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Old Sep 24, 2014, 4:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: DenverBrian
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:



CURRENT PUBLIC OFFER: 50k

"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"

Link A50

Link B50

Link C50

Link D50

Link E50

Link F50

Link G50

PREVIOUS OFFERS


Previous 75k links (NOT WORKING 11/18)


Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75


Landing Page
Application Page (Both pages include the 18 month language).

http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp

Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending

Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.

Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.

Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b: Landing page and Application page
Option 4c: Landing page and Application page

Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link


Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page

6d: Application page

Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts. Application Link Link to application page began dying on 6/1/2015. Now completely dead.



EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
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Citi AA Executive [Late 2014 - 2015]

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Old Mar 9, 2015, 10:39 am
  #2011  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by frudd38
Finally got my denial letter for #6 (with #5 approved 9 days beforehand with an AOR). It states I have too much credit with Citi. I've already tried recon a few times with no success, even with asking to move credit over from other cards.

I'm thinking moving credit only works if you can initially get the minimum $5k approved, possibly true?
its probably time to start reducing your Credit limit on these cards you have.
ninim2200 is offline  
Old Mar 9, 2015, 11:12 am
  #2012  
 
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
Originally Posted by frudd38
Finally got my denial letter for #6 (with #5 approved 9 days beforehand with an AOR). It states I have too much credit with Citi. I've already tried recon a few times with no success, even with asking to move credit over from other cards.

I'm thinking moving credit only works if you can initially get the minimum $5k approved, possibly true?
Probably true but it seems strange that they couldn't allocate credit around then approve you based on the new allocations. Can you reduce your credit limit now and then call back in a couple weeks to try recon again?
starbuk is offline  
Old Mar 9, 2015, 11:29 am
  #2013  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by ninim2200
its probably time to start reducing your Credit limit on these cards you have.
Originally Posted by starbuk
Probably true but it seems strange that they couldn't allocate credit around then approve you based on the new allocations. Can you reduce your credit limit now and then call back in a couple weeks to try recon again?
I have already reduced each one to 5k (except 1 Exec at $10k) but I probably just have too many cards with them (7 cards). I'm planning to close three of them in a week so if I get denied via recon again today with letter in hand , I'll do just that and recon again in a few weeks.

Do the apps still stay attached after 30 days though with Citi?
frudd38 is offline  
Old Mar 9, 2015, 11:41 am
  #2014  
 
Join Date: Jan 2014
Posts: 1,269
Originally Posted by frudd38
I have already reduced each one to 5k (except 1 Exec at $10k) but I probably just have too many cards with them (7 cards). I'm planning to close three of them in a week so if I get denied via recon again today with letter in hand , I'll do just that and recon again in a few weeks.

Do the apps still stay attached after 30 days though with Citi?
Are those 7 all Execs? Execs have to have a limit of at least $5K, but you can go lower with most other Citi cards.
LWT3 is offline  
Old Mar 9, 2015, 11:53 am
  #2015  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by LWT3
Are those 7 all Execs? Execs have to have a limit of at least $5K, but you can go lower with most other Citi cards.
Nope, just 2 Execs. The rest are the regular AA cards and HH. I thought Visa Sig needs to be $5k but I'll attempt to lower it before cancelling since the AF is up. Had a full year of the nice 1k bonus retention per month with 3 of these regular AA.
frudd38 is offline  
Old Mar 9, 2015, 12:07 pm
  #2016  
 
Join Date: Jan 2014
Posts: 1,269
Originally Posted by frudd38
Nope, just 2 Execs. The rest are the regular AA cards and HH. I thought Visa Sig needs to be $5k but I'll attempt to lower it before cancelling since the AF is up. Had a full year of the nice 1k bonus retention per month with 3 of these regular AA.
Brugge knows the rules about how low you can go with all of the various Citi cards.
LWT3 is offline  
Old Mar 9, 2015, 1:20 pm
  #2017  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Ok to update, just called recon for the 4th or 5th time (first time after receiving the letter) and got approved for $27k straight up without moving any credit line.. Asked for a lower amount instead. Also confirmed $50k/5k, used link #2 on 2/25. I've got 15+ hp's on ex the past 6 months.

She said it was denied because someone put a note that this was a duplicate application.. So I guess the max limit on the letter is just a BS reason or just Citi being Citi.
frudd38 is offline  
Old Mar 9, 2015, 1:23 pm
  #2018  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by frudd38
Finally got my denial letter for #6 (with #5 approved 9 days beforehand with an AOR). It states I have too much credit with Citi. I've already tried recon a few times with no success, even with asking to move credit over from other cards.

I'm thinking moving credit only works if you can initially get the minimum $5k approved, possibly true?
How much credit do you have with Citi? I know I'm working at keeping my Citi CL low. Which means lowering every CL I get, since having a low total CL means they keep giving me huge CLs on every new card, and I have to keep lowering those to keep getting approved for more. It's a vicious circle for sure.
Brugge is offline  
Old Mar 9, 2015, 2:51 pm
  #2019  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by Brugge
How much credit do you have with Citi? I know I'm working at keeping my Citi CL low. Which means lowering every CL I get, since having a low total CL means they keep giving me huge CLs on every new card, and I have to keep lowering those to keep getting approved for more. It's a vicious circle for sure.
Before the $27k they just offered on my #6 today, about $50k. I told her that was too much and took half that.
frudd38 is offline  
Old Mar 9, 2015, 3:42 pm
  #2020  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by frudd38
Before the $27k they just offered on my #6 today, about $50k. I told her that was too much and took half that.
When I had $60K I was having to call Recon every time. Once I started SMing Citi to lower all but one of my cards, so that my total Citi CL was down to $30K, it's been instant approvals every time.

Sig cards can be lowered all the way to $1K. Only the World Elite cards have a $5K minimum.
Brugge is offline  
Old Mar 9, 2015, 4:10 pm
  #2021  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by Brugge
When I had $60K I was having to call Recon every time. Once I started SMing Citi to lower all but one of my cards, so that my total Citi CL was down to $30K, it's been instant approvals every time.

Sig cards can be lowered all the way to $1K. Only the World Elite cards have a $5K minimum.
Thanks for the data points, will prep this for #7 in a couple months.
frudd38 is offline  
Old Mar 9, 2015, 10:56 pm
  #2022  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
I applied tonight on day 62, instant approval, 1st since #3, I think this is #11, i have been lowering my CL for awhile now , but i found out that i had a home depot card that I had $8,000 CL, home depot is issued by citi (I didn't know that), so i went and lowered that to $500, i will cancel it in a couple of days. the only other difference is to pay off the previous exec cards before the statement closes so your credit report doesn't show you are utilizing too much of your credit line. Very happy with the result so i went ahead and applied for Amex Gold Business 75K and got approved as well, now i can go to sleep.
ninim2200 is offline  
Old Mar 9, 2015, 11:14 pm
  #2023  
 
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Originally Posted by ninim2200
I applied tonight on day 62, instant approval, 1st since #3, I think this is #11, i have been lowering my CL for awhile now , but i found out that i had a home depot card that I had $8,000 CL, home depot is issued by citi (I didn't know that), so i went and lowered that to $500, i will cancel it in a couple of days. the only other difference is to pay off the previous exec cards before the statement closes so your credit report doesn't show you are utilizing too much of your credit line. Very happy with the result so i went ahead and applied for Amex Gold Business 75K and got approved as well, now i can go to sleep.
WTG my friend!
slhansen219 is offline  
Old Mar 9, 2015, 11:17 pm
  #2024  
 
Join Date: Jul 2013
Posts: 244
Originally Posted by ninim2200
... so i went ahead and applied for Amex Gold Business 75K and got approved as well, now i can go to sleep.
OT but how did you get the 75K?
maxmnx is offline  
Old Mar 10, 2015, 7:13 am
  #2025  
 
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
Originally Posted by ninim2200
I applied tonight on day 62, instant approval, 1st since #3, I think this is #11, i have been lowering my CL for awhile now , but i found out that i had a home depot card that I had $8,000 CL, home depot is issued by citi (I didn't know that), so i went and lowered that to $500, i will cancel it in a couple of days. the only other difference is to pay off the previous exec cards before the statement closes so your credit report doesn't show you are utilizing too much of your credit line. Very happy with the result so i went ahead and applied for Amex Gold Business 75K and got approved as well, now i can go to sleep.
If that HD card does not have an annual fee, keep it open. Helps AAoA.
starbuk is offline  


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