Say goodbye to Virtual Account Numbers at Citi?
Jan 20, 2020, 12:43 pm
#1
Original Poster
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
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Say goodbye to Virtual Account Numbers at Citi?
Citibank is officially phasing out the Virtual Account Numbers. New card numbers will not have the ability to enroll and all will lose the feature in the near future.
Jan 20, 2020, 8:26 pm
#2
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
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Posts: 102,095
I hope this still works into May for me.
Jan 20, 2020, 11:30 pm
#3
Join Date: Jul 2011
Posts: 2,319
no way am i giving google a credit card with unlimited spending capacity. jeez
who else offers virtual cards? Chase?
wonder why they're phasing it out
Jan 20, 2020, 11:34 pm
#4
Join Date: Jul 2011
Posts: 2,319
you have a source we can read more somewhere?
wonder why citi's doing it.
Jan 21, 2020, 1:13 am
#5
Join Date: Jan 2017
Posts: 126
That's a shame. I loved them for one-off transactions due to the ability to limit the amount, and no 2nd vendor could use the #.
Jan 21, 2020, 6:39 am
#6
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
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In some instances consumers try to use these instead of cancelling subscriptions, without understanding that the transaction networks treat "recurring" charges differently. I speculate that this generated a high rate of disputes that Citi had to investigate with no incremental revenue.
Jan 21, 2020, 3:43 pm
#7
Join Date: Apr 2012
Posts: 432
dang it. i LOVE my virtual #s . it's all i use on my phone so i don't accidentally buy stuff in games...and great ofor sirius XM subscriptions to just shut down automatially.
no way am i giving google a credit card with unlimited spending capacity. jeez
who else offers virtual cards? Chase?
wonder why they're phasing it out
no way am i giving google a credit card with unlimited spending capacity. jeez
who else offers virtual cards? Chase?
wonder why they're phasing it out
Jan 21, 2020, 11:51 pm
#8
Join Date: Jun 2016
Posts: 2,257
urgh, always getting rid of useful features
i try starting up the virtual account number program today (downloadable version). it should still work in generating numbers for cc that is already on file, right? it just cannot create numbers for newly-obtained cc?
or has the whole program stop working completely?
i try starting up the virtual account number program today (downloadable version). it should still work in generating numbers for cc that is already on file, right? it just cannot create numbers for newly-obtained cc?
or has the whole program stop working completely?
Jan 22, 2020, 12:35 am
#9
Join Date: Apr 2015
Posts: 456
Apple card also offers virtual card numbers... although earning is meh.
Jan 22, 2020, 2:01 pm
#10
Join Date: May 2002
Programs: WN F9 HA UA AA IHG HH MR
Posts: 3,305
If you drill down in the virtual account number menu, the total dollar amount can be restricted. I've used this for subscriptions and recurring charges were always rejected. Hopefully VANs will continue on existing accounts.
Jan 22, 2020, 3:32 pm
#11
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,256
There is an app called Token which will allow you to create virtual account numbers for any card. I tried it on a card that I recently cancelled and can verify it works. I have no idea how safe it is. You will not earn category bonuses if you go through this app.
Jan 25, 2020, 5:35 pm
#12
Original Poster
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Location: ATL, BHM, DUB, County Wexford
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Security and control while earning airline miles.
Jan 25, 2020, 6:42 pm
#13
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,256
i only use virtual account numbers to prevent recurring charges from going through.
Jan 26, 2020, 7:32 am
#14
Original Poster
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
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Posts: 4,864
Shopping online with virtual numbers means you don't have to worry about your card number getting out to a thief and then having to have the card replaced. Your options do not solve that issue.
Jan 26, 2020, 9:10 am
#15
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,256
Good don’t use my options. I’m not worried about a card number being stolen I’m worried about services that make it hard to cancel.