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Downgrading a Platinum Select card, Hard Pull ?

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Downgrading a Platinum Select card, Hard Pull ?

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Old Aug 31, 2020, 10:23 am
  #1  
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Join Date: Jan 2013
Posts: 1,435
Downgrading a Platinum Select card, Hard Pull ?

My annual fee just hit, and I'm going to cancel the card and get the AF refunded. But if they offer and if I downgrade to a free Citi card, do they run a new credit check like it were a brand new card?
cheaptom is offline  
Old Aug 31, 2020, 6:14 pm
  #2  
 
Join Date: Feb 2016
Posts: 292
There would not be a hard pull for the downgrade, at least not in any instance I've heard of.
kdm31091 is offline  


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