Annual Fee prorated refund?

Old Feb 4, 2010, 8:14 am
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Question Annual Fee prorated refund?

My husband passed away recently. In the process of going through and cleaning up stuff, I, of course, cancelled all the credit cards that were in his name. Is it reasonable to expect the CC company to refund a prorated annual fee for the portion of the year he did not live?
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Old Feb 4, 2010, 9:39 am
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Originally Posted by Hog Heaven
My husband passed away recently. In the process of going through and cleaning up stuff, I, of course, cancelled all the credit cards that were in his name. Is it reasonable to expect the CC company to refund a prorated annual fee for the portion of the year he did not live?
It depends on cards. No for Chase and BofA which would refund in full if the cards are canceled within 60 days of opening. Past that, 0.

Citi in the past would pro-rate, but my experience is 2 or 3 years old. You need to call Citi to find out.
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Old Feb 4, 2010, 8:31 pm
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citi pro-rated a card i dropped from annual fee to no annual fee version in 2009.
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