. They never had any way to get annual status (platinum or EXP) from credit card spend before.

There's a $450 annual fee (not waivable) AA MC "World Elite" card which can help a little bit with elite status. But it's not clear to me that it can help more than $450 worth of MRs (especially in January 2012!) would...
So if you accumulate points on an AA CC what are those points for?
aznshrek88 is offline  
Old Jan 28, 2012, 8:31 am
  #251  
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Join Date: Jan 2005
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Originally Posted by aznshrek88
Originally Posted by sdsearch
They stopped the latter (buliding your way to lifetime platinum) in Dec 2011. They never had any way to get annual status (platinum or EXP) from credit card spend before.

There's a $450 annual fee (not waivable) AA MC "World Elite" card which can help a little bit with elite status. But it's not clear to me that it can help more than $450 worth of MRs (especially in January 2012!) would...
So if you accumulate points on an AA CC what are those points for?
First of all, AA has something they call points, and you can't (and never were able to) accumulate them on any AA CC.

It's miles you accumulate on AA CC.

And just like with any other airline CC, the miles can be used for award fligths and for upgrades, among other things. AA miles can also be used for hotel and car rentals, complete vacation packages, as well as (at the lowest end) magazine subscriptions.

If you have the $450 annual fee version, that also earns you some elite qualifying miles, I think. But not a whole lot, and you have to spend quite a bit to get them.

I'm not sure if that's what you were asking or not. (Your question was a little unclear to me.)
sdsearch is offline  
Old Feb 10, 2012, 6:59 am
  #252  
 
Join Date: Jul 2009
Location: Florida
Programs: Marriott Rewards-Lifetime Titanium, Priority Club-Platinum, Hilton-Diamond, United-Silver
Posts: 403
Originally Posted by nickfromct
Chase is also offering Marriott points as well.

https://www.chase.com/index.jsp?pg_n.../page/marriott
nickfromct is offline  
Old Mar 26, 2012, 6:20 am
  #253  
 
Join Date: Feb 2012
Posts: 25
Check out Western Union vice Chargesmart to pay mortgage; it may work for you; again, no AMEX, and not all banks.
sbianco is offline  
Old Mar 29, 2012, 10:40 am
  #254  
 
Join Date: Aug 2008
Programs: Hilton Gold, Hyatt Globalist
Posts: 224
I am sending my child to private school next year. I have an opportunity to pay with CC with a convenience fee of $2.50 per $100 paid. School will be about 14K and 1.5K deposit I can charge with CC with no fee. So, for the $12,500 remaining, it would come to $312.50 extra for 12,500 miles/points.

Thoughts anyone if this is the way to go? Thanks in advance!!
vballny23 is offline  
Old Mar 29, 2012, 10:49 am
  #255  
 
Join Date: May 2008
Location: BOS/SIN
Programs: SQ
Posts: 2,704
Kind of an average deal there...buying the miles outright will cost you somewhere around 3-400$, but that's not a good value either.

My little brother's 30k tuition doesn't have a fee I pay, my parents write me a check, and I get a lot of miles.
benzemalyonnais is offline  


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