Downgrading a Platinum Select card, Hard Pull ?
#1
Original Poster
Join Date: Jan 2013
Posts: 1,435
Downgrading a Platinum Select card, Hard Pull ?
My annual fee just hit, and I'm going to cancel the card and get the AF refunded. But if they offer and if I downgrade to a free Citi card, do they run a new credit check like it were a brand new card?