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Features of Citi Priority Account announced [USA]

Features of Citi Priority Account announced [USA]

Old Apr 25, 2018, 12:30 pm
  #61  
 
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Originally Posted by mikesyr18
Just pointed them out. $100 for PENFED. $200 for SDFCU. BoA's no AF travel card if you're a preferred rewards client.

Most of the 2% cards have a sign up bonus... The only two I can think of that don't are the Paypal MasterCard and the Fidelity card.
Fidelity also have $100 bonus now. Those are a new developments. Thanks for the SDFCU, didn't know about that one.
What about Schwab checking? Is it no FTF, reimburses foreign ATM fees, and give you at least $10 per month for doing nothing? Do they give you $700 or 50k TYP or 50k AA miles for opening accounts?
BTW, the new CitiGold is called Priority now.
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Old Apr 25, 2018, 1:38 pm
  #62  
 
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Originally Posted by yugi
Fidelity also have $100 bonus now. Those are a new developments. Thanks for the SDFCU, didn't know about that one.
What about Schwab checking? Is it no FTF, reimburses foreign ATM fees, and give you at least $10 per month for doing nothing? Do they give you $700 or 50k TYP or 50k AA miles for opening accounts?
BTW, the new CitiGold is called Priority now.
Schwab has no FTF's on their debit card, unlimited ATM reimbursements, as well as all of the waived fees Citi Gold has, plus the interest rate is 0.40%, when compared to 0.03%. The new Citi Gold isn't Priority... It's Citi Gold with a higher minimum balance requirement... $200,000, while Schwab has no minimum balance requirements.

Citi Priority (50k minimum to avoid $30/month fee) has brokerage fees that are twice as high as Schwab, but the fee structure is the same as Citi Gold.

There is no signup bonus for Citi Gold, and the days of 50,000 AA miles are probably gone forever. Right now there's a $400 bonus for the Citi Account Package and $600 for Citi Priority. To get those bonuses you need to maintain a minimum balance of $15,000 and $50,000 for 60 days... A disappointing sign up bonus compared to Chase and Bank of America who give out $300 bonuses on their most basic accounts just for receiving a direct deposit (real or fake), and don''t require you to hold a large balance for two months.

You get a lot from Schwab and don't have to maintain a 1%'er income to qualify for the waived fees Citi gives you on their higher tiered account(s)... Anyone with a middle class income can afford a Schwab checking account.
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Old Apr 25, 2018, 2:56 pm
  #63  
 
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Originally Posted by mikesyr18
Schwab has no FTF's on their debit card, unlimited ATM reimbursements, as well as all of the waived fees Citi Gold has, plus the interest rate is 0.40%, when compared to 0.03%. The new Citi Gold isn't Priority... It's Citi Gold with a higher minimum balance requirement... $200,000, while Schwab has no minimum balance requirements.

Citi Priority (50k minimum to avoid $30/month fee) has brokerage fees that are twice as high as Schwab, but the fee structure is the same as Citi Gold.

There is no signup bonus for Citi Gold, and the days of 50,000 AA miles are probably gone forever. Right now there's a $400 bonus for the Citi Account Package and $600 for Citi Priority. To get those bonuses you need to maintain a minimum balance of $15,000 and $50,000 for 60 days... A disappointing sign up bonus compared to Chase and Bank of America who give out $300 bonuses on their most basic accounts just for receiving a direct deposit (real or fake), and don''t require you to hold a large balance for two months.

You get a lot from Schwab and don't have to maintain a 1%'er income to qualify for the waived fees Citi gives you on their higher tiered account(s)... Anyone with a middle class income can afford a Schwab checking account.
And the main reason to keep CitiGold or Priority is to get $350 AF for Prestige instead of $450.
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Old Apr 25, 2018, 3:06 pm
  #64  
 
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Originally Posted by mikesyr18
Even their checking account bonuses are weak. BoA and Chase have offered me $300 with pretty much no strings attached. Citi will offer you $300 but you have to put $15,000 in there for 90 days first.

Citi has become ridiculously thrifty.
I've seen $700 recently from Citi.
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Old Apr 25, 2018, 3:26 pm
  #65  
 
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Originally Posted by yugi
And the main reason to keep CitiGold or Priority is to get $350 AF for Prestige instead of $450.
If one doesn't have the income to support $50,000 in an account, the $30 x 12 = $360 doesn't make it worth it... Although I do see where people can downgrade to another checking account and keep the $350, but then at that point, the benefits of Priorities' waived fees are gone.
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Old Apr 25, 2018, 4:14 pm
  #66  
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Originally Posted by mikesyr18
If one doesn't have the income to support $50,000 in an account, the $30 x 12 = $360 doesn't make it worth it... Although I do see where people can downgrade to another checking account and keep the $350, but then at that point, the benefits of Priorities' waived fees are gone.
Agreed, but this thread is about the benefits of Citi Priority... so I'd imagine those reading/replying have the means and are looking to understand their benefits (or potentially upgrade/join and enjoy them for the first time).

On another note - for those who are Citi Priority, Citi is now offering a 2% APY 13mo CD. Lovely rate for the $50k we keep on deposit with Citi.
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Old Apr 25, 2018, 4:20 pm
  #67  
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Originally Posted by TravelinSperry
Agreed, but this thread is about.....
Recent posts were moved from another thread. They are a better fit here, but not exclusively about Priority accounts.
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Old Apr 25, 2018, 4:58 pm
  #68  
 
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Originally Posted by yugi
And the main reason to keep CitiGold or Priority is to get $350 AF for Prestige instead of $450.
Discounted Prestige AF, discounted Citi Executive AF, free TYP every month. Can be a good deal.
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Old Apr 25, 2018, 8:21 pm
  #69  
 
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Originally Posted by nall
Discounted Prestige AF, discounted Citi Executive AF, free TYP every month. Can be a good deal.
Yes, I have 2 accounts linked, and both of them earns 975 points per month. Also they pay 15% relationship bonus for Prestige.
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Old May 3, 2023, 6:29 am
  #70  
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Looks like they have lowered the requirements for this package to $30k monthly... not sure it's worth it these days with MM rates being so high and Citi savings rates being so low... but at least we can hold less.


Citi Priority minimum
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