Jan 24, 2014, 5:20 pm
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.
For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001
Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.
Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
-----------------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Citi Executive AA MasterCard [October 2013 - September 2014]
Jun 17, 2014, 9:03 pm
#6826
Join Date: Sep 2012
Location: Florida
Posts: 448
The spending requirement for this card can be met with purchasing 10k in GCs for $100.
If I open a card, make the 10k min spend via GCs ($100), receive the $200 statement credit, and cancel the card and have the AF refunded, then I will have earned $100 plus 100,000 miles.
If the process is repeated 2 more times, I will have earned 330,000 miles and $300.
Then I can get a 4th card, and keep it for 1 year and in the end I will have netted $50 plus 440,000 AA miles and Admirals Club access for a year.
Is this math/strategy accurate? Has anyone gotten the bonus on 4 cards and cancelled 3 of them without paying the annual fee?
I know people will disagree with this option and I'm not saying I want to do this. Just trying to make sure I have realized the full extent of the possibilities.
If I open a card, make the 10k min spend via GCs ($100), receive the $200 statement credit, and cancel the card and have the AF refunded, then I will have earned $100 plus 100,000 miles.
If the process is repeated 2 more times, I will have earned 330,000 miles and $300.
Then I can get a 4th card, and keep it for 1 year and in the end I will have netted $50 plus 440,000 AA miles and Admirals Club access for a year.
Is this math/strategy accurate? Has anyone gotten the bonus on 4 cards and cancelled 3 of them without paying the annual fee?
I know people will disagree with this option and I'm not saying I want to do this. Just trying to make sure I have realized the full extent of the possibilities.
Jun 17, 2014, 9:23 pm
#6827
Jun 17, 2014, 11:17 pm
#6828
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Jun 17, 2014, 11:20 pm
#6829
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
Before you dream up of any scheme to try to game AAdvantage, you should venture out to AA forum and see how aggressively AA is handling offenders who violate the program rules. Your scheme is clearly one of such.
If you want to keep your AA account and the miles in it, you may want to think twice on this scheme.
Merging account numbers because multiple accounts being created innocently, is one thing. That happens if the bank has created an account for you as an example. Deliberately creating multiple accounts to game AA? Good luck for not being audited by AA when EQM is involved.
If you want to keep your AA account and the miles in it, you may want to think twice on this scheme.
Merging account numbers because multiple accounts being created innocently, is one thing. That happens if the bank has created an account for you as an example. Deliberately creating multiple accounts to game AA? Good luck for not being audited by AA when EQM is involved.
Jun 18, 2014, 1:21 am
#6830
Join Date: Jan 2014
Location: LAX/BUR
Posts: 525
The spending requirement for this card can be met with purchasing 10k in GCs for $100.
If I open a card, make the 10k min spend via GCs ($100), receive the $200 statement credit, and cancel the card and have the AF refunded, then I will have earned $100 plus 100,000 miles.
If the process is repeated 2 more times, I will have earned 330,000 miles and $300.
Then I can get a 4th card, and keep it for 1 year and in the end I will have netted $50 plus 440,000 AA miles and Admirals Club access for a year.
Is this math/strategy accurate? Has anyone gotten the bonus on 4 cards and cancelled 3 of them without paying the annual fee?
I know people will disagree with this option and I'm not saying I want to do this. Just trying to make sure I have realized the full extent of the possibilities.
If I open a card, make the 10k min spend via GCs ($100), receive the $200 statement credit, and cancel the card and have the AF refunded, then I will have earned $100 plus 100,000 miles.
If the process is repeated 2 more times, I will have earned 330,000 miles and $300.
Then I can get a 4th card, and keep it for 1 year and in the end I will have netted $50 plus 440,000 AA miles and Admirals Club access for a year.
Is this math/strategy accurate? Has anyone gotten the bonus on 4 cards and cancelled 3 of them without paying the annual fee?
I know people will disagree with this option and I'm not saying I want to do this. Just trying to make sure I have realized the full extent of the possibilities.
Jun 18, 2014, 2:16 am
#6831
Join Date: Jun 2013
Location: IAH
Programs: Hyatt Globalist, SPG Platinum, Hilton Diamond, A3 Gold
Posts: 601
Let' say you get this card and then close it. Can you still use the closed but unexpired card to access the AA lounge?
Jun 18, 2014, 2:57 am
#6832
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
. Pay the fee and you will get it
Jun 18, 2014, 4:51 am
#6834
Join Date: Dec 2003
Location: NYC
Posts: 6,433
How do you use a credit card for tax payments at a small fraction of a %?
Jun 18, 2014, 5:17 am
#6835
Join Date: Nov 2010
Posts: 378
I'm sure this has been answered, but I don't have time to go thru the thread, and it's not in the wiki and time is short for me....
My statement closed last night. I have enough pending charges to meet the 10k spend but they will be on the next billing cycle. They show pending now; it's bills I paid online last night - medical bills, electric bill, etc.
The $450 AF posted May 16, so today is day 34 (June 18). I had emailed to ask by what date I had to close the card in order to have the AF refunded, and they emailed back with "37 days" so I have that in writing.
Once the remaining charges that will take me over 10k post, do I still need to wait till they show up on my aadvantage acct before closing the card? If I close the card as soon as those charges go from "pending" to posted will I definitely get the bonus? How long from meeting the spend until the bonus posts to AA?
Thanks, and sorry for once again asking what must be a FAQ--I am drowning at work and only have a couple of days to decide whether or not to close this card!
My statement closed last night. I have enough pending charges to meet the 10k spend but they will be on the next billing cycle. They show pending now; it's bills I paid online last night - medical bills, electric bill, etc.
The $450 AF posted May 16, so today is day 34 (June 18). I had emailed to ask by what date I had to close the card in order to have the AF refunded, and they emailed back with "37 days" so I have that in writing.
Once the remaining charges that will take me over 10k post, do I still need to wait till they show up on my aadvantage acct before closing the card? If I close the card as soon as those charges go from "pending" to posted will I definitely get the bonus? How long from meeting the spend until the bonus posts to AA?
Thanks, and sorry for once again asking what must be a FAQ--I am drowning at work and only have a couple of days to decide whether or not to close this card!
Jun 18, 2014, 5:26 am
#6836
Join Date: Sep 2005
Location: SIN
Programs: SQ, UA, Delta, BMI(RIP), Marriott Lifetime Titanium, Hilton Diamond (Thanks Amex) Hyatt Discov
Posts: 1,942
If this is true, then that is a huge benefit!
By the way, there is an HSBC card in SIN which gives free unlimited Priority Pass access to all supplementary card holders, irrespective of the number of supplementary cards you have, for one annual card fee of S$450 for the main card. Just FYI
Jun 18, 2014, 5:29 am
#6837
Join Date: Mar 2011
Location: NY, NY
Posts: 695
Up to 100k miles Citi Executive AAdvantage offers [Read the wiki before posting]
AFAIK miles only post when the statement cycle closes, so if the final charges that take you over the 10k post in the coming days then you will have to wait for a while before you get the bonus points. In other words, you are going to have keep the card open past the 37-day refund mark
Jun 18, 2014, 5:43 am
#6838
Join Date: Nov 2010
Posts: 378
AFAIK miles only post when the statement cycle closes, so if the final charges that take you over the 10k post in the coming days then you will have to wait for a while before you get the bonus points. In other words, you are going to have keep the card open past the 37-day refund mark
Jun 18, 2014, 6:05 am
#6839
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,041
We are making this way more complicated than necessary.
The AA Citi Executive Mastercard:
1) Acts as a full Admirals Club membership for the primary member only. The primary cardholders physical card has an Admirals Club logo on that back.
2) Said logo is missing from the supplementary card. The supplementary card carries absolutely no Admirals Club membership privileges in any way, shape, or form.
That is the way it works unless or until AA/Citi actually announce a change in the terms and conditions.
Regards
Jun 18, 2014, 6:06 am
#6840
Join Date: Jan 2013
Location: PVD/BOS
Posts: 879
That's what he's saying. You could roll the dice and close it early, but is $250 worth risking all those miles for?