Citi® Diamond Preferred® Rewards Card
Jul 10, 2006, 4:11 pm
#16
Join Date: Jan 2004
Location: San Jose, Ca, USA
Programs: UA 1P
Posts: 121
Originally Posted by munjk1
I think the AT&T Universal Card was withdrawn as of June 2006.
Appreciate the feedback from the other respondents.
Appreciate the feedback from the other respondents.
Jul 16, 2006, 8:17 pm
#17
Join Date: Feb 2002
Location: NYC: UA 1K, DL Platinum, AAirpass, Avis PC
Posts: 4,599
Originally Posted by munjk1
I have a question about the above card. It gives you five miles towards any airline ticket for every one dollar purchase of gas, drugstores, or supermarkets (with an initial 5000 points bonus). Therefore, to accumulate 25,000 miles in order to get a ticket, you need to spend $5000 towards such purchases. A cash rebate card would give you $250 back on such $5000 purchases.
It looks to me that $250 does not buy you a ticket of any significance to anywhere these days. That means the above card that allows you a roundtrip ticket with $5000 purchases is a superior deal. Am I correct in my assessment? Does anyone have personal experience with this card?
It looks to me that $250 does not buy you a ticket of any significance to anywhere these days. That means the above card that allows you a roundtrip ticket with $5000 purchases is a superior deal. Am I correct in my assessment? Does anyone have personal experience with this card?
But...if you don't have any miles at all in any accounts, or very little, and don't plan to fly much, you might want to take a look at the Capital One Visa Signature. It earns 2 points per dollar on everything...but tends to be reserved for people with highest credit quality.
This page has an excel file you can monkey around with. Doesn't have Citi Diamond Preferred Select specifically, but does have one of the Thank You network cards (Premier Pass) so you can see the redemption levels.
http://www.milecards.com/purchasepower.html
Still, the Starwood Amex seems to be the best no BS card out there, for the reasons already mentioned. It beats the Cap One card on every category except for the fact you have to remember to xfer points, but big deal.
Jul 17, 2006, 11:58 am
#18
Join Date: Apr 2006
Location: Ivory Towers
Programs: DL Plat, HH Diamond, Diners Club, Citi Chairman, AMEX Plat, Merrill+, SPG Gold, Marriott Slvr
Posts: 328
Originally Posted by cerealmarketer
I'm going to chime in for the Starwood Amex like the others.
But...if you don't have any miles at all in any accounts, or very little, and don't plan to fly much, you might want to take a look at the Capital One Visa Signature. It earns 2 points per dollar on everything...but tends to be reserved for people with highest credit quality.
This page has an excel file you can monkey around with. Doesn't have Citi Diamond Preferred Select specifically, but does have one of the Thank You network cards (Premier Pass) so you can see the redemption levels.
http://www.milecards.com/purchasepower.html
Still, the Starwood Amex seems to be the best no BS card out there, for the reasons already mentioned. It beats the Cap One card on every category except for the fact you have to remember to xfer points, but big deal.
But...if you don't have any miles at all in any accounts, or very little, and don't plan to fly much, you might want to take a look at the Capital One Visa Signature. It earns 2 points per dollar on everything...but tends to be reserved for people with highest credit quality.
This page has an excel file you can monkey around with. Doesn't have Citi Diamond Preferred Select specifically, but does have one of the Thank You network cards (Premier Pass) so you can see the redemption levels.
http://www.milecards.com/purchasepower.html
Still, the Starwood Amex seems to be the best no BS card out there, for the reasons already mentioned. It beats the Cap One card on every category except for the fact you have to remember to xfer points, but big deal.
Jul 17, 2006, 12:15 pm
#19
Join Date: Feb 2002
Location: NYC: UA 1K, DL Platinum, AAirpass, Avis PC
Posts: 4,599
Originally Posted by awake_at_midnight
The premier pass elite rating is incorrect. If you fly alot you will earn 2-3 points per dollar spent (i.e. each purchase point will be matched with a flight point; spending at gas/grocery/drug will give you an additional bonus point). The diamond card would be comparable 1 pt for regular purchases and 5 pts for gas/grocery/drug (FOR THE FIRST YEAR). Therefore the priority pass rating is bogus. However the spreadsheet is nice.
Most of my tickets for work are on their amex, so I can't take advantage of the 5 point premierpass bonus, but do have a lot of grocery...so am around 1.5 miles/dollar on some of those cards like premier pass with the 'everyday' component. Still stick with the Starwood myself because of the hotel option though.